{"url":"https://nivawealth.com/firms/diversified-financial-advisors-118261","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/118261","regulatoryAum":585889856,"crd":"118261","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6644352","suffix":null,"lastName":"HEILAND","firstName":"BRENDEN","middleName":"SCOTT"},{"crd":"4782536","suffix":null,"lastName":"TRYBULA","firstName":"JEREMY","middleName":null},{"crd":"2771725","suffix":"JR","lastName":"TRYBULA","firstName":"JOSEPH","middleName":"PAUL"},{"crd":"4035409","suffix":null,"lastName":"VILLANUEVA","firstName":"JAMES","middleName":null}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-01","regulatoryAum":414099066,"clients":456,"employees":5,"offices":1},{"filedOn":"2022-03-31","regulatoryAum":459286058,"clients":574,"employees":6,"offices":2},{"filedOn":"2023-03-31","regulatoryAum":381495508,"clients":991,"employees":5,"offices":2},{"filedOn":"2024-04-25","regulatoryAum":451188042,"clients":603,"employees":5,"offices":2},{"filedOn":"2025-07-10","regulatoryAum":512193017,"clients":622,"employees":3,"offices":1},{"filedOn":"2026-08-18","regulatoryAum":585889856,"clients":641,"employees":3,"offices":1}],"secFileNumber":"801-70541","legalName":"Diversified Financial Advisors, LLC","displayName":"Diversified Financial Advisors","slug":"diversified-financial-advisors-118261","website":"https://diversifiedfa.com/","classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_wealth_manager","typeLabel":"OCIO / institutional wealth","feeDisclosure":"payment_only"},"founded":null,"organization":"Missouri limited liability company","fiscalYearEnd":"December","headquarters":{"street":"14323 South Outer Forty RD, Suite 210 South","city":"Town and Country","state":"MO","stateName":"Missouri","country":"United States","postalCode":"63017"},"tradeNames":[],"registration":{"secApproved":"11 September 2009","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":391156.47843137255,"staff":{"employees":3,"advisory":3,"brokerDealerReps":3,"insuranceAgents":1,"promoters":1},"aum":{"regulatory":585889856,"discretionary":578302205,"discretionaryAccounts":843,"nonDiscretionary":7587651,"nonDiscretionaryAccounts":3,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":475,"regulatoryAum":124543474},{"label":"High-net-worth individuals","clients":35,"regulatoryAum":74946330},{"label":"Pension and profit-sharing plans","clients":131,"regulatoryAum":386400052}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Boston, MA","smaAssets":199489804},{"name":"Broadridge Business Process Outsourcing, LLC","shortName":"Broadridge Business Process Outsourcing","location":"Edgewood, NY","smaAssets":362934931}],"custodyNote":"Diversified Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Joseph Trybula","title":"Managing Partner/President/Chief Compliance Officer","crd":"2771725"},{"name":"Jeremy Trybula","title":"Managing Partner","crd":"4782536"}],"ownership":[{"label":"Jeremy Trybula","detail":"Managing partner in the 50% to 75% ownership band and a control person, since April 2024."},{"label":"Joseph Trybula","detail":"Managing partner/president/chief compliance officer in the 50% to 75% ownership band and a control person, since April 2024."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Missouri","offices":1,"addresses":[{"street":"14323 South Outer Forty RD, Suite 210 South","city":"Town and Country","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"800-307-0376","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":96},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"18 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/118261/PDF/118261.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Diversified Financial Advisors have?","answer":"Diversified Financial Advisors has 641 clients and manages $586 million for them, as of August 2026. They include 475 individual clients, 131 pension and profit-sharing plans, and 35 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Diversified Financial Advisors offer?","answer":"Diversified Financial Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Diversified Financial Advisors use?","answer":"Diversified Financial Advisors’ separately managed account assets are held at Broadridge Business Process Outsourcing, LLC (Edgewood, NY), with $363M and LPL Financial LLC (Boston, MA), with $199M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Diversified Financial Advisors have?","answer":"Diversified Financial Advisors has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Diversified Financial Advisors invest in?","answer":"At the end of its last fiscal year, Diversified Financial Advisors’ separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Diversified Financial Advisors?","answer":"Diversified Financial Advisors’ direct owners are Jeremy Trybula (50% to 75%) and Joseph Trybula (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Diversified Financial Advisors get paid?","answer":"Diversified Financial Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Diversified Financial Advisors?","answer":"Diversified Financial Advisors’ main office is at 14323 South Outer Forty RD, Suite 210 South, Town and Country, MO 63017. Its phone number is 800-307-0376. Its website is diversifiedfa.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}