{"url":"https://nivawealth.com/firms/cramer-and-rauchegger-164784","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/164784","regulatoryAum":151424283,"crd":"164784","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1350242","suffix":null,"lastName":"CRAMER","firstName":"RUSSELL","middleName":"SCOTT"},{"crd":"2889393","suffix":null,"lastName":"HUDSON","firstName":"ANNE","middleName":"MARIE"},{"crd":"5156496","suffix":null,"lastName":"RAUCHEGGER","firstName":"THOMAS","middleName":"MICHAEL"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-04-21","regulatoryAum":138388760,"clients":469,"employees":4,"offices":1},{"filedOn":"2024-05-20","regulatoryAum":152014450,"clients":469,"employees":4,"offices":1},{"filedOn":"2025-01-31","regulatoryAum":164358539,"clients":1044,"employees":4,"offices":1},{"filedOn":"2026-08-27","regulatoryAum":151424283,"clients":850,"employees":4,"offices":1}],"secFileNumber":"801-127981","legalName":"Cramer & Rauchegger, Inc.","displayName":"Cramer & Rauchegger","slug":"cramer-and-rauchegger-164784","website":"https://cramerandrauchegger.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/Company/Cramerandrauchegger-inc.","xUrl":"https://www.Twitter.com/IncCramer","founded":null,"organization":"Florida corporation","fiscalYearEnd":"October","headquarters":{"street":"800 N. Maitland Avenue, Ste. 204","city":"Maitland","state":"FL","stateName":"Florida","country":"United States","postalCode":"32751"},"tradeNames":[],"registration":{"secApproved":"17 May 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":178146.21529411766,"staff":{"employees":4,"advisory":2,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":151424283,"discretionary":151424283,"discretionaryAccounts":1700,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":755,"regulatoryAum":120815223},{"label":"High-net-worth individuals","clients":95,"regulatoryAum":30609060}],"feePrograms":[{"role":"other","program":"Financial planning","summary":"The cost of a written financial plan is a fixed $2,000 per plan.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005962","versionId":1005962,"submittedOn":"2026-02-03","documentName":"ADV PART 2A - FEB 2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T14:34:15.354286+00:00","documents":[{"name":"ADV PART 2A - FEB 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005962","versionId":1005962,"submittedOn":"2026-02-03"}]},"custodians":[{"name":"Etc Brokerage Services, LLC","shortName":"Etc Brokerage Services","location":"Westlake, OH","smaAssets":33104428},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":27648769},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":90671086}],"custodyNote":"Cramer & Rauchegger has custody of $324K for 7 clients.","otherCustodians":[],"leadership":[{"name":"Russell Cramer","title":"Founder / Chief Compliance Officer","crd":"1350242"},{"name":"Thomas Rauchegger","title":"Founder","crd":"5156496"}],"ownership":[{"label":"Russell Cramer","detail":"Founder / chief compliance officer in the 75% or more ownership band and a control person, since April 1999."},{"label":"Thomas Rauchegger","detail":"Founder in the 10% to 25% ownership band and a control person, since May 2006."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"800 N. Maitland Avenue, Ste. 204","city":"Maitland","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"407-645-4433","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":25},{"label":"Non-exchange-traded equity securities","percent":6},{"label":"Securities issued by registered investment companies or business development companies","percent":61},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":2},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"27 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/164784/PDF/164784.pdf","brochureDate":"3 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005962","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Cramer & Rauchegger have?","answer":"Cramer & Rauchegger has 850 clients and manages $151 million for them, as of August 2026. They include 755 individual clients and 95 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cramer & Rauchegger offer?","answer":"Cramer & Rauchegger provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Cramer & Rauchegger use?","answer":"Cramer & Rauchegger’s separately managed account assets are held at Fidelity Brokerage Services LLC (Boston, MA), with $90.7M, Etc Brokerage Services, LLC (Westlake, OH), with $33.1M and Charles Schwab & Co., Inc. (Westlake, TX), with $27.6M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cramer & Rauchegger have?","answer":"Cramer & Rauchegger has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cramer & Rauchegger invest in?","answer":"At the end of its last fiscal year, Cramer & Rauchegger’s separately managed accounts held 61% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 6% non-exchange-traded equities, 6% cash and equivalents and 2% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cramer & Rauchegger?","answer":"Cramer & Rauchegger’s direct owners are Russell Cramer (75% or more) and Thomas Rauchegger (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 27 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cramer & Rauchegger get paid?","answer":"Cramer & Rauchegger is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cramer & Rauchegger?","answer":"Cramer & Rauchegger’s main office is at 800 N. Maitland Avenue, Ste. 204, Maitland, FL 32751. Its phone number is 407-645-4433. Its website is cramerandrauchegger.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}