{"url":"https://nivawealth.com/firms/conrad-siegel-investment-advisors-123560","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/123560","regulatoryAum":12129385082,"crd":"123560","secFileNumber":"801-62505","legalName":"Conrad Siegel Investment Advisors, Inc.","displayName":"Conrad Siegel Investment Advisors","website":"https://www.conradsiegel.co","linkedinUrl":"https://www.linkedin.com/company/conrad-siegel/","founded":null,"organization":"Pennsylvania corporation","fiscalYearEnd":"June","headquarters":{"street":"501 Corporate Circle","city":"Harrisburg","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"17110"},"tradeNames":["CMS Investment Advisors, Inc."],"registration":{"secApproved":"14 November 2003","noticeFilings":null,"latestNoticeFiling":null},"staff":{"employees":29,"advisory":23,"brokerDealerReps":0,"insuranceAgents":5,"promoters":2},"aum":{"discretionary":4136280725,"discretionaryAccounts":1159,"nonDiscretionary":7993104357,"nonDiscretionaryAccounts":59,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":225,"regulatoryAum":177998273},{"label":"High-net-worth individuals","clients":170,"regulatoryAum":773238361},{"label":"Pension and profit-sharing plans","clients":88,"regulatoryAum":10084858156},{"label":"Charitable organizations","clients":18,"regulatoryAum":390920753},{"label":"State or municipal government entities","clients":63,"regulatoryAum":563213229},{"label":"Insurance companies","clients":2,"regulatoryAum":55332057},{"label":"Corporations and other businesses","clients":4,"regulatoryAum":83824253}],"fees":[],"feeNotes":[],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":3366411411},{"name":"Tiaa-Cref","shortName":"Tiaa-Cref","location":"New York, NY","smaAssets":4084255254},{"name":"Empower Advisory Group","shortName":"Empower","location":"Greenwood Village, CO","smaAssets":2397713085}],"custodyNote":"Conrad Siegel Investment Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Tara Mashack-Behney","title":"President","crd":"4599084"},{"name":"Frank Rhodes","title":"Chief Compliance Officer","crd":"4595738"},{"name":"Catherine Azeles","title":"Director","crd":"5147682"},{"name":"Trevor Bare","title":"Director","crd":"7294850"},{"name":"Mark Bonsall","title":"Director","crd":"4734822"},{"name":"Tracy Burke","title":"Director","crd":"5204129"},{"name":"Jonathan Cramer","title":"Director","crd":"5589414"},{"name":"Sean Duffy","title":"Director","crd":"6067571"},{"name":"Abigail Fortino","title":"Director","crd":"6401941"},{"name":"Frederick Gard","title":"Director","crd":"7989647"},{"name":"Robert Glus","title":"Director","crd":"5425113"},{"name":"Laura Hess","title":"Director","crd":"5968883"},{"name":"Michael Hoyle","title":"Director","crd":"6710235"},{"name":"John Jeffrey","title":"Director","crd":"5425115"},{"name":"David Lytle","title":"Director","crd":"6394008"},{"name":"Joshua Mayhue","title":"Director","crd":"7442373"},{"name":"Jeffrey Myers","title":"Director","crd":"4595683"},{"name":"James Pyne","title":"Director","crd":"7294852"},{"name":"Jonathan Sapochak","title":"Director","crd":""},{"name":"John Vargo","title":"Director","crd":"5425110"},{"name":"Ashley Wise","title":"Director","crd":"7294853"}],"ownership":[{"label":"Conrad M. Siegel, Inc.","detail":"Sole shareholder in the 75% or more ownership band and a control person, since July 2002."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"999 Vanderbilt Beach Road","city":"Naples"}]},{"state":"Pennsylvania","offices":2,"addresses":[{"street":"501 Corporate Circle","city":"Harrisburg","headquarters":true},{"street":"201 Granite Run DR., Suite 130","city":"Lancaster"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"717-652-5633","stateRegisteredReps":23,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Other"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":59},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":35},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"4 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/123560/PDF/123560.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Conrad Siegel Investment Advisors have?","answer":"Conrad Siegel Investment Advisors has 570 clients and manages $12.1 billion for them, as of September 2026. They include 225 other individuals, 170 high-net-worth individuals and 88 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Conrad Siegel Investment Advisors offer?","answer":"Conrad Siegel Investment Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions and other activities.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Conrad Siegel Investment Advisors use?","answer":"Conrad Siegel Investment Advisors’ separately managed account assets are held at Tiaa-Cref (New York, NY), with $4,084,255,254, Charles Schwab & Co., Inc. (San Francisco, CA), with $3,366,411,411 and Empower Advisory Group (Greenwood Village, CO), with $2,397,713,085. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Conrad Siegel Investment Advisors have?","answer":"Conrad Siegel Investment Advisors has 23 investment adviser representatives registered with state securities authorities, out of 29 employees, and 23 perform investment advisory functions. 0 are registered representatives of a broker-dealer and 5 are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Conrad Siegel Investment Advisors invest in?","answer":"At the end of its last fiscal year, Conrad Siegel Investment Advisors’ separately managed accounts held 59% registered funds (mutual funds, ETFs, BDCs), 35% pooled vehicles (private funds and similar), 5% exchange-traded equities and 1% cash and equivalents. It advises no private funds of its own.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Conrad Siegel Investment Advisors?","answer":"Conrad Siegel Investment Advisors’ direct owner is Conrad M. Siegel, Inc. (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Conrad Siegel Investment Advisors get paid?","answer":"Conrad Siegel Investment Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}}],"holdings":{"url":"https://nivawealth.com/firms/conrad-siegel-investment-advisors-123560/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-17","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1905875/000121465926008654/0001214659-26-008654-index.html","totalValue":614620540,"positionCount":74,"top10Share":0.8124339433888753,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":136050341,"shares":3066960,"shareType":"SH","priorValue":119776857,"priorShares":3082266},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":115761759,"shares":168550,"shareType":"SH","priorValue":100679028,"priorShares":168486},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":43812393,"shares":614911,"shareType":"SH","priorValue":40556843,"priorShares":632910},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":39667861,"shares":492340,"shareType":"SH","priorValue":35217010,"priorShares":122630},{"issuer":"ISHARES TR","titleOfClass":"U S EQUITY FACTR","cusip":"46434V282","value":39399315,"shares":520948,"shareType":"SH","priorValue":35191539,"priorShares":533205},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI INTL","cusip":"46435G326","value":32690725,"shares":367270,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":31142047,"shares":445523,"shareType":"SH","priorValue":27511532,"priorShares":440537},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":26548891,"shares":720654,"shareType":"SH","priorValue":24474145,"priorShares":720463},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":17592924,"shares":182159,"shareType":"SH","priorValue":47066774,"priorShares":519903},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":16672333,"shares":410244,"shareType":"SH","priorValue":10177391,"priorShares":294570}],"positionsListed":74,"positions":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":136050341,"shares":3066960,"shareType":"SH","priorValue":119776857,"priorShares":3082266},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":115761759,"shares":168550,"shareType":"SH","priorValue":100679028,"priorShares":168486},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":43812393,"shares":614911,"shareType":"SH","priorValue":40556843,"priorShares":632910},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":39667861,"shares":492340,"shareType":"SH","priorValue":35217010,"priorShares":122630},{"issuer":"ISHARES TR","titleOfClass":"U S EQUITY FACTR","cusip":"46434V282","value":39399315,"shares":520948,"shareType":"SH","priorValue":35191539,"priorShares":533205},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI INTL","cusip":"46435G326","value":32690725,"shares":367270,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":31142047,"shares":445523,"shareType":"SH","priorValue":27511532,"priorShares":440537},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":26548891,"shares":720654,"shareType":"SH","priorValue":24474145,"priorShares":720463},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":17592924,"shares":182159,"shareType":"SH","priorValue":47066774,"priorShares":519903},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":16672333,"shares":410244,"shareType":"SH","priorValue":10177391,"priorShares":294570},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":15572547,"shares":260890,"shareType":"SH","priorValue":14648979,"priorShares":271026},{"issuer":"ISHARES TR","titleOfClass":"INTL EQTY FACTOR","cusip":"46434V274","value":14782824,"shares":360909,"shareType":"SH","priorValue":13944730,"priorShares":357924},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"INTERMED TERM","cusip":"921937819","value":12894553,"shares":168117,"shareType":"SH","priorValue":12530508,"priorShares":162354},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":9580438,"shares":121225,"shareType":"SH","priorValue":9291448,"priorShares":117213},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":5934439,"shares":122536,"shareType":"SH","priorValue":5850039,"priorShares":121749},{"issuer":"FIDELITY COVINGTON TRUST","titleOfClass":"MSCI UTILS INDEX","cusip":"316092865","value":4672249,"shares":79977,"shareType":"SH","priorValue":4565850,"priorShares":77296},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US SML CP VALU","cusip":"025072877","value":4143804,"shares":33214,"shareType":"SH","priorValue":3852500,"priorShares":34874},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":3359197,"shares":11609,"shareType":"SH","priorValue":2709984,"priorShares":10678},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":2951519,"shares":8259,"shareType":"SH","priorValue":2196383,"priorShares":7638},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"STRM INFPROIDX","cusip":"922020805","value":2784750,"shares":55440,"shareType":"SH","priorValue":2758033,"priorShares":55216},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":2773001,"shares":33474,"shareType":"SH","priorValue":2337034,"priorShares":33506},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":2140563,"shares":10698,"shareType":"SH","priorValue":1570646,"priorShares":9006},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1875021,"shares":7867,"shareType":"SH","priorValue":1569523,"priorShares":7536},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":1873679,"shares":5023,"shareType":"SH","priorValue":1721661,"priorShares":4651},{"issuer":"ISHARES TR","titleOfClass":"IBONDS DEC2026","cusip":"46435GAA0","value":1703218,"shares":70294,"shareType":"SH","priorValue":1699106,"priorShares":70095},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 27 ETF","cusip":"46435UAA9","value":1659539,"shares":68519,"shareType":"SH","priorValue":1646998,"priorShares":67945},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":1630099,"shares":4405,"shareType":"SH","priorValue":867779,"priorShares":2705},{"issuer":"VANGUARD WORLD FD","titleOfClass":"EXTENDED DUR","cusip":"921910709","value":1366957,"shares":21004,"shareType":"SH","priorValue":7052021,"priorShares":108576},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"MUNICIPAL ETF","cusip":"46641Q647","value":1107461,"shares":21863,"shareType":"SH","priorValue":493627,"priorShares":9875},{"issuer":"ISHARES TR","titleOfClass":"IBONDS DEC 29","cusip":"46436E205","value":1101969,"shares":47581,"shareType":"SH","priorValue":1088241,"priorShares":46786},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":1064345,"shares":4380,"shareType":"SH","priorValue":953573,"priorShares":4389},{"issuer":"ISHARES TR","titleOfClass":"IBDS DEC28 ETF","cusip":"46435U515","value":1062304,"shares":42071,"shareType":"SH","priorValue":1047775,"priorShares":41365},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":1001530,"shares":1778,"shareType":"SH","priorValue":874215,"priorShares":1528},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":994118,"shares":4562,"shareType":"SH","priorValue":895854,"priorShares":4566},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":921249,"shares":12549,"shareType":"SH","priorValue":930325,"priorShares":12633},{"issuer":"ISHARES TR","titleOfClass":"3 7 YR TREAS BD","cusip":"464288661","value":899802,"shares":7661,"shareType":"SH","priorValue":900251,"priorShares":7591},{"issuer":"ISHARES TR","titleOfClass":"IBONDS DEC 2030","cusip":"46436E726","value":887014,"shares":40689,"shareType":"SH","priorValue":731489,"priorShares":33417},{"issuer":"ISHARES TR","titleOfClass":"10-20 YR TRS ETF","cusip":"464288653","value":779195,"shares":7765,"shareType":"SH","priorValue":3814266,"priorShares":37870},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":771366,"shares":2042,"shareType":"SH","priorValue":615615,"priorShares":1989},{"issuer":"ISHARES TR","titleOfClass":"IBONDS DEC 2031","cusip":"46436E486","value":647760,"shares":31083,"shareType":"SH","priorValue":642709,"priorShares":30708},{"issuer":"VANGUARD WORLD FD","titleOfClass":"UTILITIES ETF","cusip":"92204A876","value":623248,"shares":3184,"shareType":"SH","priorValue":629050,"priorShares":3175},{"issuer":"MORGAN STANLEY ETF TRUST","titleOfClass":"CALVERT US LARCP","cusip":"61774R205","value":612303,"shares":6481,"shareType":"SH","priorValue":554392,"priorShares":6925},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 26 TRM TS","cusip":"46436E858","value":607833,"shares":26555,"shareType":"SH","priorValue":610725,"priorShares":26652},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 27 TRM TS","cusip":"46436E841","value":604487,"shares":27022,"shareType":"SH","priorValue":603072,"priorShares":26887},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"EXTEND MKT ETF","cusip":"922908652","value":597867,"shares":2428,"shareType":"SH","priorValue":518960,"priorShares":2522},{"issuer":"ISHARES TR","titleOfClass":"NEW YORK MUN ETF","cusip":"464288323","value":541200,"shares":10040,"shareType":"SH","priorValue":1328439,"priorShares":25008},{"issuer":"PNC FINL SVCS GROUP INC","titleOfClass":"COM","cusip":"693475105","value":507213,"shares":2060,"shareType":"SH","priorValue":427001,"priorShares":2052},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":494036,"shares":428,"shareType":"SH"},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":440089,"shares":1344,"shareType":"SH","priorValue":339602,"priorShares":1154},{"issuer":"AMETEK INC","titleOfClass":"COM","cusip":"031100100","value":420250,"shares":1737,"shareType":"SH","priorValue":422504,"priorShares":1971},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":419801,"shares":350,"shareType":"SH","priorValue":316401,"priorShares":344},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":413380,"shares":554,"shareType":"SH","priorValue":354437,"priorShares":545},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":400542,"shares":554,"shareType":"SH"},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":385690,"shares":917,"shareType":"SH","priorValue":344241,"priorShares":926},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":382543,"shares":2798,"shareType":"SH","priorValue":390048,"priorShares":2299},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":368888,"shares":3257,"shareType":"SH","priorValue":271676,"priorShares":2186},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":327633,"shares":564,"shareType":"SH"},{"issuer":"LAM RESEARCH CORP","titleOfClass":"COM NEW","cusip":"512807306","value":305498,"shares":705,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":297462,"shares":2764,"shareType":"SH","priorValue":293399,"priorShares":2764},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":297232,"shares":594,"shareType":"SH","priorValue":286562,"priorShares":598},{"issuer":"MORGAN STANLEY ETF TRUST","titleOfClass":"CALVE INDEX ETF","cusip":"61774R106","value":285708,"shares":3361,"shareType":"SH","priorValue":259455,"priorShares":3569},{"issuer":"BOEING CO","titleOfClass":"COM","cusip":"097023105","value":281627,"shares":1301,"shareType":"SH","priorValue":216147,"priorShares":1086},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 29 TRM TS","cusip":"46436E825","value":265727,"shares":12274,"shareType":"SH","priorValue":261193,"priorShares":11958},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":264637,"shares":1042,"shareType":"SH","priorValue":252995,"priorShares":1035},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":244858,"shares":693,"shareType":"SH"},{"issuer":"PALO ALTO NETWORKS INC","titleOfClass":"COM","cusip":"697435105","value":243147,"shares":713,"shareType":"SH"},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":242180,"shares":2833,"shareType":"SH","priorValue":215312,"priorShares":2792},{"issuer":"ISHARES TR","titleOfClass":"SHRT NAT MUN ETF","cusip":"464288158","value":228337,"shares":2145,"shareType":"SH","priorValue":227338,"priorShares":2135},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 28 TRM TS","cusip":"46436E833","value":223647,"shares":10102,"shareType":"SH","priorValue":218016,"priorShares":9784},{"issuer":"NORFOLK SOUTHN CORP","titleOfClass":"COM","cusip":"655844108","value":213292,"shares":678,"shareType":"SH"},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P500 LOW VOL","cusip":"46138E354","value":203204,"shares":2713,"shareType":"SH"},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 PUR VAL","cusip":"46137V258","value":201006,"shares":1766,"shareType":"SH"},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":200788,"shares":1438,"shareType":"SH"},{"issuer":"SANDISK CORP","titleOfClass":"COM","cusip":"80004C200","value":200088,"shares":88,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva Wealth is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}