{"url":"https://nivawealth.com/firms/dahring-cusmano-301236","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/301236","regulatoryAum":781384466,"crd":"301236","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7377012","suffix":null,"lastName":"Bressler","firstName":"Adam","middleName":"Jacob"},{"crd":"6859177","suffix":null,"lastName":"Curley","firstName":"Tyler","middleName":"Danielle"},{"crd":"3222241","suffix":null,"lastName":"CUSMANO","firstName":"ANGELA","middleName":"SUZANNE"},{"crd":"2461140","suffix":null,"lastName":"DAHRING","firstName":"KIRK","middleName":"WAYNE"},{"crd":"7864900","suffix":null,"lastName":"Fleischer","firstName":"Samuel","middleName":"Alton"},{"crd":"7640935","suffix":null,"lastName":"Huey","firstName":"Jatia","middleName":null},{"crd":"6396459","suffix":null,"lastName":"JABRO","firstName":"ANDREW","middleName":"ANTHONY"},{"crd":"4067511","suffix":null,"lastName":"SHADLE","firstName":"ANN","middleName":"MARIE"},{"crd":"5041493","suffix":null,"lastName":"Simmons","firstName":"Wendy","middleName":"P."}],"total":9,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-23","regulatoryAum":377899797,"clients":419,"employees":10,"offices":2},{"filedOn":"2022-05-18","regulatoryAum":466327583,"clients":474,"employees":10,"offices":2},{"filedOn":"2023-03-22","regulatoryAum":435845444,"clients":514,"employees":10,"offices":2},{"filedOn":"2024-05-02","regulatoryAum":535130456,"clients":544,"employees":11,"offices":2},{"filedOn":"2025-04-14","regulatoryAum":707083065,"clients":733,"employees":13,"offices":2},{"filedOn":"2026-09-04","regulatoryAum":781384466,"clients":884,"employees":18,"offices":2}],"secFileNumber":"801-117222","legalName":"Dahring | Cusmano LLC","displayName":"Dahring | Cusmano","slug":"dahring-cusmano-301236","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/dahring-cusmano-and-associates","founded":null,"organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"26200 Town Center DR., Suite 100","city":"Novi","state":"MI","stateName":"Michigan","country":"United States","postalCode":"48375"},"tradeNames":["Dahring | Cusmano","Dahring | Cusmano Investment Professionals","Dahring | Cusmano and Associates","Dca401(k)"],"registration":{"secApproved":"26 August 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":558004.1784472769,"staff":{"employees":18,"advisory":9,"brokerDealerReps":2,"insuranceAgents":6,"promoters":0},"aum":{"regulatory":781384466,"discretionary":733097957,"discretionaryAccounts":2043,"nonDiscretionary":48286509,"nonDiscretionaryAccounts":8,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":709,"regulatoryAum":183448298},{"label":"High-net-worth individuals","clients":154,"regulatoryAum":298109308},{"label":"Corporations and other businesses","clients":21,"regulatoryAum":299826860}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056963","versionId":1056963,"ratePeriod":"annual","fee_billing":"both","submittedOn":"2026-09-03","documentName":"DAHRING | CUSMANO FIRM BROCHURE","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting","summary":"Stand-alone financial planning is a fixed fee set client by client; consulting and project work is charged a fixed or hourly fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056963","versionId":1056963,"submittedOn":"2026-09-03","documentName":"DAHRING | CUSMANO FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T07:36:31.622014+00:00","documents":[{"name":"DAHRING | CUSMANO FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056963","versionId":1056963,"submittedOn":"2026-09-03"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":399038748},{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":286075830}],"custodyNote":"Dahring | Cusmano has custody of $200M in client assets for 795 clients.","leadership":[{"name":"Kirk Dahring","title":"Chief Executive Officer","crd":"2461140"},{"name":"Andy Armstrong","title":"Chief Compliance Officer","crd":"4448534"},{"name":"Angela Cusmano","title":"Managing Partner","crd":"3222241"}],"ownership":[{"label":"Kirk Dahring","detail":"Chief executive officer in the 50% to 75% ownership band and a control person, since March 2019."},{"label":"Angela Cusmano","detail":"Managing partner in the 50% to 75% ownership band and a control person, since March 2019."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":2,"addresses":[{"street":"26200 Town Center DR., Suite 100","city":"Novi","headquarters":true},{"street":"3001 W. Big Beaver RD.","city":"Troy"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"248-348-0100","stateRegisteredReps":9,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":93},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"4 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/301236/PDF/301236.pdf","brochureDate":"3 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056963","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Dahring | Cusmano have?","answer":"Dahring | Cusmano has 884 clients and manages $781 million for them, as of September 2026. They include 709 individual clients, 154 high-net-worth individuals, and 21 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Dahring | Cusmano offer?","answer":"Dahring | Cusmano provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Dahring | Cusmano charge?","answer":"Dahring | Cusmano charges up to 2.00% a year for its Investment Management Services. The fee is billed in advance or in arrears and is negotiable.","source":"DAHRING | CUSMANO FIRM BROCHURE, filed 3 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Dahring | Cusmano use?","answer":"Dahring | Cusmano’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $399M and National Financial Services LLC (Boston, MA), with $286M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Dahring | Cusmano have?","answer":"Dahring | Cusmano has 9 investment adviser representatives registered with state securities authorities, out of 18 employees, and 9 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Dahring | Cusmano invest in?","answer":"At the end of its last fiscal year, Dahring | Cusmano’s separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents and 3% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Dahring | Cusmano?","answer":"Dahring | Cusmano’s direct owners are Kirk Dahring (50% to 75%) and Angela Cusmano (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Dahring | Cusmano get paid?","answer":"Dahring | Cusmano is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Dahring | Cusmano registered with the SEC?","answer":"Yes, Dahring | Cusmano has been registered with the SEC as an investment adviser since 26 August 2019. Its CRD number is 301236 and its SEC file number is 801-117222.","source":"Form ADV Part 1A, Item 1, filed 4 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Dahring | Cusmano?","answer":"Dahring | Cusmano’s main office is at 26200 Town Center DR., Suite 100, Novi, MI 48375. Its phone number is 248-348-0100.","source":"Form ADV Part 1A, Item 1.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/dahring-cusmano-301236/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-28","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2053669/000205366926000005/0002053669-26-000005-index.html","totalValue":189633777,"positionCount":62,"top10Share":0.653692443198028,"top10":[{"issuer":"PIMCO ETF TR","titleOfClass":"MULTISECTOR BD","cusip":"72201R585","value":20024291,"shares":755064,"shareType":"SH","priorValue":18831292,"priorShares":718752},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"FUN LAR COR ETF","cusip":"316092360","value":17969199,"shares":305028,"shareType":"SH","priorValue":15210312,"priorShares":296584},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":15842083,"shares":468147,"shareType":"SH","priorValue":13442862,"priorShares":461478},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"ENHANCED SML CAP","cusip":"31609A206","value":15404831,"shares":319007,"shareType":"SH","priorValue":11654988,"priorShares":306710},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"MULTI SECTOR","cusip":"922020722","value":11484708,"shares":223917,"shareType":"SH","priorValue":9774654,"priorShares":191644},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"HIGH YIEL BD ETF","cusip":"808524631","value":10028851,"shares":383073,"shareType":"SH","priorValue":9005828,"priorShares":346378},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"ENHANCED INTL","cusip":"31609A404","value":9444038,"shares":235336,"shareType":"SH","priorValue":8326348,"priorShares":223827},{"issuer":"CAPITAL GROUP DIVIDEND VALUE","titleOfClass":"SHS CREAT UNIT","cusip":"14020W106","value":8801950,"shares":178611,"shareType":"SH","priorValue":6832775,"priorShares":160620},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"BLUE CHIP GRWTH","cusip":"316092352","value":8720195,"shares":140399,"shareType":"SH","priorValue":6851510,"priorShares":136702},{"issuer":"PIMCO EQUITY SER","titleOfClass":"RAFI DYN EMERG","cusip":"72202L389","value":6242021,"shares":221077,"shareType":"SH","priorValue":5092260,"priorShares":203530}],"positionsListed":62,"positions":[{"issuer":"PIMCO ETF TR","titleOfClass":"MULTISECTOR BD","cusip":"72201R585","value":20024291,"shares":755064,"shareType":"SH","priorValue":18831292,"priorShares":718752},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"FUN LAR COR ETF","cusip":"316092360","value":17969199,"shares":305028,"shareType":"SH","priorValue":15210312,"priorShares":296584},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":15842083,"shares":468147,"shareType":"SH","priorValue":13442862,"priorShares":461478},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"ENHANCED SML CAP","cusip":"31609A206","value":15404831,"shares":319007,"shareType":"SH","priorValue":11654988,"priorShares":306710},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"MULTI SECTOR","cusip":"922020722","value":11484708,"shares":223917,"shareType":"SH","priorValue":9774654,"priorShares":191644},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"HIGH YIEL BD ETF","cusip":"808524631","value":10028851,"shares":383073,"shareType":"SH","priorValue":9005828,"priorShares":346378},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"ENHANCED INTL","cusip":"31609A404","value":9444038,"shares":235336,"shareType":"SH","priorValue":8326348,"priorShares":223827},{"issuer":"CAPITAL GROUP DIVIDEND VALUE","titleOfClass":"SHS CREAT UNIT","cusip":"14020W106","value":8801950,"shares":178611,"shareType":"SH","priorValue":6832775,"priorShares":160620},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"BLUE CHIP GRWTH","cusip":"316092352","value":8720195,"shares":140399,"shareType":"SH","priorValue":6851510,"priorShares":136702},{"issuer":"PIMCO EQUITY SER","titleOfClass":"RAFI DYN EMERG","cusip":"72202L389","value":6242021,"shares":221077,"shareType":"SH","priorValue":5092260,"priorShares":203530},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"MSCI INFO TECH I","cusip":"316092808","value":4689978,"shares":16423,"shareType":"SH","priorValue":3354985,"priorShares":16126},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"HIGH DIVID ETF","cusip":"316092840","value":4530251,"shares":75141,"shareType":"SH","priorValue":3632527,"priorShares":65759},{"issuer":"T ROWE PRICE EXCHANGE-TRADED","titleOfClass":"US EQUI RESH ETF","cusip":"87283Q503","value":3825183,"shares":80479,"shareType":"SH","priorValue":3305604,"priorShares":80822},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P MDCP QUALITY","cusip":"46137V472","value":3744166,"shares":33169,"shareType":"SH","priorValue":3756567,"priorShares":36341},{"issuer":"CAPITAL GROUP CORE BALANCED","titleOfClass":"SHS","cusip":"14021D107","value":3606056,"shares":94996,"shareType":"SH","priorValue":3001510,"priorShares":87228},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"LARGE CAP ETF","cusip":"922908637","value":3594499,"shares":10452,"shareType":"SH","priorValue":3146093,"priorShares":10527},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":3442954,"shares":45596,"shareType":"SH","priorValue":4112311,"priorShares":46646},{"issuer":"FIDELITY MERRIMACK STR TR","titleOfClass":"TOTAL BD ETF","cusip":"316188309","value":2892394,"shares":63583,"shareType":"SH","priorValue":3717890,"priorShares":81497},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524755","value":2869112,"shares":54380,"shareType":"SH","priorValue":2416207,"priorShares":49381},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE-PLUS BD ETF","cusip":"922020755","value":2729737,"shares":35188,"shareType":"SH","priorValue":1843900,"priorShares":23765},{"issuer":"T ROWE PRICE EXCHANGE-TRADED","titleOfClass":"ULTRA SHRT TRM","cusip":"87283Q701","value":2702959,"shares":54309,"shareType":"SH","priorValue":2560658,"priorShares":51471},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"FUN SMA MID ETF","cusip":"316092295","value":2585747,"shares":67672,"shareType":"SH","priorValue":1786261,"priorShares":55908},{"issuer":"VANGUARD WORLD FD","titleOfClass":"HEALTH CAR ETF","cusip":"92204A504","value":2195588,"shares":7343,"shareType":"SH","priorValue":1892276,"priorShares":6948},{"issuer":"JANUS DETROIT STR TR","titleOfClass":"HENDRSON AAA CL","cusip":"47103U845","value":1872068,"shares":37078,"shareType":"SH","priorValue":1655108,"priorShares":32859},{"issuer":"T ROWE PRICE EXCHANGE-TRADED","titleOfClass":"SMALL MID CAP","cusip":"87283Q826","value":1825598,"shares":41633,"shareType":"SH","priorValue":1571379,"priorShares":42852},{"issuer":"T ROWE PRICE EXCHANGE-TRADED","titleOfClass":"FINANCIALS ETF","cusip":"87283Q768","value":1067947,"shares":38824,"shareType":"SH","priorValue":864330,"priorShares":34436},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SML CP GRW ETF","cusip":"922908595","value":1044974,"shares":2857,"shareType":"SH","priorValue":864563,"priorShares":2860},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500GRW","cusip":"78464A409","value":997202,"shares":8381,"shareType":"SH","priorValue":879311,"priorShares":8981},{"issuer":"PIMCO ETF TR","titleOfClass":"MUNI INCOME OPP","cusip":"72201R635","value":973436,"shares":21273,"shareType":"SH","priorValue":793894,"priorShares":17576},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ENERGY ETF","cusip":"92204A306","value":853186,"shares":5683,"shareType":"SH","priorValue":872272,"priorShares":5041},{"issuer":"T ROWE PRICE EXCHANGE-TRADED","titleOfClass":"CAP APPRECIATION","cusip":"87283Q867","value":807239,"shares":19641,"shareType":"SH","priorValue":724547,"priorShares":20358},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":724747,"shares":2505,"shareType":"SH","priorValue":540908,"priorShares":2131},{"issuer":"T ROWE PRICE EXCHANGE-TRADED","titleOfClass":"FLOATING RATE","cusip":"87283Q883","value":720254,"shares":14288,"shareType":"SH","priorValue":636810,"priorShares":12645},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":688979,"shares":1847,"shareType":"SH","priorValue":722956,"priorShares":1953},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":684447,"shares":571,"shareType":"SH","priorValue":292739,"priorShares":318},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":672731,"shares":2843,"shareType":"SH","priorValue":608869,"priorShares":2831},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US L","cusip":"808524771","value":619048,"shares":19905,"shareType":"SH","priorValue":563187,"priorShares":20222},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"EMERG MKTS MLTFT","cusip":"316092543","value":554955,"shares":15275,"shareType":"SH","priorValue":496208,"priorShares":15713},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":535286,"shares":1766,"shareType":"SH","priorValue":461201,"priorShares":1761},{"issuer":"LITMAN GREGORY FDS TR","titleOfClass":"IMGP DBI MAN ETF","cusip":"53700T827","value":510514,"shares":16678,"shareType":"SH","priorValue":404161,"priorShares":13405},{"issuer":"PIMCO ETF TR","titleOfClass":"COMMODITY STRAT","cusip":"72201R593","value":495290,"shares":16149,"shareType":"SH","priorValue":413508,"priorShares":12814},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":494848,"shares":3131,"shareType":"SH","priorValue":465176,"priorShares":3141},{"issuer":"VANGUARD WORLD FD","titleOfClass":"MEGA GRWTH IND","cusip":"921910816","value":448278,"shares":5099,"shareType":"SH","priorValue":402263,"priorShares":1095},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":448071,"shares":3609,"shareType":"SH","priorValue":384356,"priorShares":901},{"issuer":"FRANKLIN TEMPLETON ETF TR","titleOfClass":"SYSTMTC STYL PRE","cusip":"35473P546","value":422716,"shares":15266,"shareType":"SH","priorValue":325829,"priorShares":11979},{"issuer":"DTE ENERGY CO","titleOfClass":"COM","cusip":"233331107","value":410144,"shares":2692,"shareType":"SH","priorValue":297928,"priorShares":2038},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":384220,"shares":1043,"shareType":"SH","priorValue":448792,"priorShares":1043},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":363469,"shares":1525,"shareType":"SH","priorValue":332191,"priorShares":1595},{"issuer":"WEC ENERGY GROUP INC","titleOfClass":"COM","cusip":"92939U106","value":356878,"shares":3056,"shareType":"SH","priorValue":350791,"priorShares":3030},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":341035,"shares":1704,"shareType":"SH","priorValue":256598,"priorShares":1471},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":317958,"shares":2807,"shareType":"SH","priorValue":347493,"priorShares":2796},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":304089,"shares":413,"shareType":"SH","priorValue":247594,"priorShares":429},{"issuer":"ISHARES TR","titleOfClass":"MRGSTR SM CP GR","cusip":"464288604","value":284637,"shares":4343,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"MRGSTR MD CP GRW","cusip":"464288307","value":266140,"shares":2707,"shareType":"SH","priorValue":213036,"priorShares":2705},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":259015,"shares":9351,"shareType":"SH","priorValue":230719,"priorShares":9322},{"issuer":"ISHARES TR","titleOfClass":"HIGH YLD SYSTM B","cusip":"46435G250","value":247774,"shares":5298,"shareType":"SH","priorValue":785829,"priorShares":16892},{"issuer":"FORD MTR CO","titleOfClass":"COM","cusip":"345370860","value":221090,"shares":15906,"shareType":"SH","priorValue":149923,"priorShares":12992},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":217400,"shares":1590,"shareType":"SH","priorValue":278216,"priorShares":1640},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":210039,"shares":596,"shareType":"SH"},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":210037,"shares":588,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUS MID CAP ETF","cusip":"464287499","value":206423,"shares":1871,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 VAL ETF","cusip":"464287598","value":200824,"shares":828,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}