{"url":"https://nivawealth.com/firms/family-fiduciary-services-146339","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/146339","regulatoryAum":254151904,"crd":"146339","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4733223","suffix":null,"lastName":"GREY","firstName":"DAVID","middleName":"LAWRENCE"},{"crd":"5576273","suffix":null,"lastName":"MILLER","firstName":"LAWRENCE","middleName":"GOODALL"},{"crd":"7028381","suffix":null,"lastName":"O'NEILL","firstName":"CAMERON","middleName":"DANIEL"},{"crd":"7819431","suffix":null,"lastName":"Soucy","firstName":"Matthew","middleName":"Abraham"},{"crd":"8058217","suffix":null,"lastName":"Tiberii","firstName":"Beatrice","middleName":null},{"crd":"1406804","suffix":null,"lastName":"WILCHINS","firstName":"STEPHEN","middleName":"NILES"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-16","regulatoryAum":117270427,"clients":67,"employees":6,"offices":1},{"filedOn":"2022-05-25","regulatoryAum":136446906,"clients":54,"employees":6,"offices":1},{"filedOn":"2023-03-30","regulatoryAum":123477874,"clients":59,"employees":7,"offices":1},{"filedOn":"2024-03-29","regulatoryAum":174670077,"clients":81,"employees":7,"offices":1},{"filedOn":"2025-03-27","regulatoryAum":204810860,"clients":94,"employees":6,"offices":1},{"filedOn":"2026-08-24","regulatoryAum":254151904,"clients":129,"employees":5,"offices":1}],"secFileNumber":"801-119095","legalName":"Family Fiduciary Services, Inc.","displayName":"Family Fiduciary Services","slug":"family-fiduciary-services-146339","website":"https://familyfiduciary.net/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2007","organization":"Delaware corporation","fiscalYearEnd":"December","headquarters":{"street":"900 Cummings Center, Suite 212-U","city":"Beverly","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"01915"},"tradeNames":[],"registration":{"secApproved":"20 July 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2114214.9514563107,"staff":{"employees":5,"advisory":5,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":254151904,"discretionary":254151904,"discretionaryAccounts":369,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":64,"regulatoryAum":16019995},{"label":"High-net-worth individuals","clients":39,"regulatoryAum":201744145},{"label":"Pension and profit-sharing plans","clients":9,"regulatoryAum":22795861},{"label":"Charitable organizations","clients":6,"regulatoryAum":2506739},{"label":"Corporations and other businesses","clients":11,"regulatoryAum":11085164}],"feePrograms":[{"role":"main","program":"Discretionary Investment Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055907","versionId":1055907,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-08-24","documentName":"FFSI BROCHURE (FORM ADV PART 2A)","fee_rate_low":0.5,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Financial plans are offered on a project basis, typically $2,500 to $5,000, with a 50% upfront deposit; the fee may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055907","versionId":1055907,"submittedOn":"2026-08-24","documentName":"FFSI BROCHURE (FORM ADV PART 2A)"},{"role":"other","program":"Trustee and Bill Paying Services","summary":"Trustee, bill paying and tax organization services are an additional 0.50% of assets under management a year, and may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055907","versionId":1055907,"submittedOn":"2026-08-24","documentName":"FFSI BROCHURE (FORM ADV PART 2A)"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:18:20.730664+00:00","documents":[{"name":"FFSI BROCHURE (FORM ADV PART 2A)","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055907","versionId":1055907,"submittedOn":"2026-08-24"}]},"custodians":[{"name":"Fidelity Distributors Company LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":253873404}],"custodyNote":"Family Fiduciary Services has custody of $37.7M in client assets for 8 clients.","otherCustodians":[],"leadership":[{"name":"David Grey","title":"President, Chief Compliance Officer, Chairman of the Board of Directors and Investment Committee","crd":"4733223"},{"name":"Lawrence Miller","title":"Member of the Board of Directors and Investment Committee","crd":"5576273"},{"name":"Cameron O'Neill","title":"Member of the Board of Directors and Investment Committee, V.P. Senior Wealth Advisor","crd":"7028381"},{"name":"Dan Rea III","title":"Member of the Board of Directors and Investment Committee","crd":""},{"name":"Stephen Wilchins","title":"Trustee to the Nancy L. Ponn Irrevocable Family Trust 2024","crd":"1406804"}],"ownership":[{"label":"David Grey","detail":"President, chief compliance officer, chairman of the board of directors and investment committee in the 50% to 75% ownership band and a control person, since November 2007."},{"label":"Stephen Wilchins","detail":"Shareholder in the 10% to 25% ownership band and a control person, since November 2007."},{"label":"Lawrence Miller","detail":"Member of the board of directors and investment committee in the 10% to 25% ownership band and a control person, since August 2016."},{"label":"Cameron O'Neill","detail":"Member of the board of directors and investment committee, v.p. senior wealth advisor in the 5% to 10% ownership band and a control person, since November 2022."},{"label":"Nancy L. Ponn Irrevocable Family Trust 2024","detail":"Shareholder in the 5% to 10% ownership band, since February 2024."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"900 Cummings Center, Suite 212-U","city":"Beverly","headquarters":true}]}],"brochureServices":["education planning","estate planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"978-922-0050","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":45},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":48},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":2},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"24 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/146339/PDF/146339.pdf","brochureDate":"24 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055907","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Family Fiduciary Services have?","answer":"Family Fiduciary Services has 129 clients and manages $254 million for them, as of August 2026. They include 64 individual clients, 39 high-net-worth individuals, and 11 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Family Fiduciary Services offer?","answer":"Family Fiduciary Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, educational seminars, education planning, estate planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Family Fiduciary Services charge?","answer":"Family Fiduciary Services charges 0.50%–1.50% a year for its Discretionary Investment Management Services. The fee is billed in arrears and is negotiable.","source":"FFSI BROCHURE (FORM ADV PART 2A), filed 24 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Family Fiduciary Services use?","answer":"Family Fiduciary Services’ separately managed account assets are held at Fidelity Distributors Company LLC (Smithfield, RI), with $254M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Family Fiduciary Services have?","answer":"Family Fiduciary Services has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Family Fiduciary Services invest in?","answer":"At the end of its last fiscal year, Family Fiduciary Services’ separately managed accounts held 48% registered funds (mutual funds, ETFs, BDCs), 45% exchange-traded equities, 4% cash and equivalents, 2% pooled vehicles (private funds and similar) and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Family Fiduciary Services?","answer":"Family Fiduciary Services’ direct owners are David Grey (50% to 75%), Stephen Wilchins (10% to 25%), Lawrence Miller (10% to 25%), Cameron O'Neill (5% to 10%) and Nancy L. Ponn Irrevocable Family Trust 2024 (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Family Fiduciary Services get paid?","answer":"Family Fiduciary Services is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Family Fiduciary Services?","answer":"Family Fiduciary Services’ main office is at 900 Cummings Center, Suite 212-U, Beverly, MA 01915. Its phone number is 978-922-0050. Its website is familyfiduciary.net.","source":"Form ADV Part 1A, Item 1.F, filed 24 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}