{"url":"https://nivawealth.com/firms/etre-121355","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/121355","regulatoryAum":216807051,"crd":"121355","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4552477","suffix":"MS.","lastName":"CHAUNCEY","firstName":"PAULA","middleName":"ELIZABETH"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-04-05","regulatoryAum":132277251,"clients":51,"employees":3,"offices":1},{"filedOn":"2023-06-30","regulatoryAum":141719562,"clients":54,"employees":3,"offices":1},{"filedOn":"2024-03-22","regulatoryAum":172662645,"clients":54,"employees":3,"offices":1},{"filedOn":"2025-03-25","regulatoryAum":192145320,"clients":60,"employees":3,"offices":1},{"filedOn":"2026-03-26","regulatoryAum":216807051,"clients":60,"employees":3,"offices":1}],"secFileNumber":"801-124815","legalName":"Etre LLC","displayName":"Etre","slug":"etre-121355","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2001","organization":"Massachusetts limited liability company","fiscalYearEnd":"December","headquarters":{"street":"135 Garden Street","city":"Cambridge","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"02138-6721"},"tradeNames":[],"registration":{"secApproved":"29 April 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":3613450.85,"staff":{"employees":3,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":216807051,"discretionary":216807051,"discretionaryAccounts":222,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"High-net-worth individuals","clients":60,"regulatoryAum":216807051}],"feePrograms":[{"role":"main","program":"Investment Advisory and Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026879","versionId":1026879,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-26","documentName":"ETRE LLC","fee_rate_low":0.85,"fee_rate_high":1.7,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":6000},{"role":"other","program":"Financial planning","summary":"Financial planning is billed hourly at $600 monthly in arrears, or as a project fee with a $1,200 initial retainer, or as an annual retainer.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026879","versionId":1026879,"submittedOn":"2026-03-26","documentName":"ETRE LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:35:01.020979+00:00","documents":[{"name":"ETRE LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026879","versionId":1026879,"submittedOn":"2026-03-26"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026878","versionId":1026878,"submittedOn":null}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":131000000}],"custodyNote":"Etre has custody of $105M in client assets for 49 clients.","leadership":[{"name":"Paula Chauncey","title":"Managing Partner and Chief Compliance Officer","crd":"4552477"}],"ownership":[{"label":"Paula Chauncey","detail":"Managing partner and chief compliance officer in the 75% or more ownership band and a control person, since February 1999."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"135 Garden Street","city":"Cambridge","headquarters":true}]}],"brochureServices":["estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"617-945-9401","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":51},{"label":"U.S. government/agency bonds","percent":13},{"label":"Investment grade corporate bonds","percent":23},{"label":"Cash and cash equivalents","percent":13}],"privateFunds":0},"sources":{"adv1FilingDate":"26 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/121355/PDF/121355.pdf","brochureDate":"26 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026879","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Etre have?","answer":"Etre has 60 clients and manages $217 million for them, as of March 2026. They include 60 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Etre offer?","answer":"Etre provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Etre charge?","answer":"Etre charges 0.85%–1.70% a year for its Investment Advisory and Management. The fee is billed in arrears, is negotiable and has a $6,000 annual minimum.","source":"ETRE LLC, filed 26 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Etre use?","answer":"Etre’s separately managed account assets are held at Fidelity Brokerage Services LLC (Boston, MA), with $131M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Etre have?","answer":"Etre has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Etre invest in?","answer":"At the end of its last fiscal year, Etre’s separately managed accounts held 51% exchange-traded equities, 23% investment grade corporate bonds, 13% U.S. government and agency bonds and 13% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Etre?","answer":"Etre’s direct owner is Paula Chauncey (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Etre get paid?","answer":"Etre is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Etre registered with the SEC?","answer":"Yes, Etre has been registered with the SEC as an investment adviser since 29 April 2022. Its CRD number is 121355 and its SEC file number is 801-124815.","source":"Form ADV Part 1A, Item 1, filed 26 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Etre?","answer":"Etre’s main office is at 135 Garden Street, Cambridge, MA 02138-6721. Its phone number is 617-945-9401.","source":"Form ADV Part 1A, Item 1.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}