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They include 1,609 individual clients, 555 high-net-worth individuals and 9 pooled investment vehicles.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Fiduciary Financial Advisors offer?","answer":"Fiduciary Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Fiduciary Financial Advisors charge?","answer":"Fiduciary Financial Advisors charges 0.15%–0.95% a year for its Portfolio management fee. The fee is billed in arrears and is negotiable.","source":"2A BROCHURE, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Fiduciary Financial Advisors use?","answer":"Fiduciary Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $738M and Fidelity Brokerage Services LLC (Smithfield, RI), with $338M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Fiduciary Financial Advisors have?","answer":"Fiduciary Financial Advisors has 50 investment adviser representatives registered with state securities authorities, out of 50 employees, and 50 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 17 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Fiduciary Financial Advisors invest in?","answer":"At the end of its last fiscal year, Fiduciary Financial Advisors’ separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 5% exchange-traded equities, 3% state and local bonds, 2% U.S. government and agency bonds and 2% investment grade corporate bonds. It advises 2 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Fiduciary Financial Advisors?","answer":"Fiduciary Financial Advisors’ direct owners are Benjamin Verwys (75% or more), Thomas Blower (5% to 10%) and Brook Powers (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 14 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Fiduciary Financial Advisors get paid?","answer":"Fiduciary Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}