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They include 77 high-net-worth individuals and 67 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 7 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Echo Wealth Management offer?","answer":"Echo Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Echo Wealth Management charge?","answer":"Echo Wealth Management charges 0.25%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"EWM FORM ADV PART 2A, filed 7 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Echo Wealth Management use?","answer":"Echo Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $269M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 7 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Echo Wealth Management have?","answer":"Echo Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Echo Wealth Management invest in?","answer":"At the end of its last fiscal year, Echo Wealth Management’s separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 16% exchange-traded equities, 13% other, 5% pooled vehicles (private funds and similar), 2% cash and equivalents, 1% non-exchange-traded equities and 1% derivatives. The 13% other category is described as: Commission-Free Annuities, Structured Notes and Private Market Funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Echo Wealth Management?","answer":"Echo Wealth Management’s direct owners are Fang Huang (75% or more) and Jared Johnson (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 7 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Echo Wealth Management get paid?","answer":"Echo Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Echo Wealth Management registered with the SEC?","answer":"Yes, Echo Wealth Management has been registered with the SEC as an investment adviser since 3 January 2020. Its CRD number is 174136 and its SEC file number is 801-117873.","source":"Form ADV Part 1A, Item 1, filed 7 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Echo Wealth Management?","answer":"Echo Wealth Management’s main office is at 3033 Campus Drive, Suite N145, Plymouth, MN 55441-2651. Its phone number is 763-432-7875. 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the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}