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They include 10,015 individual clients, 462 high-net-worth individuals, and 37 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Creative Financial Designs offer?","answer":"Creative Financial Designs provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Creative Financial Designs use?","answer":"Creative Financial Designs’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $1.86B and Charles Schwab & Co., Inc. (Westlake, TX), with $986M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Creative Financial Designs have?","answer":"Creative Financial Designs has 150 investment adviser representatives registered with state securities authorities, out of 170 employees, and 155 perform investment advisory functions. 160 employees are registered representatives of a broker-dealer and 117 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Creative Financial Designs invest in?","answer":"At the end of its last fiscal year, Creative Financial Designs’ separately managed accounts held 53% exchange-traded equities, 41% registered funds (mutual funds, ETFs, BDCs) and 6% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Creative Financial Designs?","answer":"Creative Financial Designs is owned through a trust by Kathryn Owens. Its direct owners are Brent Owens (25% to 50%), Owens Family Trust Dated December 2000 (25% to 50%), Owens Family Trust Dated December (25% to 50%) and Owens Family Trust Dated 8/1/2007 (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Creative Financial Designs get paid?","answer":"Creative Financial Designs is paid through a percentage of assets under management, hourly charges, subscription fees and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Creative Financial Designs registered with the SEC?","answer":"Yes, Creative Financial Designs has been registered with the SEC as an investment adviser since 19 April 2001. Its CRD number is 109032 and its SEC file number is 801-60153.","source":"Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Creative Financial Designs?","answer":"Creative Financial Designs’ main office is at 2704 S Goyer RD, Kokomo, IN 46902. Its phone number is 765-453-9600. Its website is creativefinancialdesigns.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}