{"url":"https://nivawealth.com/firms/equinox-financial-advisors-312716","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/312716","regulatoryAum":110918449,"crd":"312716","secFileNumber":"801-137128","legalName":"Equinox Financial Advisors, Inc.","displayName":"Equinox Financial Advisors","slug":"equinox-financial-advisors-312716","website":"https://equinoxfinancialadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Vermont corporation","fiscalYearEnd":"December","headquarters":{"street":"16 Lincoln Avenue","city":"Manchester Center","state":"VT","stateName":"Vermont","country":"United States","postalCode":"05255"},"tradeNames":[],"registration":{"secApproved":"20 August 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":350535.2532051282,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":110918449,"discretionary":110918449,"discretionaryAccounts":595,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":273,"regulatoryAum":50634724},{"label":"High-net-worth individuals","clients":39,"regulatoryAum":58732275},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":282713},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":1268737}],"feePrograms":[{"role":"main","program":"Wealth Management / Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1,"from":0},{"to":3000000,"pct":0.5,"from":1000000},{"to":null,"pct":0.25,"from":3000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052369","versionId":1052369,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-07-20","documentName":"EQUINOX DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY","fee_rate_low":0.25,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Financial planning is billed hourly at up to $500 per hour, with up to 50% of the expected fee invoiced on execution and the balance on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052369","versionId":1052369,"submittedOn":"2026-07-20","documentName":"EQUINOX DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:53:54.207182+00:00","documents":[{"name":"EQUINOX DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052369","versionId":1052369,"submittedOn":"2026-07-20"}]},"custodians":[],"custodyNote":"Equinox Financial Advisors has custody of $42.4M in client assets for 150 clients.","leadership":[],"ownership":[],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Vermont","offices":1,"addresses":[{"street":"16 Lincoln Avenue","city":"Manchester Center","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"802-367-7750","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":23},{"label":"U.S. government/agency bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":73},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"7 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/312716/PDF/312716.pdf","brochureDate":"20 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052369","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Equinox Financial Advisors have?","answer":"Equinox Financial Advisors has 312 clients and manages $111 million for them, as of August 2026. They include 273 individual clients and 39 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 7 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Equinox Financial Advisors offer?","answer":"Equinox Financial Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Equinox Financial Advisors charge?","answer":"Equinox Financial Advisors charges 0.25%–1.00% a year for its Wealth Management / Investment Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"EQUINOX DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY, filed 20 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does Equinox Financial Advisors have?","answer":"Equinox Financial Advisors has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Equinox Financial Advisors invest in?","answer":"At the end of its last fiscal year, Equinox Financial Advisors’ separately managed accounts held 73% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 3% U.S. government and agency bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How does Equinox Financial Advisors get paid?","answer":"Equinox Financial Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Equinox Financial Advisors registered with the SEC?","answer":"Yes, Equinox Financial Advisors has been registered with the SEC as an investment adviser since 20 August 2026. Its CRD number is 312716 and its SEC file number is 801-137128.","source":"Form ADV Part 1A, Item 1, filed 7 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Equinox Financial Advisors?","answer":"Equinox Financial Advisors’ main office is at 16 Lincoln Avenue, Manchester Center, VT 05255. Its phone number is 802-367-7750. Its website is equinoxfinancialadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 7 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}