{"url":"https://nivawealth.com/firms/collective-family-office-301274","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/301274","regulatoryAum":533364496,"crd":"301274","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7085552","suffix":null,"lastName":"HOFFMAN","firstName":"TREVOR","middleName":"NATHAN"},{"crd":"8227621","suffix":null,"lastName":"Kasulen","firstName":"Trevor","middleName":"Dimitri"},{"crd":"5065637","suffix":null,"lastName":"LUSTER","firstName":"BRIAN","middleName":"DAVID"},{"crd":"2632323","suffix":null,"lastName":"SIVEL","firstName":"DAVID","middleName":"SCOTT"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-01","regulatoryAum":274192332,"clients":54,"employees":3,"offices":1},{"filedOn":"2022-03-01","regulatoryAum":371003412,"clients":76,"employees":3,"offices":1},{"filedOn":"2023-07-13","regulatoryAum":314407149,"clients":97,"employees":3,"offices":1},{"filedOn":"2024-04-30","regulatoryAum":366360496,"clients":111,"employees":4,"offices":1},{"filedOn":"2025-03-03","regulatoryAum":451736494,"clients":127,"employees":4,"offices":1},{"filedOn":"2026-07-08","regulatoryAum":533364496,"clients":146,"employees":3,"offices":2}],"secFileNumber":"801-115052","legalName":"Collective Family Office, LLC","displayName":"Collective Family Office","slug":"collective-family-office-301274","website":"https://collectivefamilyoffice.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/301274/9bdc5baddcadfcdb-r1.webp","tone":"light","width":400,"height":200,"sourceUrl":"https://www.collectivefamilyoffice.com/","sourceLabel":"Collective Family Office, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/collective-family-office","founded":"2019","organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"235 St. Charles Way, Suite 200","city":"York","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"17402"},"tradeNames":[],"registration":{"secApproved":"22 April 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":3662870.3706293707,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":533364496,"discretionary":527152579,"discretionaryAccounts":453,"nonDiscretionary":6211917,"nonDiscretionaryAccounts":25,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":63,"regulatoryAum":23893607},{"label":"High-net-worth individuals","clients":80,"regulatoryAum":499896856},{"label":"Pension and profit-sharing plans","clients":1,"fewerThan5":true,"regulatoryAum":0},{"label":"Corporations and other businesses","clients":2,"regulatoryAum":9574033}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051091","versionId":1051091,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-07-08","documentName":"COLLECTIVE FAMILY OFFICE, LLC FORM ADV PART 2A BROCHURE","fee_rate_low":null,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:36:37.973167+00:00","documents":[{"name":"COLLECTIVE FAMILY OFFICE, LLC FORM ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051091","versionId":1051091,"submittedOn":"2026-07-08"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":533364496}],"custodyNote":"Collective Family Office has custody of $208M in client assets for 54 clients.","otherCustodians":[],"leadership":[{"name":"Trevor Hoffman","title":"Managing Member/Chief Compliance Officer","crd":"7085552"},{"name":"David Sivel","title":"Managing Member","crd":"2632323"},{"name":"Brian Luster","title":"Managing Member","crd":"5065637"}],"ownership":[{"label":"David Sivel","detail":"Managing member in the 25% to 50% ownership band and a control person, since March 2019."},{"label":"Trevor Hoffman","detail":"Managing member/chief compliance officer in the 25% to 50% ownership band and a control person, since March 2019."},{"label":"Brian Luster","detail":"Managing member in the 25% to 50% ownership band and a control person, since March 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"235 St. Charles Way, Suite 200","city":"York","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"717-893-5055","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":10},{"label":"U.S. state and local bonds","percent":3},{"label":"Derivatives","percent":4},{"label":"Securities issued by registered investment companies or business development companies","percent":80},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"8 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/301274/PDF/301274.pdf","brochureDate":"8 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051091","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Collective Family Office have?","answer":"Collective Family Office has 146 clients and manages $533 million for them, as of July 2026. They include 80 high-net-worth individuals, 63 individual clients, and 2 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Collective Family Office offer?","answer":"Collective Family Office provides portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Collective Family Office charge?","answer":"Collective Family Office charges up to 1.00% a year for its Portfolio Management Services. The fee is billed in advance and is negotiable.","source":"COLLECTIVE FAMILY OFFICE, LLC FORM ADV PART 2A BROCHURE, filed 8 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Collective Family Office use?","answer":"Collective Family Office’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $533M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Collective Family Office have?","answer":"Collective Family Office has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Collective Family Office invest in?","answer":"At the end of its last fiscal year, Collective Family Office’s separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 10% exchange-traded equities, 4% derivatives, 3% state and local bonds and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Collective Family Office?","answer":"Collective Family Office’s direct owners are David Sivel, Trevor Hoffman and Brian Luster, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 8 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Collective Family Office get paid?","answer":"Collective Family Office is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Collective Family Office?","answer":"Collective Family Office’s main office is at 235 St. Charles Way, Suite 200, York, PA 17402. Its phone number is 717-893-5055. Its website is collectivefamilyoffice.com.","source":"Form ADV Part 1A, Item 1.F, filed 8 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/collective-family-office-301274/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-02","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1845066/000184506626000004/0001845066-26-000004-index.html","totalValue":489054851,"positionCount":161,"top10Share":0.35895619610161067,"top10":[{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"MUNICIPAL ETF","cusip":"46641Q647","value":36879677,"shares":728056,"shareType":"SH","priorValue":36114026,"priorShares":722425},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":18607097,"shares":462748,"shareType":"SH","priorValue":15538997,"priorShares":458919},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US LARGE CAP VLU","cusip":"025072349","value":16743146,"shares":183567,"shareType":"SH","priorValue":14763157,"priorShares":183143},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US SML CP VALU","cusip":"025072877","value":16121362,"shares":129219,"shareType":"SH","priorValue":14001631,"priorShares":126746},{"issuer":"INVESCO EXCH TRD SLF IDX FD","titleOfClass":"INVSCO BLSH 26","cusip":"46138J635","value":15295124,"shares":666309,"shareType":"SH","priorValue":17597566,"priorShares":759334},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US S","cusip":"808524763","value":14870955,"shares":390724,"shareType":"SH","priorValue":12148537,"priorShares":374608},{"issuer":"GLOBAL X FDS","titleOfClass":"US PFD ETF","cusip":"37954Y657","value":14526018,"shares":777208,"shareType":"SH","priorValue":12830099,"priorShares":697288},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524755","value":14477415,"shares":274401,"shareType":"SH","priorValue":13199807,"priorShares":269769},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":14477297,"shares":66431,"shareType":"SH","priorValue":12589452,"priorShares":64166},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL SMCP VLU","cusip":"025072802","value":13551178,"shares":131501,"shareType":"SH","priorValue":13160050,"priorShares":131785}],"positionsListed":161,"positions":[{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"MUNICIPAL ETF","cusip":"46641Q647","value":36879677,"shares":728056,"shareType":"SH","priorValue":36114026,"priorShares":722425},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":18607097,"shares":462748,"shareType":"SH","priorValue":15538997,"priorShares":458919},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US LARGE CAP VLU","cusip":"025072349","value":16743146,"shares":183567,"shareType":"SH","priorValue":14763157,"priorShares":183143},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US SML CP VALU","cusip":"025072877","value":16121362,"shares":129219,"shareType":"SH","priorValue":14001631,"priorShares":126746},{"issuer":"INVESCO EXCH TRD SLF IDX FD","titleOfClass":"INVSCO BLSH 26","cusip":"46138J635","value":15295124,"shares":666309,"shareType":"SH","priorValue":17597566,"priorShares":759334},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US S","cusip":"808524763","value":14870955,"shares":390724,"shareType":"SH","priorValue":12148537,"priorShares":374608},{"issuer":"GLOBAL X FDS","titleOfClass":"US PFD ETF","cusip":"37954Y657","value":14526018,"shares":777208,"shareType":"SH","priorValue":12830099,"priorShares":697288},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524755","value":14477415,"shares":274401,"shareType":"SH","priorValue":13199807,"priorShares":269769},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":14477297,"shares":66431,"shareType":"SH","priorValue":12589452,"priorShares":64166},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL SMCP VLU","cusip":"025072802","value":13551178,"shares":131501,"shareType":"SH","priorValue":13160050,"priorShares":131785},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524748","value":12252076,"shares":252308,"shareType":"SH","priorValue":11397142,"priorShares":245840},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US L","cusip":"808524771","value":12221073,"shares":392961,"shareType":"SH","priorValue":10172129,"priorShares":365247},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXED INCOM","cusip":"25434V872","value":11999374,"shares":284278,"shareType":"SH","priorValue":11387705,"priorShares":269723},{"issuer":"ISHARES TR","titleOfClass":"PFD AND INCM SEC","cusip":"464288687","value":10582378,"shares":347077,"shareType":"SH","priorValue":10469466,"priorShares":345299},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS EMGMKT","cusip":"025072604","value":9846129,"shares":102043,"shareType":"SH","priorValue":8380239,"priorShares":103999},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL DVD ETF","cusip":"921946810","value":9688145,"shares":103750,"shareType":"SH","priorValue":8492310,"priorShares":96002},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":9283845,"shares":12432,"shareType":"SH","priorValue":8374428,"priorShares":12877},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":8868730,"shares":221000,"shareType":"SH","priorValue":8577687,"priorShares":217487},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP E","cusip":"25434V773","value":8719633,"shares":248919,"shareType":"SH","priorValue":8103325,"priorShares":240669},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":8662413,"shares":12613,"shareType":"SH","priorValue":7615217,"priorShares":12744},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":8600714,"shares":35395,"shareType":"SH","priorValue":7856746,"priorShares":36165},{"issuer":"INVESCO EXCH TRD SLF IDX FD","titleOfClass":"BULETSHS 2027","cusip":"46138J585","value":8182601,"shares":366184,"shareType":"SH","priorValue":6579157,"priorShares":294172},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP VAL","cusip":"25434V815","value":7941787,"shares":204738,"shareType":"SH","priorValue":7083792,"priorShares":202163},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":7050610,"shares":85628,"shareType":"SH","priorValue":6185394,"priorShares":86959},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"REAL ESTATE ETF","cusip":"025072356","value":5987126,"shares":126364,"shareType":"SH","priorValue":5253083,"priorShares":119334},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"NATL MUN BD ETF","cusip":"25434V849","value":5892182,"shares":121903,"shareType":"SH","priorValue":5584181,"priorShares":116507},{"issuer":"PGIM ETF TR","titleOfClass":"PGIM ULTRA SH BD","cusip":"69344A107","value":5870734,"shares":118481,"shareType":"SH","priorValue":5202252,"priorShares":105096},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP VL IDXVIP","cusip":"922908512","value":5665587,"shares":28672,"shareType":"SH","priorValue":5135331,"priorShares":27867},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTERNATIONAL LR","cusip":"025072364","value":5384793,"shares":69553,"shareType":"SH","priorValue":5181828,"priorShares":69248},{"issuer":"SPDR SERIES TRUST","titleOfClass":"STATE STREET SPD","cusip":"78468R721","value":5155248,"shares":112560,"shareType":"SH","priorValue":5128906,"priorShares":113121},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARGE CAP VAL","cusip":"25434V666","value":4349874,"shares":110012,"shareType":"SH","priorValue":3896961,"priorShares":109128},{"issuer":"ISHARES TR","titleOfClass":"EAFE VALUE ETF","cusip":"464288877","value":4321554,"shares":56454,"shareType":"SH","priorValue":4199139,"priorShares":56478},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":3899584,"shares":54731,"shareType":"SH","priorValue":3459743,"priorShares":53991},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":3514055,"shares":12144,"shareType":"SH","priorValue":3148810,"priorShares":12407},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":3461115,"shares":109149,"shareType":"SH","priorValue":3001210,"priorShares":97823},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":3102810,"shares":8682,"shareType":"SH","priorValue":2591296,"priorShares":9011},{"issuer":"ISHARES TR","titleOfClass":"GLOBAL REIT ETF","cusip":"46434V647","value":3078470,"shares":111458,"shareType":"SH","priorValue":2815366,"priorShares":111943},{"issuer":"TEXAS PACIFIC LAND CORPORATI","titleOfClass":"COM","cusip":"88262P102","value":3056478,"shares":6984,"shareType":"SH","priorValue":3372223,"priorShares":7106},{"issuer":"SPDR SERIES TRUST","titleOfClass":"STATE STREET SPD","cusip":"78464A300","value":3049952,"shares":27953,"shareType":"SH","priorValue":2651077,"priorShares":28030},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI TOTAL","cusip":"46432F834","value":2844112,"shares":29800,"shareType":"SH","priorValue":2640441,"priorShares":30476},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":2781845,"shares":32540,"shareType":"SH","priorValue":2490576,"priorShares":32299},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":2744619,"shares":50807,"shareType":"SH","priorValue":2730679,"priorShares":51737},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":2695762,"shares":53297,"shareType":"SH","priorValue":2109449,"priorShares":42282},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":2659287,"shares":16828,"shareType":"SH","priorValue":2464938,"priorShares":16644},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":2623006,"shares":13109,"shareType":"SH","priorValue":2326147,"priorShares":13338},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":2460182,"shares":25473,"shareType":"SH","priorValue":2306976,"priorShares":25483},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL EMER","cusip":"808524730","value":2356476,"shares":59387,"shareType":"SH","priorValue":2210931,"priorShares":57787},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":2313321,"shares":3089,"shareType":"SH","priorValue":2017766,"priorShares":3089},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL EQT ETF","cusip":"025072703","value":2285482,"shares":25622,"shareType":"SH","priorValue":2189975,"priorShares":25813},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":2194850,"shares":5884,"shareType":"SH","priorValue":2333922,"priorShares":6305},{"issuer":"ISHARES TR","titleOfClass":"10-20 YR TRS ETF","cusip":"464288653","value":2172076,"shares":21645,"shareType":"SH","priorValue":2114616,"priorShares":20995},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":2111837,"shares":6967,"shareType":"SH","priorValue":1745697,"priorShares":6665},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US MID-CAP ETF","cusip":"808524508","value":2060397,"shares":55883,"shareType":"SH","priorValue":1757685,"priorShares":56773},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":2001441,"shares":8458,"shareType":"SH","priorValue":1793803,"priorShares":8341},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":2000225,"shares":18586,"shareType":"SH","priorValue":1524420,"priorShares":14361},{"issuer":"ISHARES TR","titleOfClass":"CORE HIGH DV ETF","cusip":"46429B663","value":1854287,"shares":67650,"shareType":"SH","priorValue":1871579,"priorShares":13790},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1849995,"shares":7762,"shareType":"SH","priorValue":1650956,"priorShares":7927},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"LONG TERM US","cusip":"808524680","value":1762347,"shares":56305,"shareType":"SH","priorValue":2492902,"priorShares":79316},{"issuer":"SPDR SERIES TRUST","titleOfClass":"STATE STREET SPD","cusip":"78464A839","value":1738601,"shares":18330,"shareType":"SH","priorValue":1562162,"priorShares":18346},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"US LRG CP CORE","cusip":"09661T107","value":1671497,"shares":11657,"shareType":"SH","priorValue":1601437,"priorShares":12831},{"issuer":"BNY MELLON ETF TRUST","titleOfClass":"CORE BOND ETF","cusip":"09661T602","value":1488708,"shares":35488,"shareType":"SH","priorValue":1876125,"priorShares":44458},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":1448634,"shares":1255,"shareType":"SH","priorValue":458111,"priorShares":1356},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US EQT ETF","cusip":"025072885","value":1439107,"shares":11236,"shareType":"SH","priorValue":1249218,"priorShares":11236},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQUITY 2","cusip":"25434V708","value":1432517,"shares":32293,"shareType":"SH","priorValue":1254906,"priorShares":32293},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EUROPE ETF","cusip":"922042874","value":1399109,"shares":15802,"shareType":"SH","priorValue":1316242,"priorShares":15968},{"issuer":"IMMUNITYBIO INC","titleOfClass":"COM","cusip":"45256X103","value":1376286,"shares":157200,"shareType":"SH","priorValue":1169729,"priorShares":152507},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":1324403,"shares":15375,"shareType":"SH","priorValue":988456,"priorShares":2263},{"issuer":"ISHARES TR","titleOfClass":"INTL SEL DIV ETF","cusip":"464288448","value":1303678,"shares":31467,"shareType":"SH","priorValue":1337108,"priorShares":31417},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":1302542,"shares":16892,"shareType":"SH","priorValue":1144498,"priorShares":16948},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US SML CAP ETF","cusip":"808524607","value":1299345,"shares":35963,"shareType":"SH","priorValue":1144096,"priorShares":39343},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":1294839,"shares":4310,"shareType":"SH","priorValue":1068752,"priorShares":4309},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL HIGH ETF","cusip":"921946794","value":1201772,"shares":12238,"shareType":"SH","priorValue":1117404,"priorShares":11857},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":1169444,"shares":975,"shareType":"SH","priorValue":945524,"priorShares":1028},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":1133890,"shares":4506,"shareType":"SH","priorValue":1016113,"priorShares":4672},{"issuer":"PGIM ETF TR","titleOfClass":"AAA CLO ETF","cusip":"69344A834","value":1102869,"shares":21511,"shareType":"SH","priorValue":1213171,"priorShares":23704},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP GR IDXVIP","cusip":"922908538","value":1087671,"shares":3551,"shareType":"SH","priorValue":885541,"priorShares":3441},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":1069003,"shares":13268,"shareType":"SH","priorValue":943961,"priorShares":3287},{"issuer":"BNY MELLON ETF TRUST II","titleOfClass":"MUNICIPAL INTER","cusip":"05613H704","value":1023011,"shares":38689,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US VLU","cusip":"464287663","value":1012609,"shares":9193,"shareType":"SH","priorValue":980884,"priorShares":9593},{"issuer":"ISHARES TR","titleOfClass":"EAFE GRWTH ETF","cusip":"464288885","value":1001457,"shares":8049,"shareType":"SH","priorValue":857549,"priorShares":7700},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":991810,"shares":3030,"shareType":"SH","priorValue":935429,"priorShares":3180},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INDUSTRIAL ETF","cusip":"92204A603","value":983477,"shares":2729,"shareType":"SH","priorValue":883270,"priorShares":2829},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":961924,"shares":23319,"shareType":"SH","priorValue":907790,"priorShares":23301},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":943513,"shares":2670,"shareType":"SH","priorValue":775188,"priorShares":2702},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":929162,"shares":6265,"shareType":"SH","priorValue":778802,"priorShares":6265},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 VAL ETF","cusip":"464287598","value":909355,"shares":3751,"shareType":"SH","priorValue":758101,"priorShares":3548},{"issuer":"VALERO ENERGY CORP","titleOfClass":"COM","cusip":"91913Y100","value":893570,"shares":3431,"shareType":"SH","priorValue":876887,"priorShares":3549},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":879378,"shares":4133,"shareType":"SH","priorValue":793205,"priorShares":4133},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"1000 INDEX ETF","cusip":"808524722","value":871783,"shares":24176,"shareType":"SH","priorValue":895140,"priorShares":28571},{"issuer":"UNITED RENTALS INC","titleOfClass":"COM","cusip":"911363109","value":859864,"shares":759,"shareType":"SH","priorValue":586491,"priorShares":805},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":841129,"shares":10177,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":832183,"shares":8011,"shareType":"SH","priorValue":799963,"priorShares":8236},{"issuer":"MASTERCARD INCORPORATED","titleOfClass":"CL A","cusip":"57636Q104","value":791458,"shares":1541,"shareType":"SH","priorValue":782468,"priorShares":1566},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":788171,"shares":4755,"shareType":"SH","priorValue":872801,"priorShares":4218},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":762824,"shares":13867,"shareType":"SH","priorValue":671995,"priorShares":13867},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL SCEQT ETF","cusip":"808524888","value":744416,"shares":15470,"shareType":"SH","priorValue":735220,"priorShares":15730},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":735381,"shares":12320,"shareType":"SH","priorValue":621575,"priorShares":11500},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":717143,"shares":19247,"shareType":"SH","priorValue":558638,"priorShares":15723},{"issuer":"ISHARES TR","titleOfClass":"SHRT NAT MUN ETF","cusip":"464288158","value":699508,"shares":6570,"shareType":"SH","priorValue":699705,"priorShares":6570},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":698056,"shares":8335,"shareType":"SH","priorValue":635346,"priorShares":8460},{"issuer":"PROVIDENT FINL SVCS INC","titleOfClass":"COM","cusip":"74386T105","value":698018,"shares":29527,"shareType":"SH","priorValue":624791,"priorShares":29527},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":681022,"shares":728,"shareType":"SH","priorValue":737358,"priorShares":740},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL REAL EST","cusip":"25434V658","value":662341,"shares":22863,"shareType":"SH","priorValue":593611,"priorShares":22333},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US GWT","cusip":"464287671","value":657563,"shares":3496,"shareType":"SH","priorValue":627575,"priorShares":4046},{"issuer":"HALOZYME THERAPEUTICS INC","titleOfClass":"COM","cusip":"40637H109","value":635005,"shares":8113,"shareType":"SH","priorValue":459196,"priorShares":7105},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":634495,"shares":1268,"shareType":"SH","priorValue":617689,"priorShares":1289},{"issuer":"ISHARES TR","titleOfClass":"MSCI EMG MKT ETF","cusip":"464287234","value":593046,"shares":8669,"shareType":"SH","priorValue":492313,"priorShares":8669},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":568385,"shares":2238,"shareType":"SH","priorValue":591789,"priorShares":2421},{"issuer":"LAM RESEARCH CORP","titleOfClass":"COM NEW","cusip":"512807306","value":562896,"shares":1299,"shareType":"SH","priorValue":287159,"priorShares":1344},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":562222,"shares":4704,"shareType":"SH","priorValue":434680,"priorShares":623},{"issuer":"BNY MELLON ETF TRUST II","titleOfClass":"MUN OPPTYS ETF","cusip":"05613H803","value":560242,"shares":22223,"shareType":"SH"},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":559607,"shares":760,"shareType":"SH","priorValue":438612,"priorShares":760},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":558998,"shares":1585,"shareType":"SH","priorValue":579182,"priorShares":1761},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":555058,"shares":1500,"shareType":"SH","priorValue":481213,"priorShares":1500},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA MIN VOL","cusip":"46429B697","value":553873,"shares":5742,"shareType":"SH","priorValue":532513,"priorShares":5742},{"issuer":"DELL TECHNOLOGIES INC","titleOfClass":"CL C","cusip":"24703L202","value":552269,"shares":1280,"shareType":"SH","priorValue":282796,"priorShares":1723},{"issuer":"GOLDMAN SACHS ETF TR","titleOfClass":"S&P 500 PREMIUM","cusip":"38149W622","value":545586,"shares":9818,"shareType":"SH","priorValue":553843,"priorShares":11068},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":513567,"shares":4136,"shareType":"SH","priorValue":390582,"priorShares":916},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":512229,"shares":1356,"shareType":"SH","priorValue":437957,"priorShares":1415},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":505715,"shares":1474,"shareType":"SH","priorValue":470890,"priorShares":1558},{"issuer":"ISHARES TR","titleOfClass":"MSCI INTL VLU FT","cusip":"46435G409","value":505102,"shares":12078,"shareType":"SH","priorValue":479255,"priorShares":12078},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":475637,"shares":17171,"shareType":"SH","priorValue":393921,"priorShares":15916},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":463233,"shares":4090,"shareType":"SH","priorValue":517626,"priorShares":4165},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP VA ETF","cusip":"808524409","value":457299,"shares":13137,"shareType":"SH","priorValue":248972,"priorShares":8163},{"issuer":"DEERE & CO","titleOfClass":"COM","cusip":"244199105","value":439591,"shares":693,"shareType":"SH","priorValue":405576,"priorShares":720},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":428580,"shares":2609,"shareType":"SH","priorValue":373594,"priorShares":2623},{"issuer":"ISHARES TR","titleOfClass":"RUS MID CAP ETF","cusip":"464287499","value":423188,"shares":3836,"shareType":"SH","priorValue":200099,"priorShares":2058},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"VNG RUS2000IDX","cusip":"92206C664","value":418899,"shares":3450,"shareType":"SH","priorValue":405689,"priorShares":4050},{"issuer":"TRANE TECHNOLOGIES PLC","titleOfClass":"SHS","cusip":"G8994E103","value":404225,"shares":823,"shareType":"SH","priorValue":358396,"priorShares":860},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":395494,"shares":5658,"shareType":"SH","priorValue":353342,"priorShares":5658},{"issuer":"ISHARES TR","titleOfClass":"FUTURE EXPONENTI","cusip":"46434V381","value":389435,"shares":4713,"shareType":"SH","priorValue":321188,"priorShares":4713},{"issuer":"VANGUARD WORLD FD","titleOfClass":"HEALTH CAR ETF","cusip":"92204A504","value":380042,"shares":1271,"shareType":"SH","priorValue":355118,"priorShares":1304},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":372429,"shares":874,"shareType":"SH","priorValue":329772,"priorShares":922},{"issuer":"KLA CORP","titleOfClass":"COM NEW","cusip":"482480100","value":365371,"shares":1211,"shareType":"SH"},{"issuer":"M & T BK CORP","titleOfClass":"COM","cusip":"55261F104","value":357491,"shares":1502,"shareType":"SH","priorValue":331165,"priorShares":1602},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":356432,"shares":2774,"shareType":"SH","priorValue":361740,"priorShares":3007},{"issuer":"CSX CORP","titleOfClass":"COM","cusip":"126408103","value":355287,"shares":7475,"shareType":"SH","priorValue":341823,"priorShares":8327},{"issuer":"ISHARES TR","titleOfClass":"EAFE SML CP ETF","cusip":"464288273","value":353679,"shares":4299,"shareType":"SH","priorValue":351042,"priorShares":4477},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":352620,"shares":626,"shareType":"SH","priorValue":410789,"priorShares":718},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":335374,"shares":2453,"shareType":"SH","priorValue":433990,"priorShares":2558},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":335185,"shares":577,"shareType":"SH"},{"issuer":"RAYMOND JAMES FINL INC","titleOfClass":"COM","cusip":"754730109","value":322912,"shares":2124,"shareType":"SH","priorValue":298557,"priorShares":2062},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":316659,"shares":1669,"shareType":"SH","priorValue":321371,"priorShares":1666},{"issuer":"VANGUARD WORLD FD","titleOfClass":"COMM SRVC ETF","cusip":"92204A884","value":308668,"shares":1678,"shareType":"SH","priorValue":319756,"priorShares":1778},{"issuer":"VANGUARD WORLD FD","titleOfClass":"MATERIALS ETF","cusip":"92204A801","value":296283,"shares":1295,"shareType":"SH","priorValue":291815,"priorShares":1295},{"issuer":"BANK AMERICA CORP","titleOfClass":"COM","cusip":"060505104","value":290071,"shares":5091,"shareType":"SH","priorValue":253308,"priorShares":5196},{"issuer":"PNC FINL SVCS GROUP INC","titleOfClass":"COM","cusip":"693475105","value":286961,"shares":1165,"shareType":"SH","priorValue":248032,"priorShares":1192},{"issuer":"YORK WTR CO","titleOfClass":"COM","cusip":"987184108","value":281129,"shares":9172,"shareType":"SH","priorValue":279267,"priorShares":9171},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LRG CAP ETF","cusip":"808524201","value":277378,"shares":9425,"shareType":"SH","priorValue":245888,"priorShares":9590},{"issuer":"MARTIN MARIETTA MATLS INC","titleOfClass":"COM","cusip":"573284106","value":250865,"shares":435,"shareType":"SH","priorValue":259019,"priorShares":440},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":250724,"shares":525,"shareType":"SH"},{"issuer":"ARISTA NETWORKS INC","titleOfClass":"COM SHS","cusip":"040413205","value":245477,"shares":1445,"shareType":"SH"},{"issuer":"ETFS GOLD TR","titleOfClass":"PHYSCL GOLD SHS","cusip":"00326A104","value":235994,"shares":6173,"shareType":"SH","priorValue":275484,"priorShares":6174},{"issuer":"LOCKHEED MARTIN CORP","titleOfClass":"COM","cusip":"539830109","value":235371,"shares":462,"shareType":"SH","priorValue":296151,"priorShares":490},{"issuer":"L3HARRIS TECHNOLOGIES INC","titleOfClass":"COM","cusip":"502431109","value":233634,"shares":804,"shareType":"SH","priorValue":287855,"priorShares":834},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":227889,"shares":214,"shareType":"SH"},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ENERGY ETF","cusip":"92204A306","value":212884,"shares":1418,"shareType":"SH","priorValue":288631,"priorShares":1668},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":212052,"shares":2416,"shareType":"SH","priorValue":224398,"priorShares":2416},{"issuer":"ISHARES TR","titleOfClass":"SELECT DIVID ETF","cusip":"464287168","value":210224,"shares":1345,"shareType":"SH","priorValue":203646,"priorShares":1345},{"issuer":"NEXTDECADE CORP","titleOfClass":"COM","cusip":"65342K105","value":129643,"shares":17194,"shareType":"SH","priorValue":116133,"priorShares":15161},{"issuer":"DOUGLAS ELLIMAN INC","titleOfClass":"COM","cusip":"25961D105","value":28320,"shares":16000,"shareType":"SH","priorValue":26240,"priorShares":16000}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}