{"url":"https://nivawealth.com/firms/cohesion-wealth-management-308980","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/308980","regulatoryAum":170970225,"crd":"308980","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1968461","suffix":null,"lastName":"BESONEN","firstName":"RONALD","middleName":"JOHN"},{"crd":"6873404","suffix":null,"lastName":"Larson","firstName":"Nikole","middleName":"Lyhn"},{"crd":"5243267","suffix":null,"lastName":"SULLIVAN","firstName":"BRYAN","middleName":"JOSEPH"},{"crd":"5725249","suffix":null,"lastName":"VEVE","firstName":"ERIC","middleName":null}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-18","regulatoryAum":219394394,"clients":249,"employees":8,"offices":1},{"filedOn":"2022-03-10","regulatoryAum":254928453,"clients":266,"employees":11,"offices":1},{"filedOn":"2023-06-28","regulatoryAum":205065376,"clients":263,"employees":12,"offices":1},{"filedOn":"2024-05-07","regulatoryAum":216963992,"clients":272,"employees":13,"offices":1},{"filedOn":"2025-03-28","regulatoryAum":227910817,"clients":325,"employees":8,"offices":1},{"filedOn":"2026-09-18","regulatoryAum":170970225,"clients":395,"employees":5,"offices":1}],"secFileNumber":"801-118720","legalName":"Cohesion Wealth Management, LLC","displayName":"Cohesion Wealth Management","slug":"cohesion-wealth-management-308980","website":"https://cohesionwm.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/308980/24683b7d252dff47-r1.webp","tone":"light","width":755,"height":200,"sourceUrl":"https://cohesionwm.com/","sourceLabel":"Cohesion Wealth Management, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Colorado limited liability company","fiscalYearEnd":"December","headquarters":{"street":"380 Interlocken Crescent, Suite 260","city":"Broomfield","state":"CO","stateName":"Colorado","country":"United States","postalCode":"80021"},"tradeNames":[],"registration":{"secApproved":"18 May 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":333202.06868131866,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":170970225,"discretionary":136213566,"discretionaryAccounts":155,"nonDiscretionary":34756659,"nonDiscretionaryAccounts":44,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":153,"regulatoryAum":26242850},{"label":"High-net-worth individuals","clients":211,"regulatoryAum":95042703},{"label":"Investment companies","clients":1,"regulatoryAum":381652},{"label":"Pension and profit-sharing plans","clients":16,"regulatoryAum":28736255},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":1371378},{"label":"Corporations and other businesses","clients":13,"regulatoryAum":19195387}],"feePrograms":[{"role":"other","program":"Retirement Plan Services","summary":"Retirement plan flat advisory fees are generally negotiable and typically range from 0.25% to 0.80% of plan assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058348","versionId":1058348,"submittedOn":"2026-09-18","documentName":"PART 2A BROCHURE"},{"role":"other","program":"Stand-Alone Financial Planning","summary":"Stand-alone financial planning is fixed-fee or hourly, agreed in advance; fixed fees will not exceed $20,000 and hourly fees will not exceed $400 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058348","versionId":1058348,"submittedOn":"2026-09-18","documentName":"PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:36:51.245395+00:00","documents":[{"name":"PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058348","versionId":1058348,"submittedOn":"2026-09-18"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":170970225}],"custodyNote":"Cohesion Wealth Management has custody of $20.1M in client assets for 12 clients.","otherCustodians":[],"leadership":[{"name":"Nikole Larson","title":"Partner/Operations Manager","crd":"6873404"},{"name":"Mark Steichen","title":"CPA","crd":"8325760"},{"name":"Bryan Sullivan","title":"Managing Member, CCO","crd":"5243267"},{"name":"Eric Veve","title":"Managing Member","crd":"5725249"}],"ownership":[{"label":"Eric Veve","detail":"Managing member in the 50% to 75% ownership band and a control person, since April 2020."},{"label":"Bryan Sullivan","detail":"Managing member, cco in the 25% to 50% ownership band and a control person, since February 2020."},{"label":"Nikole Larson","detail":"Partner/operations manager in the 5% to 10% ownership band, since January 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"380 Interlocken Crescent, Suite 260","city":"Broomfield","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"303-442-3670","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":33},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":59},{"label":"Cash and cash equivalents","percent":7}],"privateFunds":0},"sources":{"adv1FilingDate":"18 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/308980/PDF/308980.pdf","brochureDate":"18 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058348","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Cohesion Wealth Management have?","answer":"Cohesion Wealth Management has 395 clients and manages $171 million for them, as of September 2026. They include 211 high-net-worth individuals, 153 individual clients, and 16 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cohesion Wealth Management offer?","answer":"Cohesion Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Cohesion Wealth Management use?","answer":"Cohesion Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $171M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cohesion Wealth Management have?","answer":"Cohesion Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cohesion Wealth Management invest in?","answer":"At the end of its last fiscal year, Cohesion Wealth Management’s separately managed accounts held 59% registered funds (mutual funds, ETFs, BDCs), 33% exchange-traded equities, 7% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cohesion Wealth Management?","answer":"Cohesion Wealth Management’s direct owners are Eric Veve (50% to 75%), Bryan Sullivan (25% to 50%) and Nikole Larson (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 18 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cohesion Wealth Management get paid?","answer":"Cohesion Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cohesion Wealth Management?","answer":"Cohesion Wealth Management’s main office is at 380 Interlocken Crescent, Suite 260, Broomfield, CO 80021. Its phone number is 303-442-3670. Its website is cohesionwm.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}