{"url":"https://nivawealth.com/firms/epsilon-financial-group-111990","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/111990","regulatoryAum":626099465,"crd":"111990","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2945759","suffix":null,"lastName":"HATHAWAY","firstName":"MICHAEL","middleName":"JEFFREY"},{"crd":"4684268","suffix":null,"lastName":"MARTINEZ","firstName":"LEO","middleName":"FRANK"},{"crd":"6324717","suffix":null,"lastName":"MATTEI","firstName":"PETER","middleName":"A.C."},{"crd":"2019933","suffix":null,"lastName":"PARK","firstName":"DENNIS","middleName":"PETE"},{"crd":"1162769","suffix":null,"lastName":"SIEVERS","firstName":"MARK","middleName":"SCOTT"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-24","regulatoryAum":415369766,"clients":512,"employees":7,"offices":3},{"filedOn":"2022-03-15","regulatoryAum":468298226,"clients":518,"employees":8,"offices":3},{"filedOn":"2023-03-18","regulatoryAum":466001259,"clients":459,"employees":8,"offices":3},{"filedOn":"2024-03-18","regulatoryAum":558995143,"clients":495,"employees":8,"offices":3},{"filedOn":"2025-03-20","regulatoryAum":554131384,"clients":495,"employees":8,"offices":3},{"filedOn":"2026-06-29","regulatoryAum":626099465,"clients":434,"employees":8,"offices":3}],"secFileNumber":"801-62454","legalName":"Epsilon Financial Group, Inc.","displayName":"Epsilon Financial Group","slug":"epsilon-financial-group-111990","website":"https://epsilonfg.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/epsilon-financial-group","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"2801 Waterman BLVD., Suite 250","city":"Fairfield","state":"CA","stateName":"California","country":"United States","postalCode":"94534"},"tradeNames":[],"registration":{"secApproved":"24 October 2003","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1408729.518691589,"staff":{"employees":8,"advisory":5,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":626099465,"discretionary":612762793,"discretionaryAccounts":418,"nonDiscretionary":13336672,"nonDiscretionaryAccounts":16,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":264,"regulatoryAum":88305843},{"label":"High-net-worth individuals","clients":164,"regulatoryAum":514630391},{"label":"Pension and profit-sharing plans","clients":2,"regulatoryAum":2696472},{"label":"Corporations and other businesses","clients":4,"regulatoryAum":20466759}],"feePrograms":[{"role":"other","program":"Financial Planning and Project Work","summary":"Project work is billed at an hourly rate of $300 or a fixed project fee; a typical complete financial plan ranges from $1,000 to $10,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049880","versionId":1049880,"submittedOn":"2026-06-29","documentName":"ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T06:15:29.790801+00:00","documents":[{"name":"ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049880","versionId":1049880,"submittedOn":"2026-06-29"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":620973589}],"custodyNote":"Epsilon Financial Group does not have custody of client assets.","leadership":[{"name":"Mark Sievers","title":"President, Chief Compliance Officer","crd":"1162769"},{"name":"Leo Martinez","title":"Secretary","crd":"4684268"},{"name":"Peter Mattei","title":"Treasurer","crd":"6324717"},{"name":"Dennis Park","title":"Assistant Secretary","crd":"2019933"},{"name":"Michael Hathaway","title":"Assistant CFO","crd":"2945759"}],"ownership":[{"label":"Mark Sievers","detail":"President, chief compliance officer in the 50% to 75% ownership band and a control person, since August 2005."},{"label":"Dennis Park","detail":"Assistant secretary in the 5% to 10% ownership band and a control person, since January 2023."},{"label":"Leo Martinez","detail":"Secretary in the 5% to 10% ownership band and a control person, since January 2023."},{"label":"Peter Mattei","detail":"Treasurer in the 5% to 10% ownership band and a control person, since January 2023."},{"label":"Michael Hathaway","detail":"Assistant cfo in the 5% to 10% ownership band and a control person, since July 2021."}],"filedOffices":{"otherThanPrincipal":2,"privateResidences":1},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"California","offices":2,"addresses":[{"street":"2801 Waterman BLVD., Suite 250","city":"Fairfield","headquarters":true},{"street":"1001 2nd Street","city":"Napa"}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"707-428-5500","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":42},{"label":"U.S. government/agency bonds","percent":6},{"label":"Securities issued by registered investment companies or business development companies","percent":55},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"29 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/111990/PDF/111990.pdf","brochureDate":"29 June 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049880","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Epsilon Financial Group have?","answer":"Epsilon Financial Group has 434 clients and manages $626 million for them, as of June 2026. They include 264 individual clients, 164 high-net-worth individuals, and 4 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 29 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Epsilon Financial Group offer?","answer":"Epsilon Financial Group provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Epsilon Financial Group use?","answer":"Epsilon Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $621M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Epsilon Financial Group have?","answer":"Epsilon Financial Group has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Epsilon Financial Group invest in?","answer":"At the end of its last fiscal year, Epsilon Financial Group’s separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 42% exchange-traded equities, 6% U.S. government and agency bonds and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Epsilon Financial Group?","answer":"Epsilon Financial Group’s direct owners are Mark Sievers (50% to 75%), Dennis Park (5% to 10%), Leo Martinez (5% to 10%), Peter Mattei (5% to 10%) and Michael Hathaway (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 29 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Epsilon Financial Group get paid?","answer":"Epsilon Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Epsilon Financial Group registered with the SEC?","answer":"Yes, Epsilon Financial Group has been registered with the SEC as an investment adviser since 24 October 2003. Its CRD number is 111990 and its SEC file number is 801-62454.","source":"Form ADV Part 1A, Item 1, filed 29 June 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Epsilon Financial Group?","answer":"Epsilon Financial Group’s main office is at 2801 Waterman BLVD., Suite 250, Fairfield, CA 94534. Its phone number is 707-428-5500. Its website is epsilonfg.com.","source":"Form ADV Part 1A, Item 1.F, filed 29 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}