{"url":"https://nivawealth.com/firms/dibenedetto-and-associates-108092","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/108092","regulatoryAum":333053485,"crd":"108092","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3134042","suffix":null,"lastName":"DIBENEDETTO","firstName":"ALEX","middleName":"JASON"},{"crd":"1069468","suffix":null,"lastName":"DIBENEDETTO","firstName":"CHARLES","middleName":"JOSEPH"},{"crd":"3036881","suffix":null,"lastName":"DIBENEDETTO","firstName":"JEFFREY","middleName":"CHARLES"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-24","regulatoryAum":236235992,"clients":300,"employees":3,"offices":1},{"filedOn":"2022-03-25","regulatoryAum":266631114,"clients":282,"employees":3,"offices":1},{"filedOn":"2023-03-23","regulatoryAum":229455644,"clients":253,"employees":3,"offices":1},{"filedOn":"2024-03-19","regulatoryAum":254133884,"clients":316,"employees":3,"offices":1},{"filedOn":"2025-03-19","regulatoryAum":312524392,"clients":329,"employees":3,"offices":1},{"filedOn":"2026-03-25","regulatoryAum":333053485,"clients":321,"employees":3,"offices":1}],"secFileNumber":"801-55322","legalName":"Dibenedetto & Associates LTD","displayName":"Dibenedetto & Associates","slug":"dibenedetto-and-associates-108092","website":"https://trustdnb.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"1998","organization":"Illinois corporation","fiscalYearEnd":"December","headquarters":{"street":"4920 Forest Hills Road","city":"Loves Park","state":"IL","stateName":"Illinois","country":"United States","postalCode":"61111"},"tradeNames":[],"registration":{"secApproved":"2 February 1998","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":898905.9108280254,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":333053485,"discretionary":309374840,"discretionaryAccounts":632,"nonDiscretionary":23678645,"nonDiscretionaryAccounts":8,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":225,"regulatoryAum":46402487},{"label":"High-net-worth individuals","clients":89,"regulatoryAum":235853969},{"label":"Pension and profit-sharing plans","clients":7,"regulatoryAum":50797029}],"feePrograms":[{"role":"main","program":"Asset-based management fee","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025607","versionId":1025607,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-03-25","documentName":"DAL ADV 2 3 2026","fee_rate_low":null,"fee_rate_high":1.25,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T08:17:43.752984+00:00","documents":[{"name":"DAL ADV 2 3 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025607","versionId":1025607,"submittedOn":"2026-03-25"}]},"custodians":[],"custodyNote":"Dibenedetto & Associates does not have custody of client assets.","leadership":[{"name":"Charles Dibenedetto","title":"President","crd":"1069468"},{"name":"Jeffrey Dibenedetto","title":"Vice President","crd":"3036881"},{"name":"Alex Dibenedetto","title":"Chief Compliance Officer","crd":"3134042"}],"ownership":[{"label":"Charles Dibenedetto","detail":"President in the 25% to 50% ownership band and a control person, since February 1998."},{"label":"Alex Dibenedetto","detail":"Chief compliance officer in the 10% to 25% ownership band and a control person, since July 1998."},{"label":"Jeffrey Dibenedetto","detail":"Vice president in the 25% to 50% ownership band and a control person, since January 2004."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Illinois","offices":1,"addresses":[{"street":"4920 Forest Hills Road","city":"Loves Park","headquarters":true}]}],"brochureServices":["insurance","retirement plan services"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"815-654-8850","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":6},{"label":"Securities issued by registered investment companies or business development companies","percent":92},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/108092/PDF/108092.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025607","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Dibenedetto & Associates have?","answer":"Dibenedetto & Associates has 321 clients and manages $333 million for them, as of March 2026. They include 225 individual clients, 89 high-net-worth individuals, and 7 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Dibenedetto & Associates offer?","answer":"Dibenedetto & Associates provides financial planning, portfolio management for individuals and small businesses, selecting other managers, insurance, and retirement plan services.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Dibenedetto & Associates charge?","answer":"Dibenedetto & Associates charges up to 1.25% a year for its Asset-based management fee.","source":"DAL ADV 2 3 2026, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does Dibenedetto & Associates have?","answer":"Dibenedetto & Associates has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Dibenedetto & Associates invest in?","answer":"At the end of its last fiscal year, Dibenedetto & Associates’ separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Dibenedetto & Associates?","answer":"Dibenedetto & Associates’ direct owners are Charles Dibenedetto, Alex Dibenedetto and Jeffrey Dibenedetto, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Dibenedetto & Associates get paid?","answer":"Dibenedetto & Associates is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Dibenedetto & Associates registered with the SEC?","answer":"Yes, Dibenedetto & Associates has been registered with the SEC as an investment adviser since 2 February 1998. Its CRD number is 108092 and its SEC file number is 801-55322.","source":"Form ADV Part 1A, Item 1, filed 25 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Dibenedetto & Associates?","answer":"Dibenedetto & Associates’ main office is at 4920 Forest Hills Road, Loves Park, IL 61111. Its phone number is 815-654-8850. Its website is trustdnb.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}