{"url":"https://nivawealth.com/firms/diversified-planning-strategies-advisors-321737","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/321737","regulatoryAum":154398323,"crd":"321737","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2000406","suffix":null,"lastName":"Fiore","firstName":"Theodore","middleName":"Anthony"},{"crd":"8193777","suffix":null,"lastName":"Loughlin","firstName":"Alyssa","middleName":"Lynn"},{"crd":"1834731","suffix":null,"lastName":"PAPA","firstName":"JOHN","middleName":"PETER"},{"crd":"7640817","suffix":null,"lastName":"Papa","firstName":"Luke","middleName":"John"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136395","legalName":"Diversified Planning Strategies Advisors LLC","displayName":"Diversified Planning Strategies Advisors","slug":"diversified-planning-strategies-advisors-321737","website":"https://dpsadvisors.net/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New Jersey limited liability company","fiscalYearEnd":"December","headquarters":{"street":"101 Eisenhower Pkwy, Suite 108","city":"Roseland","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"07068"},"tradeNames":[],"registration":{"secApproved":"1 June 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":424171.217032967,"staff":{"employees":6,"advisory":4,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":154398323,"discretionary":154398323,"discretionaryAccounts":709,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":325,"regulatoryAum":64596719},{"label":"High-net-worth individuals","clients":39,"regulatoryAum":89801604}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"whole_balance","fee_tiers":[{"to":250000,"pct":2,"from":0},{"to":1000000,"pct":1.8,"from":250000},{"to":2000000,"pct":1.5,"from":1000000},{"to":3000000,"pct":1.35,"from":2000000},{"to":null,"pct":1,"from":3000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043468","versionId":1043468,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-04-30","documentName":"DIVERSIFIED PLANNING STRATEGIES ADVISORS LLC FORM ADV PART 2A AND 2B","fee_rate_low":1,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":150000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning is a fixed fee of up to $5,000 or an hourly fee of up to $400 an hour, credited against portfolio management fees if the client hires the firm.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043468","versionId":1043468,"submittedOn":"2026-04-30","documentName":"DIVERSIFIED PLANNING STRATEGIES ADVISORS LLC FORM ADV PART 2A AND 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:15:24.407069+00:00","documents":[{"name":"DIVERSIFIED PLANNING STRATEGIES ADVISORS LLC FORM ADV PART 2A AND 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043468","versionId":1043468,"submittedOn":"2026-04-30"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":132398000},{"name":"Fidelity Distributors Company LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":22085000}],"custodyNote":"Diversified Planning Strategies Advisors does not have custody of client assets.","leadership":[{"name":"John Papa","title":"President/Managing Member/CCO","crd":"1834731"}],"ownership":[{"label":"John Papa","detail":"President/managing member/cco in the 75% or more ownership band and a control person, since April 2022."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":2,"addresses":[{"street":"101 Eisenhower Pkwy, Suite 108","city":"Roseland","headquarters":true},{"street":"61 South Paramus Road","city":"Paramus"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"973-226-6000","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":74},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":20},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"28 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/321737/PDF/321737.pdf","brochureDate":"30 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043468","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Diversified Planning Strategies Advisors have?","answer":"Diversified Planning Strategies Advisors has 364 clients and manages $154 million for them, as of July 2026. They include 325 individual clients and 39 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 28 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Diversified Planning Strategies Advisors offer?","answer":"Diversified Planning Strategies Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Diversified Planning Strategies Advisors charge?","answer":"Diversified Planning Strategies Advisors charges 1.00%–2.00% a year for its Portfolio Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in arrears, is negotiable and requires an account of at least $150,000.","source":"DIVERSIFIED PLANNING STRATEGIES ADVISORS LLC FORM ADV PART 2A AND 2B, filed 30 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Diversified Planning Strategies Advisors use?","answer":"Diversified Planning Strategies Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $132M and Fidelity Distributors Company LLC (Smithfield, RI), with $22.1M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 28 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Diversified Planning Strategies Advisors have?","answer":"Diversified Planning Strategies Advisors has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Diversified Planning Strategies Advisors invest in?","answer":"At the end of its last fiscal year, Diversified Planning Strategies Advisors’ separately managed accounts held 74% exchange-traded equities, 20% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Diversified Planning Strategies Advisors have a minimum investment?","answer":"Yes, Diversified Planning Strategies Advisors’ minimum account size for its Portfolio Management Services is $150K.","source":"DIVERSIFIED PLANNING STRATEGIES ADVISORS LLC FORM ADV PART 2A AND 2B, filed 30 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Diversified Planning Strategies Advisors?","answer":"Diversified Planning Strategies Advisors’ direct owner is John Papa (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 28 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Diversified Planning Strategies Advisors get paid?","answer":"Diversified Planning Strategies Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Diversified Planning Strategies Advisors registered with the SEC?","answer":"Yes, Diversified Planning Strategies Advisors has been registered with the SEC as an investment adviser since 1 June 2026. Its CRD number is 321737 and its SEC file number is 801-136395.","source":"Form ADV Part 1A, Item 1, filed 28 July 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Diversified Planning Strategies Advisors?","answer":"Diversified Planning Strategies Advisors’ main office is at 101 Eisenhower Pkwy, Suite 108, Roseland, NJ 07068. Its phone number is 973-226-6000. Its website is dpsadvisors.net.","source":"Form ADV Part 1A, Item 1.F, filed 28 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}