{"url":"https://nivawealth.com/firms/dynamic-financial-group-288763","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/288763","regulatoryAum":539558246,"crd":"288763","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7490074","suffix":null,"lastName":"Merfeld","firstName":"Luke","middleName":"Donald"},{"crd":"5970498","suffix":null,"lastName":"SCHMIDT","firstName":"CALEB","middleName":"MICHAEL"},{"crd":"4456869","suffix":null,"lastName":"YODER","firstName":"DARREN","middleName":"PAUL"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-01","regulatoryAum":331851500,"clients":839,"employees":6,"offices":1},{"filedOn":"2022-07-01","regulatoryAum":378009283,"clients":866,"employees":6,"offices":1},{"filedOn":"2023-02-09","regulatoryAum":358572628,"clients":882,"employees":6,"offices":1},{"filedOn":"2024-01-03","regulatoryAum":415682227,"clients":897,"employees":4,"offices":1},{"filedOn":"2025-01-23","regulatoryAum":474460193,"clients":897,"employees":4,"offices":1},{"filedOn":"2026-02-18","regulatoryAum":539558246,"clients":866,"employees":3,"offices":1}],"secFileNumber":"801-111021","legalName":"Dynamic Financial Group, LLC","displayName":"Dynamic Financial Group","slug":"dynamic-financial-group-288763","website":"https://dynamicfinancial.net/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Iowa limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4615 Chadwick RD, Suite 1","city":"Cedar Falls","state":"IA","stateName":"Iowa","country":"United States","postalCode":"50613"},"tradeNames":[],"registration":{"secApproved":"25 August 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":624618.5324825986,"staff":{"employees":3,"advisory":3,"brokerDealerReps":1,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":539558246,"discretionary":539558246,"discretionaryAccounts":2490,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":697,"regulatoryAum":225045725},{"label":"High-net-worth individuals","clients":165,"regulatoryAum":313375450},{"label":"Corporations and other businesses","clients":4,"fewerThan5":true,"regulatoryAum":1137071}],"feePrograms":[{"role":"main","program":"Comprehensive Portfolio Management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009734","versionId":1009734,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-18","documentName":"FORM ADV PART 2A - 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Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Dynamic Financial Group have?","answer":"Dynamic Financial Group has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Dynamic Financial Group invest in?","answer":"At the end of its last fiscal year, Dynamic Financial Group’s separately managed accounts held 89% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 4% cash and equivalents and 1% non-exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Dynamic Financial Group?","answer":"Dynamic Financial Group’s direct owners are Darren Yoder (50% to 75%) and Caleb Schmidt (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 18 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Dynamic Financial Group get paid?","answer":"Dynamic Financial Group is paid through a percentage of assets under management. 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