{"url":"https://nivawealth.com/firms/dillow-wealth-management-313192","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/313192","regulatoryAum":106259140,"crd":"313192","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8231816","suffix":null,"lastName":"Dillow","firstName":"Ian","middleName":"Peter"},{"crd":"4642786","suffix":null,"lastName":"DILLOW","firstName":"TIMOTHY","middleName":"LOUIS"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-25","regulatoryAum":107200000,"clients":18,"employees":1,"offices":1},{"filedOn":"2022-02-23","regulatoryAum":103000000,"clients":18,"employees":1,"offices":1},{"filedOn":"2023-03-20","regulatoryAum":106200000,"clients":15,"employees":2,"offices":1},{"filedOn":"2024-03-22","regulatoryAum":168600000,"clients":16,"employees":2,"offices":1},{"filedOn":"2025-03-04","regulatoryAum":221000000,"clients":25,"employees":4,"offices":1},{"filedOn":"2026-02-25","regulatoryAum":106259140,"clients":18,"employees":2,"offices":1}],"secFileNumber":"801-120686","legalName":"Dillow Wealth Management LLC","displayName":"Dillow Wealth Management","slug":"dillow-wealth-management-313192","website":"https://dillowwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"700 Commerce Drive, Suite 500","city":"Oak Brook","state":"IL","stateName":"Illinois","country":"United States","postalCode":"60523"},"tradeNames":[],"registration":{"secApproved":"31 March 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":5903285.555555556,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":106259140,"discretionary":96624184,"discretionaryAccounts":139,"nonDiscretionary":9634956,"nonDiscretionaryAccounts":8,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":4,"regulatoryAum":437414},{"label":"High-net-worth individuals","clients":14,"regulatoryAum":105821726}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011977","versionId":1011977,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-25","documentName":"DISCLOSURE BROCHURE FOR DILLOW WEALTH MANAGEMENT LLC","fee_rate_low":0.3,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Standalone Financial Planning","summary":"A fixed engagement fee of $10,000 to $100,000 per engagement, which may be negotiable; up to 50% of the expected total fee may be invoiced on signing the financial planning agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011977","versionId":1011977,"submittedOn":"2026-02-25","documentName":"DISCLOSURE BROCHURE FOR DILLOW WEALTH MANAGEMENT LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:55:46.326012+00:00","documents":[{"name":"DISCLOSURE BROCHURE FOR DILLOW WEALTH MANAGEMENT LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011977","versionId":1011977,"submittedOn":"2026-02-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":84498957}],"custodyNote":"Dillow Wealth Management has custody of $15.9M in client assets for 11 clients.","otherCustodians":[],"leadership":[{"name":"Timothy Dillow","title":"Chief Compliance Officer","crd":"4642786"}],"ownership":[{"label":"PBF Wealth LLC","detail":"Manager in the 75% or more ownership band and a control person, since April 2021."},{"label":"Timothy Dillow","detail":"Indirect owner: a manager of PBF Wealth LLC in the 75% or more band and a control person, since April 2020.","parent":"PBF Wealth LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Illinois","offices":1,"addresses":[{"street":"700 Commerce Drive, Suite 500","city":"Oak Brook","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"224-330-9662","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":51},{"label":"U.S. state and local bonds","percent":1},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":18},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":19},{"label":"Cash and cash equivalents","percent":7},{"label":"Other","percent":3,"detail":"Fee-Based Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"25 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/313192/PDF/313192.pdf","brochureDate":"25 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011977","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Dillow Wealth Management have?","answer":"Dillow Wealth Management has 18 clients and manages $106 million for them, as of February 2026. They include 14 high-net-worth individuals and 4 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Dillow Wealth Management offer?","answer":"Dillow Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Dillow Wealth Management charge?","answer":"Dillow Wealth Management charges 0.30%–1.00% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.","source":"DISCLOSURE BROCHURE FOR DILLOW WEALTH MANAGEMENT LLC, filed 25 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Dillow Wealth Management use?","answer":"Dillow Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $84.5M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Dillow Wealth Management have?","answer":"Dillow Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Dillow Wealth Management invest in?","answer":"At the end of its last fiscal year, Dillow Wealth Management’s separately managed accounts held 51% exchange-traded equities, 19% pooled vehicles (private funds and similar), 18% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 3% other, 1% state and local bonds and 1% derivatives. The 3% other category is described as: Fee-Based Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Dillow Wealth Management?","answer":"Dillow Wealth Management is owned through a holding company by Timothy Dillow. Its direct owner is PBF Wealth LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Dillow Wealth Management get paid?","answer":"Dillow Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Dillow Wealth Management?","answer":"Dillow Wealth Management’s main office is at 700 Commerce Drive, Suite 500, Oak Brook, IL 60523. Its phone number is 224-330-9662. Its website is dillowwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}