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The fee is billed in advance, is negotiable and has a $4,000 annual minimum.","source":"ADV PART 2A, filed 15 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Curio Wealth use?","answer":"Curio Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $367M and Fidelity Distributors Company LLC (Smithfield, RI), with $90.5M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Curio Wealth have?","answer":"Curio Wealth has 9 investment adviser representatives registered with state securities authorities, out of 13 employees, and 9 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Curio Wealth invest in?","answer":"At the end of its last fiscal year, Curio Wealth’s separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents, 4% exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Curio Wealth?","answer":"Curio Wealth’s direct owners are Lyn Dippel, Jacob Sadler, James Kantowski, Elizabeth Gillette and Yvonne Scoggins, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 15 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Curio Wealth get paid?","answer":"Curio Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}