{"url":"https://nivawealth.com/firms/envoy-advisory-306559","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/306559","regulatoryAum":614952466,"crd":"306559","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7555902","suffix":null,"lastName":"Barlow","firstName":"Andrew","middleName":"David"},{"crd":"7697580","suffix":null,"lastName":"Gates","firstName":"Isaiah","middleName":null},{"crd":"7218469","suffix":null,"lastName":"Kaczmarek","firstName":"Ryan","middleName":"Lee"},{"crd":"7622603","suffix":null,"lastName":"Lau","firstName":"Tom","middleName":null},{"crd":"7542500","suffix":null,"lastName":"MILLER","firstName":"TED","middleName":null},{"crd":"1339021","suffix":null,"lastName":"NEWELL","firstName":"TIMOTHY","middleName":"JOHN"},{"crd":"7997139","suffix":null,"lastName":"Payne","firstName":"Joshua","middleName":null},{"crd":"7854743","suffix":null,"lastName":"Savenok","firstName":"Joseph","middleName":null},{"crd":"7395667","suffix":null,"lastName":"Scott","firstName":"Seth","middleName":null},{"crd":"4300522","suffix":"III","lastName":"WEBB","firstName":"JOSEPH","middleName":null}],"total":10,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-30","regulatoryAum":387152880,"clients":1583,"employees":15,"offices":2},{"filedOn":"2022-04-19","regulatoryAum":450304678,"clients":1628,"employees":15,"offices":2},{"filedOn":"2023-03-30","regulatoryAum":383299377,"clients":1615,"employees":15,"offices":2},{"filedOn":"2024-03-14","regulatoryAum":451108851,"clients":1778,"employees":18,"offices":1},{"filedOn":"2025-07-01","regulatoryAum":533897719,"clients":1808,"employees":23,"offices":1},{"filedOn":"2026-03-30","regulatoryAum":614952466,"clients":1999,"employees":23,"offices":2}],"secFileNumber":"801-117870","legalName":"Envoy Advisory Inc.","displayName":"Envoy Advisory","slug":"envoy-advisory-306559","website":"https://envoyfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/envoy-financial/","xUrl":"https://twitter.com/envoyfinancial","founded":null,"organization":"Colorado corporation","fiscalYearEnd":"December","headquarters":{"street":"5333 N Union BLVD, Suite 200","city":"Colorado Springs","state":"CO","stateName":"Colorado","country":"United States","postalCode":"80918"},"tradeNames":[],"registration":{"secApproved":"23 December 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":23,"advisory":12,"brokerDealerReps":0,"insuranceAgents":3,"promoters":2},"aum":{"regulatory":614952466,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":614952466,"nonDiscretionaryAccounts":1983,"wrapProgram":99618621,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":1983,"regulatoryAum":607151353},{"label":"High-net-worth individuals","clients":2,"fewerThan5":true,"regulatoryAum":2674334},{"label":"Charitable organizations","clients":14,"regulatoryAum":5126779}],"feePrograms":[{"role":"other","program":"Financial planning and consulting","summary":"Financial planning and consulting is billed hourly at up to $500, or as a fixed fee that may range up to $10,000; a prepayment above $1,200 is not required for services more than six months away.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032063","versionId":1032063,"submittedOn":"2026-03-30","documentName":"ENVOY ADVISORY INC. ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T07:39:44.141422+00:00","documents":[{"name":"ENVOY ADVISORY INC. ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032063","versionId":1032063,"submittedOn":"2026-03-30"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032064","versionId":1032064,"submittedOn":null}]},"custodians":[{"name":"Matrix Trust Company","shortName":"Matrix Trust","location":"Denver, CO","smaAssets":515277628},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":99674839}],"custodyNote":"Envoy Advisory does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Timothy Newell","title":"President","crd":"1339021"},{"name":"John Alyo","title":"Chief Compliance Officer","crd":"3228696"}],"ownership":[{"label":"His Envoys Group LLC","detail":"Holding company in the 75% or more ownership band and a control person, since December 2019."},{"label":"Harvest Financial Planning, LLC","detail":"Indirect owner: a member of His Envoys Group LLC in the 50% to 75% band and a control person, since November 2019.","parent":"His Envoys Group LLC"},{"label":"Harvest Investment Services, LLC","detail":"Indirect owner: a member of His Envoys Group LLC in the 50% to 75% band and a control person, since November 2019.","parent":"His Envoys Group LLC"},{"label":"Timothy Newell","detail":"Indirect owner: a managing director of Harvest Financial Planning, LLC in the 75% or more band and a control person, since November 2019.","parent":"Harvest Financial Planning, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"5333 N Union BLVD, Suite 200","city":"Colorado Springs","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"888-879-1376","stateRegisteredReps":9,"otherAdviserReps":7,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":16},{"label":"Non-investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":61},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":23}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/306559/PDF/306559.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032063","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Envoy Advisory have?","answer":"Envoy Advisory has 1,999 clients and manages $615 million for them, as of March 2026. They include 1,983 individual clients, 14 charitable organizations and 2 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Envoy Advisory offer?","answer":"Envoy Advisory provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Envoy Advisory use?","answer":"Envoy Advisory’s separately managed account assets are held at Matrix Trust Company (Denver, CO), with $515M and Charles Schwab & Co., Inc. (Westlake, TX), with $99.7M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Envoy Advisory have?","answer":"Envoy Advisory has 9 investment adviser representatives registered with state securities authorities, out of 23 employees, and 12 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Envoy Advisory invest in?","answer":"At the end of its last fiscal year, Envoy Advisory’s separately managed accounts held 61% registered funds (mutual funds, ETFs, BDCs), 23% pooled vehicles (private funds and similar), 16% exchange-traded equities and 2% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Envoy Advisory?","answer":"Envoy Advisory is owned through a chain of holding companies by Harvest Investment Services, LLC and Timothy Newell. Its direct owner is His Envoys Group LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Envoy Advisory get paid?","answer":"Envoy Advisory is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Envoy Advisory?","answer":"Envoy Advisory’s main office is at 5333 N Union BLVD, Suite 200, Colorado Springs, CO 80918. Its phone number is 888-879-1376. Its website is envoyfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}