{"url":"https://nivawealth.com/firms/dvb-private-wealth-341684","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/341684","regulatoryAum":225713958,"crd":"341684","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4878510","suffix":null,"lastName":"BENKOVIC","firstName":"MICHAEL","middleName":null},{"crd":"7836266","suffix":null,"lastName":"Shields","firstName":"Chase","middleName":"Anthony"},{"crd":"8244290","suffix":null,"lastName":"Velencia","firstName":"Craig","middleName":null},{"crd":"6976612","suffix":null,"lastName":"VELENCIA","firstName":"JASON","middleName":null}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136547","legalName":"DVB Private Wealth LLC","displayName":"DVB Private Wealth","slug":"dvb-private-wealth-341684","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/dvbprivatewealth","founded":null,"organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4800 Linglestown Road, Suite 304","city":"Harrisburg","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"17112"},"tradeNames":["Life Beyond You"],"registration":{"secApproved":"25 June 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":756712.0916666667,"staff":{"employees":7,"advisory":4,"brokerDealerReps":0,"insuranceAgents":4,"promoters":1},"aum":{"regulatory":225713958,"discretionary":181610902,"discretionaryAccounts":529,"nonDiscretionary":44103056,"nonDiscretionaryAccounts":9,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":200,"regulatoryAum":64023257},{"label":"High-net-worth individuals","clients":40,"regulatoryAum":117587645},{"label":"Pension and profit-sharing plans","clients":9,"regulatoryAum":44103056}],"feePrograms":[{"role":"main","program":"Investment Advisory Service Fees","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059111","versionId":1059111,"ratePeriod":"annual","fee_billing":"both","submittedOn":"2026-09-25","documentName":"2A BROCHURE","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Consulting Services","summary":"Consulting fees for a limited scope of work range from $3,000 to $25,000 and are billed as services are rendered.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059111","versionId":1059111,"submittedOn":"2026-09-25","documentName":"2A BROCHURE"},{"role":"other","program":"ERISA Retirement Plan Advisory","summary":"Retirement plan advisory fees range from 0.15% to 1.00% annually, as negotiated and set out in a separate ERISA agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059111","versionId":1059111,"submittedOn":"2026-09-25","documentName":"2A BROCHURE"},{"role":"other","program":"Financial Planning","summary":"Fixed financial planning fees range from $3,000 to $25,000, with half due when the agreement is signed and the rest on delivery of the plan.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059111","versionId":1059111,"submittedOn":"2026-09-25","documentName":"2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T18:17:07.850806+00:00","documents":[{"name":"2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059111","versionId":1059111,"submittedOn":"2026-09-25"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Fort Mill, SC","smaAssets":178434367},{"name":"Voya Financial Partners, LLC","shortName":"Voya","location":"Windsor, CT","smaAssets":38750088}],"custodyNote":"DVB Private Wealth does not have custody of client assets.","leadership":[{"name":"Michael Benkovic","title":"CEO","crd":"4878510"},{"name":"Justine Hoch","title":"CCO / Client Relationship Manager","crd":"6425815"},{"name":"Jason Velencia","title":"COO","crd":"6976612"}],"ownership":[{"label":"DVB Financial LLC","detail":"Managing member in the 75% or more ownership band and a control person, since July 2014."},{"label":"Michael Benkovic","detail":"Indirect owner: a managing member of DVB Financial LLC in the 75% or more band and a control person, since July 2014.","parent":"DVB Financial LLC"}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":2,"addresses":[{"street":"4800 Linglestown Road, Suite 304","city":"Harrisburg","headquarters":true},{"street":"303 East Market Street","city":"York"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"717-652-6901","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":59},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":29},{"label":"Cash and cash equivalents","percent":4},{"label":"Other","percent":5,"detail":"Variable Annuities, CDS, Structured Notes"}],"privateFunds":0},"sources":{"adv1FilingDate":"25 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/341684/PDF/341684.pdf","brochureDate":"25 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059111","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does DVB Private Wealth have?","answer":"DVB Private Wealth has 249 clients and manages $226 million for them, as of September 2026. They include 200 individual clients, 40 high-net-worth individuals, and 9 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does DVB Private Wealth offer?","answer":"DVB Private Wealth provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does DVB Private Wealth charge?","answer":"DVB Private Wealth charges up to 2.00% a year for its Investment Advisory Service Fees. The fee is billed in advance or in arrears and is negotiable.","source":"2A BROCHURE, filed 25 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does DVB Private Wealth use?","answer":"DVB Private Wealth’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $178M and Voya Financial Partners, LLC (Windsor, CT), with $38.8M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does DVB Private Wealth have?","answer":"DVB Private Wealth has 4 investment adviser representatives registered with state securities authorities, out of 7 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does DVB Private Wealth invest in?","answer":"At the end of its last fiscal year, DVB Private Wealth’s separately managed accounts held 59% exchange-traded equities, 29% registered funds (mutual funds, ETFs, BDCs), 5% other, 4% cash and equivalents, 1% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds. The 5% other category is described as: Variable Annuities, CDS, Structured Notes.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns DVB Private Wealth?","answer":"DVB Private Wealth is owned through a holding company by Michael Benkovic. Its direct owner is DVB Financial LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does DVB Private Wealth get paid?","answer":"DVB Private Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is DVB Private Wealth registered with the SEC?","answer":"Yes, DVB Private Wealth has been registered with the SEC as an investment adviser since 25 June 2026. Its CRD number is 341684 and its SEC file number is 801-136547.","source":"Form ADV Part 1A, Item 1, filed 25 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact DVB Private Wealth?","answer":"DVB Private Wealth’s main office is at 4800 Linglestown Road, Suite 304, Harrisburg, PA 17112. Its phone number is 717-652-6901.","source":"Form ADV Part 1A, Item 1.F, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}