{"url":"https://nivawealth.com/firms/core-financial-partners-155205","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/155205","regulatoryAum":301681828,"crd":"155205","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2724676","suffix":null,"lastName":"KOUDSI","firstName":"JOHN","middleName":"CHARLES"},{"crd":"2484313","suffix":null,"lastName":"KUNZ","firstName":"SAMUEL","middleName":null}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-23","regulatoryAum":215119067,"clients":245,"employees":5,"offices":1},{"filedOn":"2022-03-30","regulatoryAum":227533486,"clients":161,"employees":5,"offices":1},{"filedOn":"2023-03-31","regulatoryAum":230118253,"clients":147,"employees":6,"offices":2},{"filedOn":"2024-04-16","regulatoryAum":254026037,"clients":141,"employees":6,"offices":1},{"filedOn":"2025-03-25","regulatoryAum":284599304,"clients":142,"employees":5,"offices":1},{"filedOn":"2026-03-30","regulatoryAum":301681828,"clients":129,"employees":5,"offices":1}],"secFileNumber":"801-100415","legalName":"Core Financial Partners Inc.","displayName":"Core Financial Partners","slug":"core-financial-partners-155205","website":"https://corefpi.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/core-financial-partners-inc-","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"222 N Pacific Coast Highway, Ste 1900","city":"El Segundo","state":"CA","stateName":"California","country":"United States","postalCode":"90245"},"tradeNames":[],"registration":{"secApproved":"6 July 2015","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2018539.2869565217,"staff":{"employees":5,"advisory":2,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":301681828,"discretionary":113580427,"discretionaryAccounts":297,"nonDiscretionary":188101401,"nonDiscretionaryAccounts":271,"wrapProgram":284599304,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":59,"regulatoryAum":23592164},{"label":"High-net-worth individuals","clients":56,"regulatoryAum":208539854},{"label":"Insurance companies","clients":4,"regulatoryAum":34790446},{"label":"Corporations and other businesses","clients":10,"regulatoryAum":34759364}],"feePrograms":[{"role":"main","program":"Asset Management Wrap Fee Program","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032449","versionId":1032449,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-30","documentName":"ADV PART 2A APPENDIX 1 WRAP FEE BROCHURE","fee_rate_low":0.6,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting","summary":"Flat fees generally range from $1,800 to $50,000 a year; the hourly rate of $450 is used to pro-rate fees on termination.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032449","versionId":1032449,"submittedOn":"2026-03-30","documentName":"ADV PART 2A APPENDIX 1 WRAP FEE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:34:12.887066+00:00","documents":[{"name":"ADV PART 2A APPENDIX 1 WRAP FEE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032449","versionId":1032449,"submittedOn":"2026-03-30"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032450","versionId":1032450,"submittedOn":null}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":60391001},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":43191158},{"name":"RBC Capital Markets, LLC","shortName":"RBC Capital Markets","location":"New York, NY","smaAssets":10002567}],"custodyNote":"Core Financial Partners does not have custody of client assets.","leadership":[{"name":"Andre Hadzi-Pavlovic","title":"Chief Compliance Officer","crd":"7715675"},{"name":"John Koudsi","title":"CEO / CFO","crd":"2724676"}],"ownership":[{"label":"John Koudsi","detail":"Ceo / cfo in the 75% or more ownership band and a control person, since September 2010."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"222 N Pacific Coast Highway, Ste 1900","city":"El Segundo","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"310-450-6004","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":11},{"label":"Securities issued by registered investment companies or business development companies","percent":22},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":64},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/155205/PDF/155205.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032449","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Core Financial Partners have?","answer":"Core Financial Partners has 129 clients and manages $302 million for them, as of March 2026. They include 59 individual clients, 56 high-net-worth individuals, and 10 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Core Financial Partners offer?","answer":"Core Financial Partners provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Core Financial Partners charge?","answer":"Core Financial Partners charges 0.60%–1.00% a year for its Asset Management Wrap Fee Program. The fee is billed in advance and is negotiable.","source":"ADV PART 2A APPENDIX 1 WRAP FEE BROCHURE, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Core Financial Partners use?","answer":"Core Financial Partners’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $60.4M, Charles Schwab & Co., Inc. (San Francisco, CA), with $43.2M and RBC Capital Markets, LLC (New York, NY), with $10M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Core Financial Partners have?","answer":"Core Financial Partners has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Core Financial Partners invest in?","answer":"At the end of its last fiscal year, Core Financial Partners’ separately managed accounts held 64% pooled vehicles (private funds and similar), 22% registered funds (mutual funds, ETFs, BDCs), 11% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Core Financial Partners?","answer":"Core Financial Partners’ direct owner is John Koudsi (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Core Financial Partners get paid?","answer":"Core Financial Partners is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Core Financial Partners registered with the SEC?","answer":"Yes, Core Financial Partners has been registered with the SEC as an investment adviser since 6 July 2015. Its CRD number is 155205 and its SEC file number is 801-100415.","source":"Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Core Financial Partners?","answer":"Core Financial Partners’ main office is at 222 N Pacific Coast Highway, Ste 1900, El Segundo, CA 90245. Its phone number is 310-450-6004. Its website is corefpi.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}