{"url":"https://nivawealth.com/firms/experience-your-wealth-305991","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/305991","regulatoryAum":105302182,"crd":"305991","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7620534","suffix":null,"lastName":"Avera","firstName":"Gregory","middleName":"Gage"},{"crd":"6420463","suffix":null,"lastName":"NORTHRUP","firstName":"JOHN","middleName":"WILLIAMS"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136693","legalName":"Experience Your Wealth, LLC","displayName":"Experience Your 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PART 2"},{"role":"other","program":"Project-Based Financial Planning","summary":"Project-based financial planning is a fixed fee: an hourly rate of $200 to $600 multiplied by the estimated hours of the project.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051932","versionId":1051932,"submittedOn":"2026-07-16","documentName":"EXPERIENCE YOUR WEALTH FORM ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:28:33.382852+00:00","documents":[{"name":"EXPERIENCE YOUR WEALTH FORM ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051932","versionId":1051932,"submittedOn":"2026-07-16"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":105302182}],"custodyNote":"Experience Your Wealth does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"John Northrup","title":"Managing Member / CCO","crd":"6420463"}],"ownership":[{"label":"John Northrup","detail":"Managing member / cco in the 75% or more ownership band and a control person, since September 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"401-227-7881","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters","Educational seminars/workshops","Other"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity 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They include 48 individual clients and 22 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Experience Your Wealth offer?","answer":"Experience Your Wealth provides financial planning, portfolio management for individuals and small businesses, selecting other managers, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Experience Your Wealth use?","answer":"Experience Your Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $105M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Experience Your Wealth have?","answer":"Experience Your Wealth has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Experience Your Wealth invest in?","answer":"At the end of its last fiscal year, Experience Your Wealth’s separately managed accounts held 80% exchange-traded equities, 8% registered funds (mutual funds, ETFs, BDCs), 7% state and local bonds and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Experience Your Wealth?","answer":"Experience Your Wealth’s direct owner is John Northrup (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 16 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Experience Your Wealth get paid?","answer":"Experience Your Wealth is paid through hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Experience Your Wealth?","answer":"Its phone number is 401-227-7881. Its website is experienceyourwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 16 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}