{"url":"https://nivawealth.com/firms/coston-mcisaac-and-partners-194515","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/194515","regulatoryAum":466919598,"crd":"194515","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3132472","suffix":"JR","lastName":"COSTON","firstName":"PAUL","middleName":"ARNOLD"},{"crd":"4590727","suffix":null,"lastName":"LLOYD","firstName":"CHESTER","middleName":"GARY"},{"crd":"8003814","suffix":null,"lastName":"Marino","firstName":"Michael","middleName":"James"},{"crd":"7684501","suffix":null,"lastName":"McEachern","firstName":"Matthew","middleName":"William"},{"crd":"3132473","suffix":null,"lastName":"MCISAAC","firstName":"MAURICE","middleName":"JOSEPH"},{"crd":"5253399","suffix":null,"lastName":"POTTLE","firstName":"PATRICIA","middleName":"A."},{"crd":"7508921","suffix":null,"lastName":"Shaw","firstName":"Nicholas","middleName":"Norman"},{"crd":"3228499","suffix":null,"lastName":"SHEA","firstName":"ANDREW","middleName":"ROBERT"},{"crd":"5056955","suffix":null,"lastName":"WILLETTE","firstName":"RYAN","middleName":"PAUL"},{"crd":"5707251","suffix":null,"lastName":"WROBEL","firstName":"RONALD","middleName":"J"}],"total":10,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-23","regulatoryAum":190101611,"clients":10045,"employees":7,"offices":1},{"filedOn":"2022-01-12","regulatoryAum":250807048,"clients":1158,"employees":9,"offices":1},{"filedOn":"2023-02-15","regulatoryAum":292006042,"clients":1301,"employees":10,"offices":1},{"filedOn":"2024-07-30","regulatoryAum":343764434,"clients":1445,"employees":10,"offices":1},{"filedOn":"2025-06-23","regulatoryAum":405676340,"clients":1513,"employees":10,"offices":2},{"filedOn":"2026-05-21","regulatoryAum":466919598,"clients":1254,"employees":12,"offices":2}],"secFileNumber":"801-96330","legalName":"Coston, McIsaac, and Partners Inc.","displayName":"Coston, McIsaac, and Partners","slug":"coston-mcisaac-and-partners-194515","website":"https://costonshea.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Maine corporation","fiscalYearEnd":"December","headquarters":{"street":"38 Rodick Street-Suite B","city":"Bar Harbor","state":"ME","stateName":"Maine","country":"United States","postalCode":"04609-1806"},"tradeNames":["Coston, McIsaac & Shea Financial Advisors"],"registration":{"secApproved":"26 May 2015","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":372344.17703349283,"staff":{"employees":12,"advisory":11,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":466919598,"discretionary":466919598,"discretionaryAccounts":1254,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1254},"clientTypes":[{"label":"Individuals (other than HNW)","clients":1019,"regulatoryAum":197122829},{"label":"High-net-worth individuals","clients":235,"regulatoryAum":269796769}],"feePrograms":[{"role":"main","program":"Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004247","versionId":1004247,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-01-27","documentName":"JUNE 18, 2025 BROCHURE","fee_rate_low":0.6,"fee_rate_high":1.25,"fee_negotiable":null,"minimum_account":250000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Consulting Services","summary":"Offered one-time or on a project basis under a written agreement that sets the fee; the brochure states no rate.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004247","versionId":1004247,"submittedOn":"2026-01-27","documentName":"JUNE 18, 2025 BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:05:28.550138+00:00","documents":[{"name":"JUNE 18, 2025 BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004247","versionId":1004247,"submittedOn":"2026-01-27"}]},"custodians":[{"name":"Axos Clearing LLC","shortName":"Axos Clearing","location":"Omaha, NE","smaAssets":154000},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":292006042}],"custodyNote":"Coston, McIsaac, and Partners does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Paul Coston","title":"Vice President","crd":"3132472"},{"name":"Andrew Shea","title":"President","crd":"3228499"},{"name":"Nicholas Shaw","title":"Chief Operating Officer","crd":"7508921"},{"name":"Chester Lloyd","title":"Secretary-CCO","crd":"4590727"}],"ownership":[{"label":"Chester Lloyd","detail":"Secretary-cco in the 10% to 25% ownership band and a control person, since March 2015."},{"label":"Paul Coston","detail":"Vice president in the 10% to 25% ownership band and a control person, since March 2015."},{"label":"Andrew Shea","detail":"President in the 50% to 75% ownership band and a control person, since July 2015."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Maine","offices":2,"addresses":[{"street":"38 Rodick Street-Suite B","city":"Bar Harbor","headquarters":true},{"street":"102 Main Street","city":"Ellsworth"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"207-288-4747","stateRegisteredReps":10,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":75},{"label":"U.S. government/agency bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":3},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":13},{"label":"Cash and cash equivalents","percent":7}],"privateFunds":0},"sources":{"adv1FilingDate":"21 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/194515/PDF/194515.pdf","brochureDate":"27 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004247","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Coston, McIsaac, and Partners have?","answer":"Coston, McIsaac, and Partners has 1,254 clients and manages $467 million for them, as of May 2026. They include 1,019 individual clients and 235 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 21 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Coston, McIsaac, and Partners offer?","answer":"Coston, McIsaac, and Partners provides portfolio management for individuals and small businesses and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Coston, McIsaac, and Partners charge?","answer":"Coston, McIsaac, and Partners charges 0.60%–1.25% a year for its Management Services. The fee is billed in advance and requires an account of at least $250,000.","source":"JUNE 18, 2025 BROCHURE, filed 27 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Coston, McIsaac, and Partners use?","answer":"Coston, McIsaac, and Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $292M and Axos Clearing LLC (Omaha, NE), with $154K. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Coston, McIsaac, and Partners have?","answer":"Coston, McIsaac, and Partners has 10 investment adviser representatives registered with state securities authorities, out of 12 employees, and 11 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Coston, McIsaac, and Partners invest in?","answer":"At the end of its last fiscal year, Coston, McIsaac, and Partners’ separately managed accounts held 75% exchange-traded equities, 13% pooled vehicles (private funds and similar), 7% cash and equivalents, 3% registered funds (mutual funds, ETFs, BDCs) and 2% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Coston, McIsaac, and Partners have a minimum investment?","answer":"Yes, Coston, McIsaac, and Partners’ minimum account size for its Management Services is $250K.","source":"JUNE 18, 2025 BROCHURE, filed 27 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Coston, McIsaac, and Partners?","answer":"Coston, McIsaac, and Partners’ direct owners are Chester Lloyd (10% to 25%), Paul Coston (10% to 25%) and Andrew Shea (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 21 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Coston, McIsaac, and Partners get paid?","answer":"Coston, McIsaac, and Partners is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Coston, McIsaac, and Partners?","answer":"Coston, McIsaac, and Partners’ main office is at 38 Rodick Street-Suite B, Bar Harbor, ME 04609-1806. Its phone number is 207-288-4747. Its website is costonshea.com.","source":"Form ADV Part 1A, Item 1.F, filed 21 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}