{"url":"https://nivawealth.com/firms/crosspoint-financial-286443","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/286443","regulatoryAum":157077817,"crd":"286443","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2941092","suffix":null,"lastName":"TRAN","firstName":"TU","middleName":"ANH"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-06-17","regulatoryAum":114183925,"clients":214,"employees":1,"offices":1},{"filedOn":"2023-03-07","regulatoryAum":105026268,"clients":134,"employees":1,"offices":1},{"filedOn":"2024-03-06","regulatoryAum":123798777,"clients":221,"employees":1,"offices":1},{"filedOn":"2025-06-12","regulatoryAum":138445327,"clients":264,"employees":1,"offices":1},{"filedOn":"2026-03-24","regulatoryAum":157077817,"clients":282,"employees":1,"offices":1}],"secFileNumber":"801-123648","legalName":"Crosspoint Financial, LLC","displayName":"Crosspoint Financial","slug":"crosspoint-financial-286443","website":"https://crosspointfp.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"14471 Chambers Road, #208","city":"Tustin","state":"CA","stateName":"California","country":"United States","postalCode":"92780"},"tradeNames":[],"registration":{"secApproved":"7 April 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":557013.535460993,"staff":{"employees":1,"advisory":1,"brokerDealerReps":1,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":157077817,"discretionary":157077817,"discretionaryAccounts":282,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":165,"regulatoryAum":28543780},{"label":"High-net-worth individuals","clients":117,"regulatoryAum":128534037}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025064","versionId":1025064,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-24","documentName":"ADV PART 2A - FIRM BROCHURE","fee_rate_low":null,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning and consulting","summary":"Hourly fees will not exceed $250 per hour; flat fees range from $500 to $5,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025064","versionId":1025064,"submittedOn":"2026-03-24","documentName":"ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Retirement plan consulting","summary":"Fees based on a percentage of managed plan assets will not exceed 1.00% annually, billed monthly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025064","versionId":1025064,"submittedOn":"2026-03-24","documentName":"ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:41:04.41757+00:00","documents":[{"name":"ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025064","versionId":1025064,"submittedOn":"2026-03-24"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":157077817}],"custodyNote":"Crosspoint Financial has custody of $205K for 147 clients.","otherCustodians":[],"leadership":[{"name":"Tu Tran","title":"Chief Compliance Officer and Managing Member","crd":"2941092"}],"ownership":[{"label":"Tu Tran","detail":"Chief compliance officer and managing member in the 75% or more ownership band and a control person, since March 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"14471 Chambers Road, #208","city":"Tustin","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"714-617-4463","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"Non-exchange-traded equity securities","percent":5},{"label":"Derivatives","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":58},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":5},{"label":"Cash and cash equivalents","percent":7}],"privateFunds":0},"sources":{"adv1FilingDate":"24 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/286443/PDF/286443.pdf","brochureDate":"24 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025064","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Crosspoint Financial have?","answer":"Crosspoint Financial has 282 clients and manages $157 million for them, as of March 2026. They include 165 individual clients and 117 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Crosspoint Financial offer?","answer":"Crosspoint Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Crosspoint Financial charge?","answer":"Crosspoint Financial charges up to 1.50% a year for its Asset Management. The fee is billed in advance and is negotiable.","source":"ADV PART 2A - FIRM BROCHURE, filed 24 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Crosspoint Financial use?","answer":"Crosspoint Financial’s separately managed account assets are held at Fidelity Brokerage Services LLC (Boston, MA), with $157M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Crosspoint Financial have?","answer":"Crosspoint Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Crosspoint Financial invest in?","answer":"At the end of its last fiscal year, Crosspoint Financial’s separately managed accounts held 58% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 7% cash and equivalents, 5% non-exchange-traded equities, 5% derivatives and 5% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Crosspoint Financial?","answer":"Crosspoint Financial’s direct owner is Tu Tran (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Crosspoint Financial get paid?","answer":"Crosspoint Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Crosspoint Financial?","answer":"Crosspoint Financial’s main office is at 14471 Chambers Road, #208, Tustin, CA 92780. Its phone number is 714-617-4463. Its website is crosspointfp.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/crosspoint-financial-286443/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-07","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1927769/000192776926000003/0001927769-26-000003-index.html","totalValue":43671028,"positionCount":39,"top10Share":0.6856426187173794,"top10":[{"issuer":"INNOVATOR ETFS TRUST","titleOfClass":"US EQUITY ACCELE","cusip":"45783Y301","value":12805720,"shares":305289,"shareType":"SH","priorValue":13187776,"priorShares":336908},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":3864514,"shares":7723,"shareType":"SH","priorValue":3820662,"priorShares":7973},{"issuer":"ISHARES 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}