{"url":"https://nivawealth.com/firms/columbia-benefits-132261","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/132261","regulatoryAum":116170423,"crd":"132261","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1241738","suffix":null,"lastName":"DAVIS","firstName":"GARY","middleName":"PAUL"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-05-16","regulatoryAum":107727309,"clients":179,"employees":1,"offices":1},{"filedOn":"2026-03-31","regulatoryAum":116170423,"clients":138,"employees":1,"offices":1}],"secFileNumber":"801-131876","legalName":"Columbia Benefits, LLC","displayName":"Columbia Benefits","slug":"columbia-benefits-132261","website":"https://cbadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Colorado limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1720 S. Bellaire Street, Suite 410","city":"Denver","state":"CO","stateName":"Colorado","country":"United States","postalCode":"80222"},"tradeNames":[],"registration":{"secApproved":"20 May 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":875410.6238532111,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":116170423,"discretionary":116170423,"discretionaryAccounts":130,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":61,"regulatoryAum":14277488},{"label":"High-net-worth individuals","clients":48,"regulatoryAum":81142270},{"label":"Pension and profit-sharing plans","clients":26,"regulatoryAum":20592215},{"label":"Corporations and other businesses","clients":3,"fewerThan5":true,"regulatoryAum":158450}],"feePrograms":[{"role":"main","program":"Investment advisory services","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":1,"from":0},{"to":5000000,"pct":0.8,"from":2000000},{"to":10000000,"pct":0.6,"from":5000000},{"to":null,"pct":0.5,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036142","versionId":1036142,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-31","documentName":"ANNUAL UPDATE BROCHURE FOR 12-31-2025","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"Financial planning fees are quoted individually, typically $1,000 to $5,000, and billed after the first draft of the plan is delivered.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036142","versionId":1036142,"submittedOn":"2026-03-31","documentName":"ANNUAL UPDATE BROCHURE FOR 12-31-2025"},{"role":"other","program":"Hourly consulting services","summary":"Consulting is billed hourly, monthly in arrears: financial advisor $250 per hour, para-planner $125 per hour, administrative assistant $30 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036142","versionId":1036142,"submittedOn":"2026-03-31","documentName":"ANNUAL UPDATE BROCHURE FOR 12-31-2025"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:08:34.199104+00:00","documents":[{"name":"ANNUAL UPDATE BROCHURE FOR 12-31-2025","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036142","versionId":1036142,"submittedOn":"2026-03-31"}]},"custodians":[],"custodyNote":"Columbia Benefits does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Gary Davis","title":"Member Owner / Chief Compliance Officer","crd":"1241738"}],"ownership":[{"label":"Gary Davis","detail":"Member owner / chief compliance officer in the 75% or more ownership band and a control person, since March 2002."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"1720 S. Bellaire Street, Suite 410","city":"Denver","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"303-759-1100","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Other","percent":100,"detail":"We Do Not Have Responsive Data to Report for the Mid-Year Date in Schedule D, Section 5.k.(1)"}],"privateFunds":0},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/132261/PDF/132261.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036142","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Columbia Benefits have?","answer":"Columbia Benefits has 138 clients and manages $116 million for them, as of March 2026. They include 61 individual clients, 48 high-net-worth individuals, and 26 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Columbia Benefits offer?","answer":"Columbia Benefits provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Columbia Benefits charge?","answer":"Columbia Benefits charges 0.50%–1.00% a year for its Investment advisory services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"ANNUAL UPDATE BROCHURE FOR 12-31-2025, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does Columbia Benefits have?","answer":"Columbia Benefits has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Columbia Benefits invest in?","answer":"At the end of its last fiscal year, Columbia Benefits’ separately managed accounts held 100% other. The 100% other category is described as: We Do Not Have Responsive Data to Report for the Mid-Year Date in Schedule D, Section 5.k.(1).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Columbia Benefits?","answer":"Columbia Benefits’ direct owner is Gary Davis (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Columbia Benefits get paid?","answer":"Columbia Benefits is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Columbia Benefits?","answer":"Columbia Benefits’ main office is at 1720 S. Bellaire Street, Suite 410, Denver, CO 80222. Its phone number is 303-759-1100. Its website is cbadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}