{"url":"https://nivawealth.com/firms/enduring-wealth-advisors-323320","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/323320","regulatoryAum":122799186,"crd":"323320","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2398740","suffix":null,"lastName":"BENDER","firstName":"RALPH","middleName":null},{"crd":"7057747","suffix":null,"lastName":"HURTADO","firstName":"MONA","middleName":null},{"crd":"6021317","suffix":null,"lastName":"TRACY","firstName":"MARK","middleName":"RONALD"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-06-30","regulatoryAum":100600000,"clients":224,"employees":6,"offices":1},{"filedOn":"2024-03-26","regulatoryAum":102786940,"clients":283,"employees":4,"offices":1},{"filedOn":"2025-03-27","regulatoryAum":111821583,"clients":230,"employees":4,"offices":1},{"filedOn":"2026-03-12","regulatoryAum":122799186,"clients":228,"employees":4,"offices":1}],"secFileNumber":"801-127552","legalName":"Enduring Wealth Advisors, LLC","displayName":"Enduring Wealth Advisors","slug":"enduring-wealth-advisors-323320","website":"https://enduringwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/enduring-wealth-advisors/","xUrl":"https://x.com/enduring_wealth","founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"27555 Ynez Road, Suite 212","city":"Temecula","state":"CA","stateName":"California","country":"United States","postalCode":"92591"},"tradeNames":[],"registration":{"secApproved":"30 March 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":543064.7377777778,"staff":{"employees":4,"advisory":3,"brokerDealerReps":2,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":122799186,"discretionary":122799186,"discretionaryAccounts":451,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":14187396,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":192,"regulatoryAum":59618831},{"label":"High-net-worth individuals","clients":33,"regulatoryAum":62570735},{"label":"Corporations and other businesses","clients":3,"fewerThan5":true,"regulatoryAum":609620}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018190","versionId":1018190,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-12","documentName":"FORM ADV PART 2A - FIRM BROCHURE","fee_rate_low":null,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning & Consulting","summary":"Financial planning and consulting is charged hourly, with a maximum hourly fee of $500.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018190","versionId":1018190,"submittedOn":"2026-03-12","documentName":"FORM ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Retirement Plan Consulting","summary":"Retirement plan consulting is billed as a percentage of plan assets, not to exceed 1.00%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018190","versionId":1018190,"submittedOn":"2026-03-12","documentName":"FORM ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:19:46.636581+00:00","documents":[{"name":"FORM ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018190","versionId":1018190,"submittedOn":"2026-03-12"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018191","versionId":1018191,"submittedOn":null}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Fort Mill, SC","smaAssets":122799186}],"custodyNote":"Enduring Wealth Advisors has custody of $117M in client assets for 229 clients.","otherCustodians":[],"leadership":[{"name":"Mark Tracy","title":"Chief Compliance Officer","crd":"6021317"},{"name":"Ralph Bender","title":"Founder & CEO","crd":"2398740"}],"ownership":[{"label":"Ralph Bender","detail":"Founder & ceo in the 75% or more ownership band and a control person, since March 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"27555 Ynez Road, Suite 212","city":"Temecula","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"951-693-9900","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":93},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"12 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/323320/PDF/323320.pdf","brochureDate":"12 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018190","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Enduring Wealth Advisors have?","answer":"Enduring Wealth Advisors has 228 clients and manages $123 million for them, as of March 2026. They include 192 individual clients, 33 high-net-worth individuals, and 3 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Enduring Wealth Advisors offer?","answer":"Enduring Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Enduring Wealth Advisors charge?","answer":"Enduring Wealth Advisors charges up to 1.50% a year for its Asset Management. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A - FIRM BROCHURE, filed 12 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Enduring Wealth Advisors use?","answer":"Enduring Wealth Advisors’ separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $123M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Enduring Wealth Advisors have?","answer":"Enduring Wealth Advisors has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Enduring Wealth Advisors invest in?","answer":"At the end of its last fiscal year, Enduring Wealth Advisors’ separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities, 3% cash and equivalents and 1% non-exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Enduring Wealth Advisors?","answer":"Enduring Wealth Advisors’ direct owner is Ralph Bender (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Enduring Wealth Advisors get paid?","answer":"Enduring Wealth Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Enduring Wealth Advisors?","answer":"Enduring Wealth Advisors’ main office is at 27555 Ynez Road, Suite 212, Temecula, CA 92591. Its phone number is 951-693-9900. Its website is enduringwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}