{"url":"https://nivawealth.com/firms/e-and-r-wealth-management-171271","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/171271","regulatoryAum":104796418,"crd":"171271","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7489555","suffix":null,"lastName":"Peterson","firstName":"Tyler","middleName":null},{"crd":"5212356","suffix":"III","lastName":"RUNEY","firstName":"JAMES","middleName":"BEAN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135591","legalName":"E & R Wealth Management, LLC","displayName":"E & R Wealth Management","slug":"e-and-r-wealth-management-171271","website":"https://raawealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"South Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"761 Coleman BLVD., Suite E","city":"Mount Pleasant","state":"SC","stateName":"South Carolina","country":"United States","postalCode":"29464"},"tradeNames":["Runey & Associates Wealth Management"],"registration":{"secApproved":"20 March 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":635129.806060606,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":104796418,"discretionary":104796418,"discretionaryAccounts":292,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":72,"regulatoryAum":16290131},{"label":"High-net-worth individuals","clients":93,"regulatoryAum":88506287}],"feePrograms":[{"role":"main","program":"Premier","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009453","versionId":1009453,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-17","documentName":"RUNEY & ASSOCIATES WEALTH MANAGEMENT","fee_rate_low":0.5,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Educational Workshops and Seminars","summary":"Retirement planning workshop attendance is usually a nominal fee below $50; for small business 401(k) plan participants the fee is negotiated case by case, generally as a percentage of plan assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009453","versionId":1009453,"submittedOn":"2026-02-17","documentName":"RUNEY & ASSOCIATES WEALTH MANAGEMENT"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:57:29.084599+00:00","documents":[{"name":"RUNEY & ASSOCIATES WEALTH MANAGEMENT","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009453","versionId":1009453,"submittedOn":"2026-02-17"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009452","versionId":1009452,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":104347685}],"custodyNote":"E & R Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Linda Runey","title":"Member/Chief Operating Officer","crd":"8180664"},{"name":"James Runey","title":"Managing Member, Chief Compliance Officer, CEO, Founder","crd":"5212356"},{"name":"Tyler Peterson","title":"Member/Financial Advisor","crd":"7489555"}],"ownership":[{"label":"James Runey","detail":"Managing member, chief compliance officer, ceo, founder in the 25% to 50% ownership band and a control person, since March 2014."},{"label":"Tyler Peterson","detail":"Member/financial advisor in the 10% to 25% ownership band, since October 2025."},{"label":"Linda Runey","detail":"Member/chief operating officer in the 25% to 50% ownership band and a control person, since October 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"South Carolina","offices":1,"addresses":[{"street":"761 Coleman BLVD., Suite E","city":"Mount Pleasant","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"843-654-1211","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":90},{"label":"Cash and cash equivalents","percent":10}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/171271/PDF/171271.pdf","brochureDate":"17 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009453","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does E & R Wealth Management have?","answer":"E & R Wealth Management has 165 clients and manages $105 million for them, as of March 2026. They include 93 high-net-worth individuals and 72 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does E & R Wealth Management offer?","answer":"E & R Wealth Management provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does E & R Wealth Management charge?","answer":"E & R Wealth Management charges 0.50%–1.25% a year for its Premier. The fee is billed in advance and is negotiable.","source":"RUNEY & ASSOCIATES WEALTH MANAGEMENT, filed 17 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does E & R Wealth Management use?","answer":"E & R Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $104M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does E & R Wealth Management have?","answer":"E & R Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does E & R Wealth Management invest in?","answer":"At the end of its last fiscal year, E & R Wealth Management’s separately managed accounts held 90% exchange-traded equities and 10% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns E & R Wealth Management?","answer":"E & R Wealth Management’s direct owners are James Runey, Tyler Peterson and Linda Runey, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does E & R Wealth Management get paid?","answer":"E & R Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact E & R Wealth Management?","answer":"E & R Wealth Management’s main office is at 761 Coleman BLVD., Suite E, Mount Pleasant, SC 29464. Its phone number is 843-654-1211. Its website is raawealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/e-and-r-wealth-management-171271/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-27","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2109932/000117266126002824/0001172661-26-002824-index.html","totalValue":117865740,"positionCount":12,"top10Share":0.9956102087001703,"top10":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":28157199,"shares":129203,"shareType":"SH","priorValue":23212331,"priorShares":118309},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":24154447,"shares":99405,"shareType":"SH","priorValue":19650519,"priorShares":90451},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":18478820,"shares":233820,"shareType":"SH","priorValue":16517668,"priorShares":208372},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":18330493,"shares":314957,"shareType":"SH","priorValue":16581390,"priorShares":283248},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":12099766,"shares":169821,"shareType":"SH","priorValue":10166139,"priorShares":158647},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE SMCAP ETF","cusip":"922042718","value":7769998,"shares":50360,"shareType":"SH","priorValue":6690212,"priorShares":45889},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":4007743,"shares":67143,"shareType":"SH","priorValue":3352700,"priorShares":62029},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"REAL ESTATE ETF","cusip":"922908553","value":3664000,"shares":37996,"shareType":"SH","priorValue":3060273,"priorShares":34501},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":379796,"shares":759,"shareType":"SH","priorValue":363713,"priorShares":759},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":306072,"shares":1058,"shareType":"SH","priorValue":273322,"priorShares":1076}],"positionsListed":12,"positions":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":28157199,"shares":129203,"shareType":"SH","priorValue":23212331,"priorShares":118309},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":24154447,"shares":99405,"shareType":"SH","priorValue":19650519,"priorShares":90451},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":18478820,"shares":233820,"shareType":"SH","priorValue":16517668,"priorShares":208372},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":18330493,"shares":314957,"shareType":"SH","priorValue":16581390,"priorShares":283248},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":12099766,"shares":169821,"shareType":"SH","priorValue":10166139,"priorShares":158647},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE SMCAP ETF","cusip":"922042718","value":7769998,"shares":50360,"shareType":"SH","priorValue":6690212,"priorShares":45889},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":4007743,"shares":67143,"shareType":"SH","priorValue":3352700,"priorShares":62029},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"REAL ESTATE ETF","cusip":"922908553","value":3664000,"shares":37996,"shareType":"SH","priorValue":3060273,"priorShares":34501},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":379796,"shares":759,"shareType":"SH","priorValue":363713,"priorShares":759},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":306072,"shares":1058,"shareType":"SH","priorValue":273322,"priorShares":1076},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":275424,"shares":3389,"shareType":"SH","priorValue":257962,"priorShares":3392},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":241982,"shares":2137,"shareType":"SH","priorValue":263965,"priorShares":2123}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}