{"url":"https://nivawealth.com/firms/cypress-capital-wealth-management-312340","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/312340","regulatoryAum":330221401,"crd":"312340","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6125474","suffix":null,"lastName":"HOUSLER","firstName":"JAMES","middleName":"MICHAEL"},{"crd":"7573703","suffix":null,"lastName":"Housler","firstName":"Noah","middleName":"Spencer"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-11","regulatoryAum":134467355,"clients":1,"employees":2,"offices":1},{"filedOn":"2022-06-10","regulatoryAum":2055240,"clients":0,"employees":2,"offices":1},{"filedOn":"2023-07-19","regulatoryAum":129287793,"clients":12,"employees":4,"offices":1},{"filedOn":"2024-07-11","regulatoryAum":149469276,"clients":24,"employees":5,"offices":1},{"filedOn":"2025-07-22","regulatoryAum":234581290,"clients":116,"employees":4,"offices":1},{"filedOn":"2026-03-04","regulatoryAum":330221401,"clients":106,"employees":4,"offices":1}],"secFileNumber":"801-128192","legalName":"Cypress Capital Wealth Management, LLC","displayName":"Cypress Capital Wealth Management","slug":"cypress-capital-wealth-management-312340","website":"https://cypresscapitalwealth.com/","classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_wealth_manager","typeLabel":"OCIO / institutional wealth","feeDisclosure":"payment_only"},"linkedinUrl":"http://www.linkedin.com/company/cypress-capital-family-office-weatlh-management","founded":null,"organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3040 Lohr Road","city":"Ann Arbor","state":"MI","stateName":"Michigan","country":"United States","postalCode":"48108"},"tradeNames":["Cypress Capital Wealth Management"],"registration":{"secApproved":"20 June 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1250373.6393442622,"staff":{"employees":4,"advisory":2,"brokerDealerReps":0,"insuranceAgents":1,"promoters":2},"aum":{"regulatory":330221401,"discretionary":152896910,"discretionaryAccounts":104,"nonDiscretionary":177324491,"nonDiscretionaryAccounts":2,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"High-net-worth individuals","clients":61,"regulatoryAum":76272792},{"label":"Corporations and other businesses","clients":45,"regulatoryAum":253948609}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":131245167},{"name":"Empower Trust Company LLC","shortName":"Empower","location":"Greenwood Village, CO","smaAssets":177022782}],"custodyNote":"Cypress Capital Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"James Housler","title":"President","crd":"6125474"},{"name":"Elizabeth Housler","title":"Chief Compliance Officer","crd":"5361389"}],"ownership":[{"label":"Northstar Bank","detail":"Owner in the 75% or more ownership band and a control person, since July 2022."},{"label":"Northstar Financial Group, Inc.","detail":"Indirect owner: a 100% owner of parent company of Northstar Bank in the 75% or more band and a control person, since July 2022.","parent":"Northstar Bank"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"3040 Lohr Road","city":"Ann Arbor","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"734-228-0460","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Performance-based fees"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":97},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":2,"detail":"Alternatives"}],"privateFunds":0},"sources":{"adv1FilingDate":"4 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/312340/PDF/312340.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Cypress Capital Wealth Management have?","answer":"Cypress Capital Wealth Management has 106 clients and manages $330 million for them, as of March 2026. They include 61 high-net-worth individuals and 45 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cypress Capital Wealth Management offer?","answer":"Cypress Capital Wealth Management provides portfolio management for individuals and small businesses and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Cypress Capital Wealth Management use?","answer":"Cypress Capital Wealth Management’s separately managed account assets are held at Empower Trust Company LLC (Greenwood Village, CO), with $177M and Charles Schwab & Co., Inc. (Westlake, TX), with $131M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cypress Capital Wealth Management have?","answer":"Cypress Capital Wealth Management has 0 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cypress Capital Wealth Management invest in?","answer":"At the end of its last fiscal year, Cypress Capital Wealth Management’s separately managed accounts held 97% exchange-traded equities, 2% other and 1% cash and equivalents. The 2% other category is described as: Alternatives.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cypress Capital Wealth Management?","answer":"Cypress Capital Wealth Management is owned through a holding company by Northstar Financial Group, Inc. Its direct owner is Northstar Bank (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cypress Capital Wealth Management get paid?","answer":"Cypress Capital Wealth Management is paid through a percentage of assets under management, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cypress Capital Wealth Management?","answer":"Cypress Capital Wealth Management’s main office is at 3040 Lohr Road, Ann Arbor, MI 48108. Its phone number is 734-228-0460. Its website is cypresscapitalwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}