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They include 4,135 individual clients and 30 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 3 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Copper Financial Network offer?","answer":"Copper Financial Network provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Copper Financial Network use?","answer":"Copper Financial Network’s separately managed account assets are held at Apex Clearing Corporation (Dallas, TX), with $411M. The filing also lists Pershing LLC with no separately managed account assets.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Copper Financial Network have?","answer":"Copper Financial Network has 44 investment adviser representatives registered with state securities authorities, out of 50 employees, and 44 perform investment advisory functions. 45 employees are registered representatives of a broker-dealer and 35 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Copper Financial Network invest in?","answer":"At the end of its last fiscal year, Copper Financial Network’s separately managed accounts held 77% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Copper Financial Network?","answer":"Copper Financial Network is owned through a holding company by Communityamerica Federal Credit Union. Its direct owner is Communityamerica Cuso One LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 3 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Copper Financial Network get paid?","answer":"Copper Financial Network is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Copper Financial Network registered with the SEC?","answer":"Yes, Copper Financial Network has been registered with the SEC as an investment adviser since 30 April 2015. Its CRD number is 168203 and its SEC file number is 801-89168.","source":"Form ADV Part 1A, Item 1, filed 3 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Copper Financial Network?","answer":"Copper Financial Network’s main office is at 9777 Ridge Drive, Suite 360, Lenexa, KS 66219. Its phone number is 913-905-3600. Its website is cu.financial.","source":"Form ADV Part 1A, Item 1.F, filed 3 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}