{"url":"https://nivawealth.com/firms/daus-financial-services-323054","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/323054","regulatoryAum":270510000,"crd":"323054","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4578850","suffix":null,"lastName":"DAUS","firstName":"RYAN","middleName":"MICHAEL"},{"crd":"7125133","suffix":null,"lastName":"Peacock","firstName":"Trenden","middleName":null},{"crd":"6709050","suffix":null,"lastName":"Sanchez","firstName":"Brendan","middleName":"A"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-06-06","regulatoryAum":120000000,"clients":515,"employees":6,"offices":1},{"filedOn":"2024-07-23","regulatoryAum":154100000,"clients":264,"employees":6,"offices":1},{"filedOn":"2025-02-27","regulatoryAum":211000000,"clients":288,"employees":6,"offices":1},{"filedOn":"2026-08-18","regulatoryAum":270510000,"clients":327,"employees":8,"offices":1}],"secFileNumber":"801-127526","legalName":"Daus Financial Services, LLC","displayName":"Daus Financial Services","slug":"daus-financial-services-323054","website":"https://dausfinancial.co/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/323054/9d9fa7db39895700-r1.webp","tone":"light","width":865,"height":200,"sourceUrl":"https://www.dausfinancial.co","sourceLabel":"Daus Financial Group, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/daus-financial-group/","founded":"2023","organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"487 South Drake Road, Suite A","city":"Kalamazoo","state":"MI","stateName":"Michigan","country":"United States","postalCode":"49009"},"tradeNames":[],"registration":{"secApproved":"27 March 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":827247.7064220184,"staff":{"employees":8,"advisory":3,"brokerDealerReps":0,"insuranceAgents":6,"promoters":0},"aum":{"regulatory":270510000,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":270510000,"nonDiscretionaryAccounts":936,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":240,"regulatoryAum":89330000},{"label":"High-net-worth individuals","clients":87,"regulatoryAum":181180000}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"marginal","fee_tiers":[{"to":250000,"pct":1.5,"from":0},{"to":500000,"pct":1.35,"from":250000},{"to":1000000,"pct":1.25,"from":500000},{"to":2000000,"pct":1.15,"from":1000000},{"to":5000000,"pct":1,"from":2000000},{"to":10000000,"pct":0.85,"from":5000000},{"to":null,"pct":0.65,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055264","versionId":1055264,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-08-18","documentName":"DFG ADV PART 2A","fee_rate_low":0.65,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":100000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Fixed-Fee Consulting and Planning","summary":"Fixed fees for longer-term consulting projects or ongoing support range from $1,500 to $50,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055264","versionId":1055264,"submittedOn":"2026-08-18","documentName":"DFG ADV PART 2A"},{"role":"other","program":"Hourly Financial Planning","summary":"Hourly fees range from $250 to $1,000 per hour, negotiated with the client.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055264","versionId":1055264,"submittedOn":"2026-08-18","documentName":"DFG ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T11:14:47.228009+00:00","documents":[{"name":"DFG ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055264","versionId":1055264,"submittedOn":"2026-08-18"}]},"custodians":[{"name":"Charles Schwab & Company, Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":270510000}],"custodyNote":"Daus Financial Services has custody of $241M in client assets for 217 clients.","otherCustodians":[],"leadership":[{"name":"Terra Loew","title":"Chief Compliance Officer","crd":"6906720"},{"name":"Ryan Daus","title":"Owner / Financial Advisor","crd":"4578850"},{"name":"Justin Gregory","title":"Director of Operations","crd":"6591916"}],"ownership":[{"label":"Ryan Daus","detail":"Owner / financial advisor in the 75% or more ownership band and a control person, since April 2023."},{"label":"Justin Gregory","detail":"Director of operations in the 10% to 25% ownership band and a control person, since January 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"487 South Drake Road, Suite A","city":"Kalamazoo","headquarters":true}]}],"brochureServices":["estate planning","insurance","retirement plan services"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"269-321-7472","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":12},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":4},{"label":"Non-investment grade corporate bonds","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":74},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"18 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/323054/PDF/323054.pdf","brochureDate":"18 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055264","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Daus Financial Services have?","answer":"Daus Financial Services has 327 clients and manages $271 million for them, as of August 2026. They include 240 individual clients and 87 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Daus Financial Services offer?","answer":"Daus Financial Services provides financial planning, portfolio management for individuals and small businesses, educational seminars, estate planning, insurance, and retirement plan services.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Daus Financial Services charge?","answer":"Daus Financial Services charges 0.65%–1.50% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $100,000.","source":"DFG ADV PART 2A, filed 18 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Daus Financial Services use?","answer":"Daus Financial Services’ separately managed account assets are held at Charles Schwab & Company, Inc. (Westlake, TX), with $271M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Daus Financial Services have?","answer":"Daus Financial Services has 3 investment adviser representatives registered with state securities authorities, out of 8 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Daus Financial Services invest in?","answer":"At the end of its last fiscal year, Daus Financial Services’ separately managed accounts held 74% registered funds (mutual funds, ETFs, BDCs), 12% exchange-traded equities, 5% high-yield corporate bonds, 4% investment grade corporate bonds, 4% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Daus Financial Services have a minimum investment?","answer":"Yes, Daus Financial Services’ minimum account size for its Asset Management is $100K.","source":"DFG ADV PART 2A, filed 18 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Daus Financial Services?","answer":"Daus Financial Services’ direct owners are Ryan Daus (75% or more) and Justin Gregory (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Daus Financial Services get paid?","answer":"Daus Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Daus Financial Services?","answer":"Daus Financial Services’ main office is at 487 South Drake Road, Suite A, Kalamazoo, MI 49009. Its phone number is 269-321-7472. Its website is dausfinancial.co.","source":"Form ADV Part 1A, Item 1.F, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}