{"url":"https://nivawealth.com/firms/daniel-krug-and-associates-298532","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/298532","regulatoryAum":145104606,"crd":"298532","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5479035","suffix":null,"lastName":"ISTVAN","firstName":"ROCKY","middleName":"HAROLD JOHN"},{"crd":"5482435","suffix":null,"lastName":"KRUG","firstName":"DANIEL","middleName":"MARTIN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-05-30","regulatoryAum":116610899,"clients":203,"employees":6,"offices":1},{"filedOn":"2025-03-21","regulatoryAum":130938459,"clients":218,"employees":6,"offices":1},{"filedOn":"2026-03-25","regulatoryAum":145104606,"clients":192,"employees":7,"offices":1}],"secFileNumber":"801-130573","legalName":"Daniel Krug & Associates, Inc.","displayName":"Daniel Krug & 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HNW)","clients":137,"regulatoryAum":44034884},{"label":"High-net-worth individuals","clients":55,"regulatoryAum":101069722}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026350","versionId":1026350,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-25","documentName":"FORM ADV PART 2A: FIRM BROCHURE","fee_rate_low":0.65,"fee_rate_high":1.4,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:09:40.084126+00:00","documents":[{"name":"FORM ADV PART 2A: FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026350","versionId":1026350,"submittedOn":"2026-03-25"}]},"custodians":[{"name":"Fidelity Distributors Company LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":145104606}],"custodyNote":"Daniel Krug & Associates has custody of $125M for 141 clients.","otherCustodians":[],"leadership":[{"name":"Daniel Krug","title":"Chief Executive Officer","crd":"5482435"},{"name":"Rocky Istvan","title":"Chief Compliance Officer","crd":"5479035"}],"ownership":[{"label":"Daniel Krug","detail":"Chief executive officer in the 75% or more ownership band and a control person, since March 2004."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"8040 Ortonville RD, Suite D","city":"Clarkston","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"248-625-2788","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":52},{"label":"Securities issued by registered investment companies or business development companies","percent":36},{"label":"Cash and cash equivalents","percent":12}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/298532/PDF/298532.pdf","brochureDate":"25 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026350","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Daniel Krug & Associates have?","answer":"Daniel Krug & Associates has 192 clients and manages $145 million for them, as of March 2026. They include 137 individual clients and 55 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Daniel Krug & Associates offer?","answer":"Daniel Krug & Associates provides financial planning, portfolio management for individuals and small businesses, selecting other managers, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Daniel Krug & Associates charge?","answer":"Daniel Krug & Associates charges 0.65%–1.40% a year for its Investment Management Services. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A: FIRM BROCHURE, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Daniel Krug & Associates use?","answer":"Daniel Krug & Associates’ separately managed account assets are held at Fidelity Distributors Company LLC (Smithfield, RI), with $145M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Daniel Krug & Associates have?","answer":"Daniel Krug & Associates has 2 investment adviser representatives registered with state securities authorities, out of 7 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Daniel Krug & Associates invest in?","answer":"At the end of its last fiscal year, Daniel Krug & Associates’ separately managed accounts held 52% exchange-traded equities, 36% registered funds (mutual funds, ETFs, BDCs) and 12% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Daniel Krug & Associates?","answer":"Daniel Krug & Associates’ direct owner is Daniel Krug (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Daniel Krug & Associates get paid?","answer":"Daniel Krug & Associates is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Daniel Krug & Associates?","answer":"Daniel Krug & Associates’ main office is at 8040 Ortonville RD, Suite D, Clarkston, MI 48348. Its phone number is 248-625-2788.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}