{"url":"https://nivawealth.com/firms/cook-financial-designs-115241","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/115241","regulatoryAum":172400261,"crd":"115241","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4423756","suffix":null,"lastName":"COOK","firstName":"DANIEL","middleName":"STEPHEN"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-03-22","regulatoryAum":114978935,"clients":167,"employees":1,"offices":1},{"filedOn":"2025-03-03","regulatoryAum":141980568,"clients":188,"employees":1,"offices":1},{"filedOn":"2026-03-13","regulatoryAum":172400261,"clients":195,"employees":1,"offices":1}],"secFileNumber":"801-129969","legalName":"Cook Financial Designs, Inc.","displayName":"Cook Financial Designs","slug":"cook-financial-designs-115241","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Virginia corporation","fiscalYearEnd":"December","headquarters":{"street":"1060 Laskin Road, Suite 25b","city":"Virginia Beach","state":"VA","stateName":"Virginia","country":"United States","postalCode":"23451"},"tradeNames":[],"registration":{"secApproved":"23 April 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":884103.9025641026,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":172400261,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":172400261,"nonDiscretionaryAccounts":567,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":148,"regulatoryAum":62288412},{"label":"High-net-worth individuals","clients":47,"regulatoryAum":110111849}],"feePrograms":[{"role":"other","program":"Financial Plan Preparation","summary":"Initial financial plan preparation is an agreed flat fee of $1,800 to $10,000, based on the areas covered and complexity.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018785","versionId":1018785,"submittedOn":"2026-03-13","documentName":"ADV PART 2A FIRM BROCHURE"},{"role":"other","program":"Project-Based Financial Advisory Services","summary":"Project-based advisory fees, based on complexity, duration and range of services, may range from $1,000 to $10,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018785","versionId":1018785,"submittedOn":"2026-03-13","documentName":"ADV PART 2A FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:20:11.742734+00:00","documents":[{"name":"ADV PART 2A FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018785","versionId":1018785,"submittedOn":"2026-03-13"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":168215936}],"custodyNote":"Cook Financial Designs has custody of $172M for 182 clients.","otherCustodians":[],"leadership":[{"name":"Daniel Cook","title":"President and Chief Compliance Officer","crd":"4423756"}],"ownership":[{"label":"Daniel Cook","detail":"President and chief compliance officer in the 75% or more ownership band and a control person, since June 2001."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"1060 Laskin Road, Suite 25b","city":"Virginia Beach","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"757-498-4810","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":13},{"label":"U.S. government/agency bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":67},{"label":"Cash and cash equivalents","percent":16},{"label":"Other","percent":1,"detail":"Annuities - Fixed/Index"}],"privateFunds":0},"sources":{"adv1FilingDate":"13 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/115241/PDF/115241.pdf","brochureDate":"13 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018785","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Cook Financial Designs have?","answer":"Cook Financial Designs has 195 clients and manages $172 million for them, as of March 2026. They include 148 individual clients and 47 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cook Financial Designs offer?","answer":"Cook Financial Designs provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Cook Financial Designs use?","answer":"Cook Financial Designs’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $168M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cook Financial Designs have?","answer":"Cook Financial Designs has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cook Financial Designs invest in?","answer":"At the end of its last fiscal year, Cook Financial Designs’ separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 16% cash and equivalents, 13% exchange-traded equities, 3% U.S. government and agency bonds and 1% other. The 1% other category is described as: Annuities - Fixed/Index.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cook Financial Designs?","answer":"Cook Financial Designs’ direct owner is Daniel Cook (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 13 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cook Financial Designs get paid?","answer":"Cook Financial Designs is paid through fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cook Financial Designs?","answer":"Cook Financial Designs’ main office is at 1060 Laskin Road, Suite 25b, Virginia Beach, VA 23451. Its phone number is 757-498-4810.","source":"Form ADV Part 1A, Item 1.F, filed 13 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}