{"url":"https://nivawealth.com/firms/echelons-capital-325781","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/325781","regulatoryAum":174388110,"crd":"325781","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6773507","suffix":null,"lastName":"LEAHY","firstName":"BRETT","middleName":"THOMAS"},{"crd":"6482618","suffix":null,"lastName":"Rudio","firstName":"John","middleName":"Patrick"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-07-12","regulatoryAum":0,"clients":0,"employees":2,"offices":1},{"filedOn":"2024-07-12","regulatoryAum":129894382,"clients":33,"employees":2,"offices":1},{"filedOn":"2025-07-23","regulatoryAum":127100399,"clients":34,"employees":2,"offices":2},{"filedOn":"2026-03-12","regulatoryAum":174388110,"clients":36,"employees":2,"offices":2}],"secFileNumber":"801-127673","legalName":"Echelons Capital, LLC","displayName":"Echelons Capital","slug":"echelons-capital-325781","website":"https://echelonscapital.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Utah limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2078 Prospector Avenue, Suite 4","city":"Park City","state":"UT","stateName":"Utah","country":"United States","postalCode":"84060"},"tradeNames":[],"registration":{"secApproved":"18 April 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":4587114.882352941,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":174388110,"discretionary":174388110,"discretionaryAccounts":164,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":16,"regulatoryAum":7527680},{"label":"High-net-worth individuals","clients":18,"regulatoryAum":148434226},{"label":"Corporations and other businesses","clients":2,"regulatoryAum":18426204}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018084","versionId":1018084,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-12","documentName":"ECHELONS CAPITAL, LLC ADV BROCHURE","fee_rate_low":0.35,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Consulting Services","summary":"Negotiable fixed fee, stated in the consulting services contract and payable in advance or arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018084","versionId":1018084,"submittedOn":"2026-03-12","documentName":"ECHELONS CAPITAL, LLC ADV BROCHURE"},{"role":"other","program":"Financial Planning Services","summary":"Fixed fee that generally ranges between $3,000 and $10,000, negotiable by complexity and scope.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018084","versionId":1018084,"submittedOn":"2026-03-12","documentName":"ECHELONS CAPITAL, LLC ADV BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:28:05.931752+00:00","documents":[{"name":"ECHELONS CAPITAL, LLC ADV BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018084","versionId":1018084,"submittedOn":"2026-03-12"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":174388110}],"custodyNote":"Echelons Capital has custody of $20K in client assets for 1 client.","otherCustodians":[],"leadership":[{"name":"Brett Leahy","title":"Partner and CCO/COO","crd":"6773507"},{"name":"John Rudio","title":"Partner","crd":"6482618"}],"ownership":[{"label":"John Rudio","detail":"Partner in the 50% to 75% ownership band and a control person, since January 2023."},{"label":"Brett Leahy","detail":"Partner and cco/coo in the 25% to 50% ownership band and a control person, since January 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Utah","offices":1,"addresses":[{"street":"2078 Prospector Avenue, Suite 4","city":"Park City","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"706-372-4218","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":22},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":2},{"label":"U.S. state and local bonds","percent":8},{"label":"Investment grade corporate bonds","percent":3},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":61},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"12 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/325781/PDF/325781.pdf","brochureDate":"12 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018084","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Echelons Capital have?","answer":"Echelons Capital has 36 clients and manages $174 million for them, as of March 2026. They include 18 high-net-worth individuals, 16 individual clients, and 2 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Echelons Capital offer?","answer":"Echelons Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Echelons Capital charge?","answer":"Echelons Capital charges 0.35%–1.25% a year for its Portfolio Management Services. The fee is billed in arrears and is negotiable.","source":"ECHELONS CAPITAL, LLC ADV BROCHURE, filed 12 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Echelons Capital use?","answer":"Echelons Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $174M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Echelons Capital have?","answer":"Echelons Capital has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Echelons Capital invest in?","answer":"At the end of its last fiscal year, Echelons Capital’s separately managed accounts held 61% registered funds (mutual funds, ETFs, BDCs), 22% exchange-traded equities, 8% state and local bonds, 3% investment grade corporate bonds, 2% U.S. government and agency bonds, 2% cash and equivalents, 1% non-exchange-traded equities and 1% derivatives.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Echelons Capital?","answer":"Echelons Capital’s direct owners are John Rudio (50% to 75%) and Brett Leahy (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Echelons Capital get paid?","answer":"Echelons Capital is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Echelons Capital?","answer":"Echelons Capital’s main office is at 2078 Prospector Avenue, Suite 4, Park City, UT 84060. Its phone number is 706-372-4218. Its website is echelonscapital.com.","source":"Form ADV Part 1A, Item 1.F, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}