{"url":"https://nivawealth.com/firms/financial-avenues-153458","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/153458","regulatoryAum":147618248,"crd":"153458","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8212903","suffix":null,"lastName":"Brewer","firstName":"Anna","middleName":"Grace"},{"crd":"7749873","suffix":null,"lastName":"Moore","firstName":"Jonathan","middleName":"Alexander"},{"crd":"2094475","suffix":null,"lastName":"ST. JOHN","firstName":"TRACY","middleName":"LEE"},{"crd":"8108547","suffix":null,"lastName":"Watts","firstName":"Beth","middleName":"Loree"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134945","legalName":"Financial Avenues LLC","displayName":"Financial Avenues","slug":"financial-avenues-153458","website":"https://myfinancialavenues.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/153458/418929930ea7ca87-r1.webp","tone":"light","width":889,"height":200,"sourceUrl":"https://www.myfinancialavenues.com/","sourceLabel":"Financial Avenues, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/financial-avenues-llc/?viewAsMember=true","founded":null,"organization":"Missouri limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"12 December 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1549537.8510638298,"staff":{"employees":4,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":147618248,"discretionary":147618248,"discretionaryAccounts":409,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":66},"clientTypes":[{"label":"Individuals (other than HNW)","clients":44,"regulatoryAum":18622772},{"label":"High-net-worth individuals","clients":50,"regulatoryAum":127033786},{"label":"Pension and profit-sharing plans","clients":2,"regulatoryAum":1320447},{"label":"Corporations and other businesses","clients":1,"regulatoryAum":641243}],"feePrograms":[{"role":"other","program":"Financial Planning and Investment Consultation","summary":"Hourly at $220 to $300 for planners, $185 to $220 for paraplanners and $75 for client and operations associates, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1035010","versionId":1035010,"submittedOn":"2026-03-31","documentName":"ADV PART 2A AND 2B MARCH 2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T14:06:46.631217+00:00","documents":[{"name":"ADV PART 2A AND 2B MARCH 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1035010","versionId":1035010,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":127214559},{"name":"Vanguard Marketing Corporation","shortName":"Vanguard Marketing","location":"Malvern, PA","smaAssets":12276110}],"custodyNote":"Financial Avenues does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Tracy St. John","title":"Managing Member/Chief Compliance Officer/Financial Advisor","crd":"2094475"}],"ownership":[{"label":"Tracy St. John","detail":"Managing member/chief compliance officer/financial advisor in the 75% or more ownership band and a control person, since February 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Kansas","offices":1,"addresses":[{"street":"4701 College BLVD Ste 214","city":"Leawood"}]},{"state":"Missouri","offices":1,"addresses":[{"street":"8 Westowne Drive","city":"Liberty"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"913-735-7283","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"U.S. government/agency bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":91},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/153458/PDF/153458.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1035010","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Financial Avenues have?","answer":"Financial Avenues has 97 clients and manages $148 million for them, as of March 2026. They include 50 high-net-worth individuals, 44 individual clients, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Financial Avenues offer?","answer":"Financial Avenues provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Financial Avenues use?","answer":"Financial Avenues’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $127M and Vanguard Marketing Corporation (Malvern, PA), with $12.3M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Avenues have?","answer":"Financial Avenues has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Avenues invest in?","answer":"At the end of its last fiscal year, Financial Avenues’ separately managed accounts held 91% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 3% cash and equivalents and 2% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Avenues?","answer":"Financial Avenues’ direct owner is Tracy St. John (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Avenues get paid?","answer":"Financial Avenues is paid through hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Financial Avenues?","answer":"Its phone number is 913-735-7283. Its website is myfinancialavenues.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}