{"url":"https://nivawealth.com/firms/cornerstone-enterprises-324255","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/324255","regulatoryAum":220180000,"crd":"324255","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6313028","suffix":null,"lastName":"Dunsmore","firstName":"Jesse","middleName":"Tyler"},{"crd":"6858827","suffix":null,"lastName":"EICHHOF","firstName":"ARNOLD","middleName":"R"},{"crd":"5899672","suffix":null,"lastName":"LEONARD","firstName":"TROY","middleName":"MICHAEL"},{"crd":"6267964","suffix":null,"lastName":"MCCAULEY","firstName":"GUY","middleName":null},{"crd":"7049169","suffix":null,"lastName":"Montgomery","firstName":"Bolan","middleName":"Michael"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-08-03","regulatoryAum":102850354,"clients":847,"employees":10,"offices":3},{"filedOn":"2024-03-12","regulatoryAum":146860940,"clients":395,"employees":4,"offices":3},{"filedOn":"2025-03-24","regulatoryAum":183820785,"clients":451,"employees":7,"offices":3},{"filedOn":"2026-02-17","regulatoryAum":220180000,"clients":579,"employees":5,"offices":3}],"secFileNumber":"801-127126","legalName":"Cornerstone Enterprises, LLC","displayName":"Cornerstone Enterprises","slug":"cornerstone-enterprises-324255","website":"https://cfgwi.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Wisconsin limited liability company","fiscalYearEnd":"December","headquarters":{"street":"158 E Northland Ave","city":"Appleton","state":"WI","stateName":"Wisconsin","country":"United States","postalCode":"54911"},"tradeNames":[],"registration":{"secApproved":"3 January 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":380276.3385146805,"staff":{"employees":5,"advisory":5,"brokerDealerReps":0,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":220180000,"discretionary":219485362,"discretionaryAccounts":1427,"nonDiscretionary":694638,"nonDiscretionaryAccounts":2,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":523,"regulatoryAum":112208203},{"label":"High-net-worth individuals","clients":56,"regulatoryAum":107971797}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009601","versionId":1009601,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-17","documentName":"FORM ADV PART 2A - FIRM BROCHURE - CORNERSTONE ENTERPRISES, LLC DBA CORNERSTONE FINANCIAL GROUP","fee_rate_low":null,"fee_rate_high":1.13,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning & Consulting","summary":"Flat fees for financial planning and consulting will not exceed $100,000, and the maximum annual recurring fee will not exceed $75,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009601","versionId":1009601,"submittedOn":"2026-02-17","documentName":"FORM ADV PART 2A - FIRM BROCHURE - CORNERSTONE ENTERPRISES, LLC DBA CORNERSTONE FINANCIAL GROUP"},{"role":"other","program":"Retirement Plan Consulting","summary":"Flat fees will not exceed $100,000; fees based on a percentage of managed plan assets will not exceed 1.00%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009601","versionId":1009601,"submittedOn":"2026-02-17","documentName":"FORM ADV PART 2A - FIRM BROCHURE - CORNERSTONE ENTERPRISES, LLC DBA CORNERSTONE FINANCIAL GROUP"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:23:52.952337+00:00","documents":[{"name":"FORM ADV PART 2A - FIRM BROCHURE - CORNERSTONE ENTERPRISES, LLC DBA CORNERSTONE FINANCIAL GROUP","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009601","versionId":1009601,"submittedOn":"2026-02-17"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":220695395}],"custodyNote":"Cornerstone Enterprises does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Troy Leonard","title":"Chief Compliance Officer","crd":"5899672"}],"ownership":[{"label":"McCauley Algoma Holdings LLC","detail":"Member in the 10% to 25% ownership band, since December 2022."},{"label":"Leonard Financial LLC","detail":"Managing member in the 75% or more ownership band and a control person, since December 2022."},{"label":"Guy McCauley","detail":"Indirect owner: a owner of McCauley Algoma Holdings LLC in the 75% or more band and a control person, since December 2022.","parent":"McCauley Algoma Holdings LLC"},{"label":"Troy Leonard","detail":"Indirect owner: a managing member of Leonard Financial LLC in the 75% or more band and a control person, since December 2022.","parent":"Leonard Financial LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"3637 4th St N","city":"St. Petersburg"}]},{"state":"Wisconsin","offices":2,"addresses":[{"street":"158 E Northland Ave","city":"Appleton","headquarters":true},{"street":"525 Fourth Street","city":"Algoma"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"920-832-3821","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":48},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":49},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"17 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/324255/PDF/324255.pdf","brochureDate":"17 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009601","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Cornerstone Enterprises have?","answer":"Cornerstone Enterprises has 579 clients and manages $220 million for them, as of February 2026. They include 523 individual clients and 56 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cornerstone Enterprises offer?","answer":"Cornerstone Enterprises provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Cornerstone Enterprises charge?","answer":"Cornerstone Enterprises charges up to 1.13% a year for its Asset Management. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A - FIRM BROCHURE - CORNERSTONE ENTERPRISES, LLC DBA CORNERSTONE FINANCIAL GROUP, filed 17 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Cornerstone Enterprises use?","answer":"Cornerstone Enterprises’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $221M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cornerstone Enterprises have?","answer":"Cornerstone Enterprises has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cornerstone Enterprises invest in?","answer":"At the end of its last fiscal year, Cornerstone Enterprises’ separately managed accounts held 49% registered funds (mutual funds, ETFs, BDCs), 48% exchange-traded equities, 2% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cornerstone Enterprises?","answer":"Cornerstone Enterprises is owned through holding companies by Guy McCauley and Troy Leonard. Its direct owners are McCauley Algoma Holdings LLC (10% to 25%) and Leonard Financial LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cornerstone Enterprises get paid?","answer":"Cornerstone Enterprises is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cornerstone Enterprises?","answer":"Cornerstone Enterprises’ main office is at 158 E Northland Ave, Appleton, WI 54911. Its phone number is 920-832-3821. Its website is cfgwi.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/cornerstone-enterprises-324255/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-23","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1987314/000198731426000004/0001987314-26-000004-index.html","totalValue":219238711,"positionCount":42,"top10Share":0.7125763068366152,"top10":[{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST PORT HIGH ETF","cusip":"78468R606","value":38520692,"shares":1643374,"shareType":"SH","priorValue":38569111,"priorShares":1653907},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"EQUITY PREMIUM","cusip":"46641Q332","value":32047322,"shares":567410,"shareType":"SH","priorValue":30261339,"priorShares":533898},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"HIGH YIEL BD ETF","cusip":"808524631","value":16718343,"shares":638592,"shareType":"SH","priorValue":16272490,"priorShares":625865},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":11554423,"shares":57746,"shareType":"SH","priorValue":11244101,"priorShares":64473},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":10832241,"shares":30311,"shareType":"SH","priorValue":8820328,"priorShares":30673},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":10679539,"shares":44808,"shareType":"SH","priorValue":10044655,"priorShares":48229},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":10323701,"shares":27676,"shareType":"SH","priorValue":10259631,"priorShares":27716},{"issuer":"OMEGA HEALTHCARE INVS INC","titleOfClass":"COM","cusip":"681936100","value":9650004,"shares":202391,"shareType":"SH","priorValue":10397303,"priorShares":237273},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":8131091,"shares":14435,"shareType":"SH","priorValue":8111659,"priorShares":14178},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":7766955,"shares":66572,"shareType":"SH","priorValue":9558813,"priorShares":65346}],"positionsListed":42,"positions":[{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST PORT HIGH ETF","cusip":"78468R606","value":38520692,"shares":1643374,"shareType":"SH","priorValue":38569111,"priorShares":1653907},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"EQUITY PREMIUM","cusip":"46641Q332","value":32047322,"shares":567410,"shareType":"SH","priorValue":30261339,"priorShares":533898},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"HIGH YIEL BD ETF","cusip":"808524631","value":16718343,"shares":638592,"shareType":"SH","priorValue":16272490,"priorShares":625865},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":11554423,"shares":57746,"shareType":"SH","priorValue":11244101,"priorShares":64473},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":10832241,"shares":30311,"shareType":"SH","priorValue":8820328,"priorShares":30673},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":10679539,"shares":44808,"shareType":"SH","priorValue":10044655,"priorShares":48229},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":10323701,"shares":27676,"shareType":"SH","priorValue":10259631,"priorShares":27716},{"issuer":"OMEGA HEALTHCARE INVS INC","titleOfClass":"COM","cusip":"681936100","value":9650004,"shares":202391,"shareType":"SH","priorValue":10397303,"priorShares":237273},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":8131091,"shares":14435,"shareType":"SH","priorValue":8111659,"priorShares":14178},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":7766955,"shares":66572,"shareType":"SH","priorValue":9558813,"priorShares":65346},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":7152548,"shares":6088,"shareType":"SH","priorValue":2778440,"priorShares":3183},{"issuer":"VANECK ETF TRUST","titleOfClass":"SEMICONDUCTR ETF","cusip":"92189F676","value":6046651,"shares":9219,"shareType":"SH","priorValue":3645751,"priorShares":9509},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":4986546,"shares":15234,"shareType":"SH","priorValue":3528744,"priorShares":11996},{"issuer":"AMPHENOL CORP","titleOfClass":"CL A","cusip":"032095101","value":4746534,"shares":26920,"shareType":"SH","priorValue":2058242,"priorShares":16290},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST SHOR CORP ETF","cusip":"78464A474","value":4431577,"shares":147670,"shareType":"SH","priorValue":5392935,"priorShares":179346},{"issuer":"CORNING INC","titleOfClass":"COM","cusip":"219350105","value":4210764,"shares":16485,"shareType":"SH","priorValue":1062741,"priorShares":7816},{"issuer":"ISHARES TR","titleOfClass":"0-3 MTH TREASURY","cusip":"46436E718","value":3794358,"shares":37691,"shareType":"SH","priorValue":4095152,"priorShares":40683},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":3759522,"shares":3257,"shareType":"SH"},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":2751921,"shares":9786,"shareType":"SH","priorValue":4918335,"priorShares":20291},{"issuer":"MARVELL TECHNOLOGY INC","titleOfClass":"COM","cusip":"573874104","value":2729863,"shares":9164,"shareType":"SH"},{"issuer":"NEOS ETF TRUST","titleOfClass":"NASDAQ 100 HIGH","cusip":"78433H675","value":2577530,"shares":45387,"shareType":"SH"},{"issuer":"JOHNSON CONTROLS INTERNATION","titleOfClass":"SHS","cusip":"G51502105","value":2556341,"shares":17496,"shareType":"SH","priorValue":2148760,"priorShares":16409},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":2045929,"shares":18064,"shareType":"SH","priorValue":2017313,"priorShares":16232},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":1458640,"shares":3468,"shareType":"SH","priorValue":1998157,"priorShares":5375},{"issuer":"SHOPIFY INC","titleOfClass":"CL A SUB VTG SHS","cusip":"82509L107","value":1217158,"shares":10660,"shareType":"SH","priorValue":1196401,"priorShares":10086},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":1022075,"shares":3532,"shareType":"SH","priorValue":850246,"priorShares":3350},{"issuer":"CLOUDFLARE INC","titleOfClass":"CL A COM","cusip":"18915M107","value":979158,"shares":3992,"shareType":"SH","priorValue":862913,"priorShares":4182},{"issuer":"CROWDSTRIKE HLDGS INC","titleOfClass":"CL A","cusip":"22788C105","value":961748,"shares":5041,"shareType":"SH","priorValue":2791821,"priorShares":7151},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":778875,"shares":23016,"shareType":"SH","priorValue":687474,"priorShares":23600},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":606833,"shares":4346,"shareType":"SH"},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":492868,"shares":660,"shareType":"SH","priorValue":429224,"priorShares":660},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":468670,"shares":501,"shareType":"SH","priorValue":494229,"priorShares":496},{"issuer":"WEC ENERGY GROUP INC","titleOfClass":"COM","cusip":"92939U106","value":427963,"shares":3665,"shareType":"SH","priorValue":407974,"priorShares":3524},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":397771,"shares":1053,"shareType":"SH","priorValue":323128,"priorShares":1044},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":385741,"shares":561,"shareType":"SH","priorValue":343765,"priorShares":575},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":384429,"shares":361,"shareType":"SH","priorValue":255754,"priorShares":361},{"issuer":"ROBINHOOD MKTS INC","titleOfClass":"COM CL A","cusip":"770700102","value":377755,"shares":3767,"shareType":"SH","priorValue":1463755,"priorShares":21122},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US BRD MKT ETF","cusip":"808524102","value":359915,"shares":12428,"shareType":"SH","priorValue":311893,"priorShares":12426},{"issuer":"ROCKET LAB CORP","titleOfClass":"COM","cusip":"773121108","value":356892,"shares":3511,"shareType":"SH"},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":243821,"shares":2040,"shareType":"SH"},{"issuer":"HUMANA INC","titleOfClass":"COM","cusip":"444859102","value":236743,"shares":596,"shareType":"SH"},{"issuer":"ARCHER AVIATION INC","titleOfClass":"COM CL A","cusip":"03945R102","value":67261,"shares":14220,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}