{"url":"https://nivawealth.com/firms/financial-architects-116027","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/116027","regulatoryAum":199150091,"crd":"116027","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7484063","suffix":null,"lastName":"Barnes","firstName":"Kaitlyn","middleName":"Michelle"},{"crd":"1968772","suffix":null,"lastName":"HULTSTROM","firstName":"DAVID","middleName":"EARL"},{"crd":"5774635","suffix":null,"lastName":"RAO","firstName":"ANITHA","middleName":"G"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-04-12","regulatoryAum":124590957,"clients":82,"employees":3,"offices":1},{"filedOn":"2023-02-01","regulatoryAum":112405534,"clients":84,"employees":3,"offices":1},{"filedOn":"2024-01-31","regulatoryAum":137185202,"clients":87,"employees":3,"offices":1},{"filedOn":"2025-02-11","regulatoryAum":167030084,"clients":92,"employees":3,"offices":1},{"filedOn":"2026-02-04","regulatoryAum":199150091,"clients":100,"employees":3,"offices":1}],"acquisitions":[{"date":"2016-11-06","datePrecision":"day","name":"Advisor 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The fee is billed in arrears.","source":"FINANCIAL ARCHITECTS, LLC BROCHURE, filed 4 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Financial Architects use?","answer":"Financial Architects’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $199M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Financial Architects have?","answer":"Financial Architects has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Financial Architects invest in?","answer":"At the end of its last fiscal year, Financial Architects’ separately managed accounts held 94% exchange-traded equities, 5% registered funds (mutual funds, ETFs, BDCs) and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Financial Architects?","answer":"Financial Architects’ direct owners are David Hultstrom (75% or more) and Anitha Rao (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 4 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Financial Architects get paid?","answer":"Financial Architects is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Financial Architects?","answer":"Financial Architects’ main office is at 302 Creekstone Ridge, Woodstock, GA 30188. Its phone number is 770-517-8160. Its website is financialarchitectsllc.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/financial-architects-116027/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-21","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2008540/000200854026000004/0002008540-26-000004-index.html","totalValue":208536449,"positionCount":24,"top10Share":0.8634111200387804,"top10":[{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US TIPS ETF","cusip":"808524870","value":41533053,"shares":1567285,"shareType":"SH","priorValue":40491905,"priorShares":1521680},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":28551546,"shares":77158,"shareType":"SH","priorValue":25046278,"priorShares":78072},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}