{"url":"https://nivawealth.com/firms/coombs-wealth-advisory-281132","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/281132","regulatoryAum":139646139,"crd":"281132","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5687480","suffix":null,"lastName":"COOMBS","firstName":"BRIAN","middleName":"C."},{"crd":"6543572","suffix":null,"lastName":"COOMBS","firstName":"LONNIE","middleName":"A."}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-05-07","regulatoryAum":145253997,"clients":27,"employees":2,"offices":1},{"filedOn":"2025-02-21","regulatoryAum":135830501,"clients":29,"employees":2,"offices":1},{"filedOn":"2026-02-03","regulatoryAum":139646139,"clients":18,"employees":2,"offices":1}],"secFileNumber":"801-129867","legalName":"Coombs Wealth Advisory, LLC","displayName":"Coombs Wealth Advisory","slug":"coombs-wealth-advisory-281132","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"490 Norristown Road, Suite 250","city":"Blue Bell","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"19422"},"tradeNames":[],"registration":{"secApproved":"9 April 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":139646139,"discretionary":126717443,"discretionaryAccounts":68,"nonDiscretionary":12928696,"nonDiscretionaryAccounts":23,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":null,"fewerThan5":true,"regulatoryAum":1615382},{"label":"High-net-worth individuals","clients":18,"regulatoryAum":138030757}],"feePrograms":[{"role":"main","program":"Wealth Management Advisory","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006039","versionId":1006039,"ratePeriod":"not_stated","fee_billing":"arrears","submittedOn":"2026-02-03","documentName":"COOMBS WEALTH DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENTS","fee_rate_low":0.5,"fee_rate_high":0.75,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Financial planning is a fixed fee of $1,000 to $2,500, which may be negotiable; perpetual planning is billed quarterly.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006039","versionId":1006039,"submittedOn":"2026-02-03","documentName":"COOMBS WEALTH DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENTS"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:16:39.163159+00:00","documents":[{"name":"COOMBS WEALTH DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENTS","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006039","versionId":1006039,"submittedOn":"2026-02-03"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":139646139}],"custodyNote":"Coombs Wealth Advisory does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Brian Coombs","title":"Managing Partner and Chief Compliance Officer","crd":"5687480"},{"name":"Lonnie Coombs","title":"Managing Partner","crd":"6543572"}],"ownership":[{"label":"Brian Coombs","detail":"Managing partner and chief compliance officer in the 75% or more ownership band and a control person, since August 2015."},{"label":"Lonnie Coombs","detail":"Managing partner in the 5% to 10% ownership band and a control person, since August 2015."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"490 Norristown Road, Suite 250","city":"Blue Bell","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"610-825-3848","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":68},{"label":"Securities issued by registered investment companies or business development companies","percent":14},{"label":"Cash and cash equivalents","percent":18}],"privateFunds":0},"sources":{"adv1FilingDate":"3 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/281132/PDF/281132.pdf","brochureDate":"3 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006039","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Coombs Wealth Advisory have?","answer":"Coombs Wealth Advisory has 18 clients and manages $140 million for them, as of February 2026. They include 18 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 3 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Coombs Wealth Advisory offer?","answer":"Coombs Wealth Advisory provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Coombs Wealth Advisory charge?","answer":"Coombs Wealth Advisory charges 0.50%–0.75% for its Wealth Management Advisory. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable.","source":"COOMBS WEALTH DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENTS, filed 3 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Coombs Wealth Advisory use?","answer":"Coombs Wealth Advisory’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $140M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Coombs Wealth Advisory have?","answer":"Coombs Wealth Advisory has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Coombs Wealth Advisory invest in?","answer":"At the end of its last fiscal year, Coombs Wealth Advisory’s separately managed accounts held 68% exchange-traded equities, 18% cash and equivalents and 14% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Coombs Wealth Advisory?","answer":"Coombs Wealth Advisory’s direct owners are Brian Coombs (75% or more) and Lonnie Coombs (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 3 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Coombs Wealth Advisory get paid?","answer":"Coombs Wealth Advisory is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Coombs Wealth Advisory?","answer":"Coombs Wealth Advisory’s main office is at 490 Norristown Road, Suite 250, Blue Bell, PA 19422. Its phone number is 610-825-3848.","source":"Form ADV Part 1A, Item 1.F, filed 3 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}