{"url":"https://nivawealth.com/firms/financial-council-110748","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/110748","regulatoryAum":1270749770,"crd":"110748","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6806701","suffix":null,"lastName":"Durski","firstName":"Lydia","middleName":"Thompson"},{"crd":"2327246","suffix":null,"lastName":"HAUSERMAN","firstName":"JOHN","middleName":"DALE"},{"crd":"731563","suffix":null,"lastName":"LEEB","firstName":"WILLIAM","middleName":"MICHAEL"},{"crd":"5547469","suffix":null,"lastName":"REYNOLDS","firstName":"JEFFREY","middleName":"ROBERT"},{"crd":"7063856","suffix":"II","lastName":"Tomaschefsky","firstName":"Richard","middleName":"J."},{"crd":"2908037","suffix":null,"lastName":"TRAVIS","firstName":"DAVID","middleName":"RAYMOND"},{"crd":"2540409","suffix":null,"lastName":"WOODRING","firstName":"DALE","middleName":"THOMAS"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-29","regulatoryAum":752252000,"clients":885,"employees":3,"offices":1},{"filedOn":"2022-03-18","regulatoryAum":850289000,"clients":1279,"employees":3,"offices":1},{"filedOn":"2023-03-30","regulatoryAum":809254000,"clients":1394,"employees":3,"offices":1},{"filedOn":"2024-07-29","regulatoryAum":959418000,"clients":1456,"employees":15,"offices":1},{"filedOn":"2025-03-28","regulatoryAum":1099779929,"clients":640,"employees":21,"offices":1},{"filedOn":"2026-05-13","regulatoryAum":1270749770,"clients":649,"employees":21,"offices":1}],"secFileNumber":"801-51360","legalName":"Financial Council, LLC","displayName":"Financial Council","slug":"financial-council-110748","website":"https://financialcouncil.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"1995","organization":"Maryland limited liability company","fiscalYearEnd":"December","headquarters":{"street":"100 West Road, Suite 500","city":"Towson","state":"MD","stateName":"Maryland","country":"United States","postalCode":"21204"},"tradeNames":[],"registration":{"secApproved":"26 February 1996","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1957644.0277777778,"staff":{"employees":21,"advisory":10,"brokerDealerReps":10,"insuranceAgents":5,"promoters":2},"aum":{"regulatory":1270749770,"discretionary":1270749770,"discretionaryAccounts":1565,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":305,"regulatoryAum":151344674},{"label":"High-net-worth individuals","clients":343,"regulatoryAum":1117208656},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":2196440}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030023","versionId":1030023,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-27","documentName":"FORM ADV 2A MARCH 2026","fee_rate_low":0.25,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T04:17:52.026174+00:00","documents":[{"name":"FORM ADV 2A MARCH 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030023","versionId":1030023,"submittedOn":"2026-03-27"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":1270749770}],"custodyNote":"Financial Council has custody of $384M in client assets for 215 clients.","otherCustodians":[],"leadership":[{"name":"William Leeb","title":"President, Chief Executive Officer, Chief Investment Officer, Chief Compliance Officer","crd":"731563"},{"name":"David Travis","title":"Chief Financial Officer","crd":"2908037"},{"name":"Jodi Greenlund","title":"Chief Operating Officer","crd":"4354261"},{"name":"Jeffrey Reynolds","title":"Chief Advisory Officer","crd":"5547469"}],"ownership":[{"label":"William Leeb","detail":"President, chief executive officer, chief investment officer, chief compliance officer in the 75% or more ownership band and a control person, since July 1995."},{"label":"Jodi Greenlund","detail":"Chief operating officer in the 5% to 10% ownership band, since July 2022."},{"label":"David Travis","detail":"Chief financial officer in the 5% to 10% ownership band and a control person, since January 2024."},{"label":"Jeffrey Reynolds","detail":"Chief advisory officer in the 5% to 10% ownership band and a control person, since January 2024."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maryland","offices":1,"addresses":[{"street":"100 West Road, Suite 500","city":"Towson","headquarters":true}]}],"brochureServices":["insurance"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"410-821-9200","stateRegisteredReps":7,"otherAdviserReps":8,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":5},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":90},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"13 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/110748/PDF/110748.pdf","brochureDate":"27 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030023","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Financial Council have?","answer":"Financial Council has 649 clients and manages $1.27 billion for them, as of May 2026. They include 343 high-net-worth individuals, 305 individual clients and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Financial Council offer?","answer":"Financial Council provides portfolio management for individuals and small businesses, portfolio management for institutions, and insurance.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Financial Council charge?","answer":"Financial Council charges 0.25%–1.25% a year for its Portfolio Management Services. The fee is billed in arrears and is negotiable.","source":"FORM ADV 2A MARCH 2026, filed 27 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Financial Council use?","answer":"Financial Council’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $1.27B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Council have?","answer":"Financial Council has 7 investment adviser representatives registered with state securities authorities, out of 21 employees, and 10 perform investment advisory functions. 10 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Council invest in?","answer":"At the end of its last fiscal year, Financial Council’s separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 4% cash and equivalents and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Council?","answer":"Financial Council’s direct owners are William Leeb (75% or more), Jodi Greenlund (5% to 10%), David Travis (5% to 10%) and Jeffrey Reynolds (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 13 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Council get paid?","answer":"Financial Council is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Financial Council?","answer":"Financial Council’s main office is at 100 West Road, Suite 500, Towson, MD 21204. Its phone number is 410-821-9200. Its website is financialcouncil.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/financial-council-110748/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-04","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1883629/000188362926000005/0001883629-26-000005-index.html","totalValue":308310246,"positionCount":106,"top10Share":0.6539563235923077,"top10":[{"issuer":"CAPITAL GROUP GBL GROWTH EQT","titleOfClass":"SHS CREAT UNIT","cusip":"14020X104","value":66894103,"shares":1580300,"shareType":"SH","priorValue":52004129,"priorShares":1558410},{"issuer":"ISHARES TR","titleOfClass":"MSCI ACWI EX US","cusip":"464288240","value":29870182,"shares":392461,"shareType":"SH","priorValue":26515430,"priorShares":387256},{"issuer":"CAPITAL GROUP GROWTH ETF","titleOfClass":"SHS CREAT UNIT","cusip":"14020G101","value":24373748,"shares":516393,"shareType":"SH","priorValue":19521104,"priorShares":485720},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US GWT","cusip":"464287671","value":16165527,"shares":85946,"shareType":"SH","priorValue":13318819,"priorShares":85867},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":13800363,"shares":227017,"shareType":"SH","priorValue":12676862,"priorShares":224052},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":12582759,"shares":43485,"shareType":"SH","priorValue":11110956,"priorShares":43780},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US VLU","cusip":"464287663","value":10009110,"shares":90868,"shareType":"SH","priorValue":9282766,"priorShares":90785},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500GRW","cusip":"78464A409","value":10007138,"shares":84101,"shareType":"SH","priorValue":8358225,"priorShares":85366},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":9389588,"shares":113346,"shareType":"SH","priorValue":7782327,"priorShares":111575},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":8528917,"shares":110607,"shareType":"SH","priorValue":7477472,"priorShares":110728}],"positionsListed":106,"positions":[{"issuer":"CAPITAL GROUP GBL GROWTH EQT","titleOfClass":"SHS CREAT UNIT","cusip":"14020X104","value":66894103,"shares":1580300,"shareType":"SH","priorValue":52004129,"priorShares":1558410},{"issuer":"ISHARES TR","titleOfClass":"MSCI ACWI EX US","cusip":"464288240","value":29870182,"shares":392461,"shareType":"SH","priorValue":26515430,"priorShares":387256},{"issuer":"CAPITAL GROUP GROWTH ETF","titleOfClass":"SHS CREAT UNIT","cusip":"14020G101","value":24373748,"shares":516393,"shareType":"SH","priorValue":19521104,"priorShares":485720},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US GWT","cusip":"464287671","value":16165527,"shares":85946,"shareType":"SH","priorValue":13318819,"priorShares":85867},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":13800363,"shares":227017,"shareType":"SH","priorValue":12676862,"priorShares":224052},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":12582759,"shares":43485,"shareType":"SH","priorValue":11110956,"priorShares":43780},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US VLU","cusip":"464287663","value":10009110,"shares":90868,"shareType":"SH","priorValue":9282766,"priorShares":90785},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500GRW","cusip":"78464A409","value":10007138,"shares":84101,"shareType":"SH","priorValue":8358225,"priorShares":85366},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":9389588,"shares":113346,"shareType":"SH","priorValue":7782327,"priorShares":111575},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":8528917,"shares":110607,"shareType":"SH","priorValue":7477472,"priorShares":110728},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":7657776,"shares":172628,"shareType":"SH","priorValue":6459848,"priorShares":166234},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 3000 ETF","cusip":"464287689","value":6247354,"shares":14651,"shareType":"SH","priorValue":5376736,"priorShares":14505},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":6081739,"shares":8121,"shareType":"SH","priorValue":5324500,"priorShares":8151},{"issuer":"ISHARES TR","titleOfClass":"MSCI ACWI ETF","cusip":"464288257","value":5445493,"shares":34691,"shareType":"SH","priorValue":4807984,"priorShares":34747},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":4021672,"shares":20099,"shareType":"SH","priorValue":3504636,"priorShares":20095},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":4006493,"shares":10741,"shareType":"SH","priorValue":3969588,"priorShares":10724},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":3965676,"shares":5774,"shareType":"SH","priorValue":3355841,"priorShares":5616},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":3964831,"shares":48387,"shareType":"SH","priorValue":3431122,"priorShares":48387},{"issuer":"CAPITAL GROUP DIVIDEND VALUE","titleOfClass":"SHS CREAT UNIT","cusip":"14020W106","value":3694070,"shares":74961,"shareType":"SH","priorValue":3055466,"priorShares":71826},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":2682590,"shares":3592,"shareType":"SH","priorValue":2104631,"priorShares":3236},{"issuer":"CAPITAL GRP FIXED INCM ETF T","titleOfClass":"MUN INM ETF","cusip":"14020Y201","value":2614237,"shares":95167,"shareType":"SH","priorValue":2296646,"priorShares":84591},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":2525765,"shares":18474,"shareType":"SH","priorValue":3134299,"priorShares":18474},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":2371335,"shares":6711,"shareType":"SH","priorValue":1925026,"priorShares":6711},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":2088936,"shares":5845,"shareType":"SH","priorValue":1680857,"priorShares":5845},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":1979818,"shares":24361,"shareType":"SH","priorValue":1852654,"priorShares":24361},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":1955393,"shares":5284,"shareType":"SH","priorValue":1652945,"priorShares":5152},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":1855286,"shares":12652,"shareType":"SH","priorValue":1826796,"priorShares":12647},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":1803261,"shares":5509,"shareType":"SH","priorValue":1625234,"priorShares":5525},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1698888,"shares":7128,"shareType":"SH","priorValue":1497045,"priorShares":7188},{"issuer":"ISHARES TR","titleOfClass":"ESG SELECT SCRE","cusip":"46436E569","value":1596582,"shares":28114,"shareType":"SH","priorValue":1397262,"priorShares":28388},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":1497510,"shares":5951,"shareType":"SH","priorValue":1294283,"priorShares":5951},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":1495689,"shares":1247,"shareType":"SH","priorValue":1160774,"priorShares":1262},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ESG INTL STK ETF","cusip":"921910725","value":1420769,"shares":17255,"shareType":"SH","priorValue":1241406,"priorShares":17307},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":1397845,"shares":1211,"shareType":"SH","priorValue":409124,"priorShares":1211},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":1363578,"shares":1886,"shareType":"SH","priorValue":644616,"priorShares":1886},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":1352421,"shares":24585,"shareType":"SH","priorValue":1191389,"priorShares":24585},{"issuer":"CAPITAL GROUP DIVIDEND GROWE","titleOfClass":"SHS ETF","cusip":"14021L109","value":1088165,"shares":29010,"shareType":"SH","priorValue":730565,"priorShares":20350},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":979108,"shares":8192,"shareType":"SH","priorValue":714465,"priorShares":1024},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI TOTAL","cusip":"46432F834","value":975779,"shares":10224,"shareType":"SH","priorValue":885807,"priorShares":10224},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":905165,"shares":850,"shareType":"SH","priorValue":602191,"priorShares":850},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":870846,"shares":1546,"shareType":"SH","priorValue":884513,"priorShares":1546},{"issuer":"VANGUARD ADMIRAL FDS INC","titleOfClass":"SMLLCP 600 IDX","cusip":"921932828","value":851098,"shares":6188,"shareType":"SH","priorValue":710568,"priorShares":6188},{"issuer":"STARBUCKS CORP","titleOfClass":"COM","cusip":"855244109","value":736790,"shares":7210,"shareType":"SH","priorValue":645944,"priorShares":7210},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":732481,"shares":6236,"shareType":"SH","priorValue":483851,"priorShares":6236},{"issuer":"CAPITAL GROUP INTERNATIONAL","titleOfClass":"SHS","cusip":"14021T102","value":713857,"shares":19617,"shareType":"SH","priorValue":605383,"priorShares":18284},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":702615,"shares":1860,"shareType":"SH","priorValue":575689,"priorShares":1860},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":690279,"shares":1847,"shareType":"SH","priorValue":524123,"priorShares":1847},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":683412,"shares":4608,"shareType":"SH","priorValue":567972,"priorShares":4569},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR TECHN ETF","cusip":"81369Y803","value":660342,"shares":3466,"shareType":"SH","priorValue":460631,"priorShares":3466},{"issuer":"ABBOTT LABORATORIES","titleOfClass":"COM","cusip":"002824100","value":623475,"shares":6871,"shareType":"SH","priorValue":705446,"priorShares":6871},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":616480,"shares":1232,"shareType":"SH","priorValue":609542,"priorShares":1272},{"issuer":"ISHARES TR","titleOfClass":"GLOBAL 100 ETF","cusip":"464287572","value":615255,"shares":4504,"shareType":"SH","priorValue":437919,"priorShares":3620},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":611904,"shares":10739,"shareType":"SH","priorValue":523285,"priorShares":10734},{"issuer":"CSX CORP","titleOfClass":"COM","cusip":"126408103","value":549512,"shares":11561,"shareType":"SH","priorValue":473863,"priorShares":11544},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":529862,"shares":451,"shareType":"SH","priorValue":393678,"priorShares":451},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":528969,"shares":4116,"shareType":"SH","priorValue":480136,"priorShares":3991},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":510964,"shares":2012,"shareType":"SH","priorValue":491694,"priorShares":2012},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":462142,"shares":1347,"shareType":"SH","priorValue":407117,"priorShares":1347},{"issuer":"CONSTELLATION ENERGY CORP","titleOfClass":"COM","cusip":"21037T109","value":459236,"shares":1849,"shareType":"SH","priorValue":516333,"priorShares":1849},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":456433,"shares":3371,"shareType":"SH","priorValue":522396,"priorShares":3364},{"issuer":"MASTERCARD INCORPORATED","titleOfClass":"CL A","cusip":"57636Q104","value":436046,"shares":849,"shareType":"SH","priorValue":424211,"priorShares":849},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":406637,"shares":700,"shareType":"SH"},{"issuer":"SEAGATE TECHNOLOGY HLDNGS PL","titleOfClass":"ORD SHS","cusip":"G7997R103","value":383105,"shares":397,"shareType":"SH"},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":381030,"shares":2600,"shareType":"SH","priorValue":382486,"priorShares":2600},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP GR IDXVIP","cusip":"922908538","value":377362,"shares":1232,"shareType":"SH","priorValue":317055,"priorShares":1232},{"issuer":"STATE STR SPDR S&P MIDCAP 40","titleOfClass":"UTSER1 S&PDCRP","cusip":"78467Y107","value":369254,"shares":525,"shareType":"SH","priorValue":360805,"priorShares":585},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":362637,"shares":1911,"shareType":"SH","priorValue":368696,"priorShares":1911},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":357970,"shares":1015,"shareType":"SH","priorValue":333823,"priorShares":1015},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":355704,"shares":3683,"shareType":"SH","priorValue":333422,"priorShares":3683},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":352627,"shares":2564,"shareType":"SH","priorValue":290014,"priorShares":2564},{"issuer":"TEXAS INSTRS INC","titleOfClass":"COM","cusip":"882508104","value":351425,"shares":1179,"shareType":"SH","priorValue":228891,"priorShares":1179},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":340817,"shares":820,"shareType":"SH","priorValue":221884,"priorShares":820},{"issuer":"FEDERATED HERMES ETF TRUST","titleOfClass":"US STRATEGIC DIV","cusip":"31423L305","value":335873,"shares":10700,"shareType":"SH","priorValue":279264,"priorShares":9067},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":333963,"shares":357,"shareType":"SH","priorValue":360715,"priorShares":362},{"issuer":"TRAVELERS COMPANIES INC","titleOfClass":"COM","cusip":"89417E109","value":328139,"shares":994,"shareType":"SH","priorValue":289930,"priorShares":994},{"issuer":"MORGAN STANLEY","titleOfClass":"COM NEW","cusip":"617446448","value":322549,"shares":1543,"shareType":"SH","priorValue":253932,"priorShares":1543},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP BIOT","cusip":"78464A870","value":317766,"shares":2008,"shareType":"SH","priorValue":256482,"priorShares":2008},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":314834,"shares":739,"shareType":"SH","priorValue":264261,"priorShares":739},{"issuer":"ISHARES INC","titleOfClass":"MSCI EM ASIA ETF","cusip":"464286426","value":313890,"shares":2684,"shareType":"SH","priorValue":256199,"priorShares":2676},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":306600,"shares":642,"shareType":"SH","priorValue":234572,"priorShares":694},{"issuer":"PNC FINL SVCS GROUP INC","titleOfClass":"COM","cusip":"693475105","value":303589,"shares":1233,"shareType":"SH","priorValue":270725,"priorShares":1301},{"issuer":"NETFLIX INC.","titleOfClass":"COM","cusip":"64110L106","value":302022,"shares":4230,"shareType":"SH","priorValue":406715,"priorShares":4230},{"issuer":"THERMO FISHER SCIENTIFIC INC","titleOfClass":"COM","cusip":"883556102","value":296304,"shares":591,"shareType":"SH","priorValue":290494,"priorShares":591},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"MSCI INFO TECH I","cusip":"316092808","value":295861,"shares":1036,"shareType":"SH","priorValue":215540,"priorShares":1036},{"issuer":"CAPITAL GROUP GLOBAL EQUITY","titleOfClass":"SHS","cusip":"14020R107","value":295029,"shares":8372,"shareType":"SH","priorValue":255346,"priorShares":8372},{"issuer":"AMERICAN EXPRESS CO","titleOfClass":"COM","cusip":"025816109","value":283434,"shares":838,"shareType":"SH","priorValue":253461,"priorShares":838},{"issuer":"COLGATE PALMOLIVE CO","titleOfClass":"COM","cusip":"194162103","value":283200,"shares":3089,"shareType":"SH","priorValue":263275,"priorShares":3089},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INTER TERM TREAS","cusip":"92206C706","value":274883,"shares":4661,"shareType":"SH","priorValue":268485,"priorShares":4509},{"issuer":"ISHARES TR","titleOfClass":"ESG SELECT SCRE","cusip":"46436E551","value":269649,"shares":5171,"shareType":"SH","priorValue":234484,"priorShares":5168},{"issuer":"ISHARES TR","titleOfClass":"RUS TP200 GR ETF","cusip":"464289438","value":269114,"shares":926,"shareType":"SH","priorValue":230426,"priorShares":926},{"issuer":"EXELON CORP","titleOfClass":"COM","cusip":"30161N101","value":258694,"shares":5549,"shareType":"SH","priorValue":272012,"priorShares":5549},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":255175,"shares":2253,"shareType":"SH","priorValue":280003,"priorShares":2253},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":251673,"shares":695,"shareType":"SH","priorValue":244536,"priorShares":695},{"issuer":"CUMMINS INC","titleOfClass":"COM","cusip":"231021106","value":243205,"shares":341,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"ESG AW MSCI EAFE","cusip":"46435G516","value":242144,"shares":2355,"shareType":"SH","priorValue":223169,"priorShares":2334},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":242122,"shares":861,"shareType":"SH","priorValue":208698,"priorShares":861},{"issuer":"QUALCOMM INC","titleOfClass":"COM","cusip":"747525103","value":233020,"shares":1261,"shareType":"SH"},{"issuer":"CINTAS CORP","titleOfClass":"COM","cusip":"172908105","value":223145,"shares":1312,"shareType":"SH","priorValue":221912,"priorShares":1312},{"issuer":"BLACKROCK INC","titleOfClass":"COM","cusip":"09290D101","value":222120,"shares":231,"shareType":"SH","priorValue":222155,"priorShares":231},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":218623,"shares":2538,"shareType":"SH"},{"issuer":"DEVON ENERGY CORP NEW","titleOfClass":"COM","cusip":"25179M103","value":217674,"shares":5268,"shareType":"SH"},{"issuer":"3M CO","titleOfClass":"COM","cusip":"88579Y101","value":213074,"shares":1316,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUS TP200 VL ETF","cusip":"464289420","value":210846,"shares":2005,"shareType":"SH"},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":205695,"shares":1137,"shareType":"SH"},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"PFD ETF","cusip":"46138E511","value":126165,"shares":11639,"shareType":"SH","priorValue":115779,"priorShares":10641},{"issuer":"EMPIRE ST RLTY TR INC","titleOfClass":"CL A","cusip":"292104106","value":64947,"shares":12005,"shareType":"SH","priorValue":62426,"priorShares":12005}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}