{"url":"https://nivawealth.com/firms/cogent-private-wealth-319092","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/319092","regulatoryAum":250272040,"crd":"319092","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7737898","suffix":null,"lastName":"Collins","firstName":"Derek","middleName":"Justin"},{"crd":"6191889","suffix":null,"lastName":"Lacore","firstName":"Bradley","middleName":"R"},{"crd":"6224576","suffix":null,"lastName":"MAYO","firstName":"KEVIN","middleName":"MICHAEL"},{"crd":"6687980","suffix":null,"lastName":"Quartararo","firstName":"Daniel","middleName":null},{"crd":"3058267","suffix":null,"lastName":"VANN","firstName":"ASHLEY","middleName":"ELIZABETH"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-04-18","regulatoryAum":141498000,"clients":65,"employees":5,"offices":1},{"filedOn":"2026-03-24","regulatoryAum":250272040,"clients":110,"employees":8,"offices":2}],"secFileNumber":"801-132819","legalName":"Cogent Private Wealth, Inc.","displayName":"Cogent Private Wealth","slug":"cogent-private-wealth-319092","website":"https://cogentprivatewealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/319092/983ab1ad4cb0064e-r1.webp","tone":"light","width":847,"height":200,"sourceUrl":"https://cogentprivatewealth.com/","sourceLabel":"Cogent Private Wealth, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Florida corporation","fiscalYearEnd":"December","headquarters":{"street":"420 S. Orange Ave., Suite 825","city":"Orlando","state":"FL","stateName":"Florida","country":"United States","postalCode":"32801"},"tradeNames":[],"registration":{"secApproved":"19 May 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2241130.9294117647,"staff":{"employees":8,"advisory":5,"brokerDealerReps":0,"insuranceAgents":1,"promoters":31},"aum":{"regulatory":250272040,"discretionary":219627557,"discretionaryAccounts":249,"nonDiscretionary":30644483,"nonDiscretionaryAccounts":15,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":38,"regulatoryAum":23694874},{"label":"High-net-worth individuals","clients":47,"regulatoryAum":166801255},{"label":"Pension and profit-sharing plans","clients":14,"regulatoryAum":32656203},{"label":"Charitable organizations","clients":6,"regulatoryAum":8001116},{"label":"Corporations and other businesses","clients":5,"regulatoryAum":19118592}],"feePrograms":[{"role":"other","program":"Financial Planning and Consulting","summary":"Fixed fee calculated as the expected hours times a $450 hourly rate, with a minimum annual fixed fee of $4,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024844","versionId":1024844,"submittedOn":"2026-03-24","documentName":"COGENT PRIVATE WEALTH BROCHURE"},{"role":"other","program":"Pension Consulting Services","summary":"Retirement plan 3(21) fiduciary services are charged an annual management fee of 0.25% of plan assets, payable quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024844","versionId":1024844,"submittedOn":"2026-03-24","documentName":"COGENT PRIVATE WEALTH BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T17:11:33.717359+00:00","documents":[{"name":"COGENT PRIVATE WEALTH BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024844","versionId":1024844,"submittedOn":"2026-03-24"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":219980770}],"custodyNote":"Cogent Private Wealth does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Bradley Lacore","title":"SVP, Director of Wealth Management and CCO","crd":"6191889"}],"ownership":[{"label":"Cogent Bancorp, Inc.","detail":"Owner in the 75% or more ownership band and a control person, since February 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":2,"addresses":[{"street":"420 S. Orange Ave., Suite 825","city":"Orlando","headquarters":true},{"street":"4 Se Broadway St.","city":"Ocala"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"407-887-4965","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":24},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":56},{"label":"Cash and cash equivalents","percent":13}],"privateFunds":0},"sources":{"adv1FilingDate":"24 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/319092/PDF/319092.pdf","brochureDate":"24 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024844","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Cogent Private Wealth have?","answer":"Cogent Private Wealth has 110 clients and manages $250 million for them, as of March 2026. They include 47 high-net-worth individuals, 38 individual clients, and 14 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cogent Private Wealth offer?","answer":"Cogent Private Wealth provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Cogent Private Wealth use?","answer":"Cogent Private Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $220M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cogent Private Wealth have?","answer":"Cogent Private Wealth has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cogent Private Wealth invest in?","answer":"At the end of its last fiscal year, Cogent Private Wealth’s separately managed accounts held 56% registered funds (mutual funds, ETFs, BDCs), 24% exchange-traded equities, 13% cash and equivalents, 5% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cogent Private Wealth?","answer":"Cogent Private Wealth’s direct owner is Cogent Bancorp, Inc. (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cogent Private Wealth get paid?","answer":"Cogent Private Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cogent Private Wealth?","answer":"Cogent Private Wealth’s main office is at 420 S. Orange Ave., Suite 825, Orlando, FL 32801. Its phone number is 407-887-4965. Its website is cogentprivatewealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/cogent-private-wealth-319092/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-05","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2078392/000207839226000004/0002078392-26-000004-index.html","totalValue":160022170,"positionCount":117,"top10Share":0.4140883041393577,"top10":[{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS CORE FI","cusip":"025072562","value":11309195,"shares":273103,"shareType":"SH","priorValue":9589260,"priorShares":230844},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS MODERAT","cusip":"025072182","value":10582243,"shares":145179,"shareType":"SH","priorValue":7441940,"priorShares":110713},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":7749166,"shares":210347,"shareType":"SH","priorValue":7286375,"priorShares":214494},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US EQT ETF","cusip":"025072885","value":6815298,"shares":53211,"shareType":"SH","priorValue":3542553,"priorShares":31863},{"issuer":"ISHARES TR","titleOfClass":"CORE 60 BALA ETF","cusip":"464289867","value":6144912,"shares":88416,"shareType":"SH","priorValue":6964922,"priorShares":108235},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXE IN ETF","cusip":"25434V872","value":5431773,"shares":128685,"shareType":"SH","priorValue":5540468,"priorShares":131229},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS ALL EQT","cusip":"025072232","value":5137954,"shares":51846,"shareType":"SH","priorValue":2858369,"priorShares":32474},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"ULTR FIX INC ETF","cusip":"25434V591","value":5004826,"shares":98559,"shareType":"SH","priorValue":7112483,"priorShares":140258},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":4400671,"shares":6407,"shareType":"SH","priorValue":4710487,"priorShares":7883},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":3687271,"shares":18428,"shareType":"SH","priorValue":2599781,"priorShares":14907}],"positionsListed":117,"positions":[{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS CORE FI","cusip":"025072562","value":11309195,"shares":273103,"shareType":"SH","priorValue":9589260,"priorShares":230844},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS MODERAT","cusip":"025072182","value":10582243,"shares":145179,"shareType":"SH","priorValue":7441940,"priorShares":110713},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":7749166,"shares":210347,"shareType":"SH","priorValue":7286375,"priorShares":214494},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US EQT ETF","cusip":"025072885","value":6815298,"shares":53211,"shareType":"SH","priorValue":3542553,"priorShares":31863},{"issuer":"ISHARES TR","titleOfClass":"CORE 60 BALA ETF","cusip":"464289867","value":6144912,"shares":88416,"shareType":"SH","priorValue":6964922,"priorShares":108235},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXE IN ETF","cusip":"25434V872","value":5431773,"shares":128685,"shareType":"SH","priorValue":5540468,"priorShares":131229},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS ALL EQT","cusip":"025072232","value":5137954,"shares":51846,"shareType":"SH","priorValue":2858369,"priorShares":32474},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"ULTR FIX INC ETF","cusip":"25434V591","value":5004826,"shares":98559,"shareType":"SH","priorValue":7112483,"priorShares":140258},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":4400671,"shares":6407,"shareType":"SH","priorValue":4710487,"priorShares":7883},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":3687271,"shares":18428,"shareType":"SH","priorValue":2599781,"priorShares":14907},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL COR FIX ETF","cusip":"25434V575","value":3291310,"shares":61411,"shareType":"SH","priorValue":3524097,"priorShares":67189},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":3261557,"shares":11272,"shareType":"SH","priorValue":2801334,"priorShares":11038},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":3231207,"shares":20587,"shareType":"SH","priorValue":3913684,"priorShares":28294},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS SHFXDINC","cusip":"025072687","value":3114521,"shares":66881,"shareType":"SH","priorValue":2787361,"priorShares":59559},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"TOTAL WLD BD ETF","cusip":"92206C565","value":2998462,"shares":43754,"shareType":"SH","priorValue":228426,"priorShares":3342},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":2970972,"shares":41698,"shareType":"SH","priorValue":2945983,"priorShares":45974},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":2760169,"shares":7400,"shareType":"SH","priorValue":4238447,"priorShares":11450},{"issuer":"ISHARES TR","titleOfClass":"CORE 40 MODE ETF","cusip":"464289875","value":2653250,"shares":53182,"shareType":"SH"},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL EQT ETF","cusip":"025072703","value":2537116,"shares":28443,"shareType":"SH","priorValue":1442789,"priorShares":17006},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":2499811,"shares":67091,"shareType":"SH","priorValue":2673485,"priorShares":75246},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL CR ETF","cusip":"25434V567","value":2331402,"shares":42645,"shareType":"SH","priorValue":4242049,"priorShares":78361},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":2293541,"shares":30374,"shareType":"SH"},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE-PLUS BD ETF","cusip":"922020755","value":2192835,"shares":28267,"shareType":"SH","priorValue":2193205,"priorShares":28267},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS EMGMKT","cusip":"025072604","value":2122201,"shares":21994,"shareType":"SH","priorValue":1665992,"priorShares":20675},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":1684632,"shares":30624,"shareType":"SH","priorValue":1519036,"priorShares":31346},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":1604147,"shares":33123,"shareType":"SH","priorValue":1600594,"priorShares":33311},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE BD ETF","cusip":"922020748","value":1538398,"shares":19919,"shareType":"SH","priorValue":1541332,"priorShares":19919},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":1524356,"shares":4138,"shareType":"SH","priorValue":3632938,"priorShares":8443},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":1462006,"shares":3476,"shareType":"SH","priorValue":1222686,"priorShares":3289},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1354963,"shares":5685,"shareType":"SH","priorValue":1030937,"priorShares":4950},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":1303169,"shares":3647,"shareType":"SH","priorValue":963038,"priorShares":3349},{"issuer":"ISHARES TR","titleOfClass":"0-5YR HI YL CP","cusip":"46434V407","value":1242559,"shares":29299,"shareType":"SH","priorValue":1239629,"priorShares":29299},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":1236078,"shares":16838,"shareType":"SH","priorValue":1263957,"priorShares":17164},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":1096342,"shares":3349,"shareType":"SH","priorValue":910425,"priorShares":3095},{"issuer":"ISHARES TR","titleOfClass":"1 3 YR TREAS BD","cusip":"464287457","value":1087647,"shares":13246,"shareType":"SH","priorValue":1093740,"priorShares":13246},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":1065997,"shares":3017,"shareType":"SH","priorValue":841934,"priorShares":2935},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":1048095,"shares":908,"shareType":"SH","priorValue":257434,"priorShares":762},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":1047817,"shares":2094,"shareType":"SH","priorValue":999132,"priorShares":2085},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":1030322,"shares":7536,"shareType":"SH","priorValue":1161832,"priorShares":6848},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARG VALU ETF","cusip":"25434V666","value":1014295,"shares":25652,"shareType":"SH","priorValue":667956,"priorShares":18705},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI INTL","cusip":"46435G326","value":1010442,"shares":11352,"shareType":"SH","priorValue":948687,"priorShares":11352},{"issuer":"ISHARES TR","titleOfClass":"ISHS 1-5YR INVS","cusip":"464288646","value":1005351,"shares":19182,"shareType":"SH","priorValue":1008228,"priorShares":19182},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":977135,"shares":11925,"shareType":"SH","priorValue":914597,"priorShares":12898},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":970636,"shares":11717,"shareType":"SH","priorValue":817261,"priorShares":11717},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"NATL MUN BD ETF","cusip":"25434V849","value":965250,"shares":19970,"shareType":"SH","priorValue":957162,"priorShares":19970},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"REAL ESTATE ETF","cusip":"025072356","value":884129,"shares":18660,"shareType":"SH","priorValue":815529,"priorShares":18526},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL REAL EST","cusip":"25434V658","value":866493,"shares":29910,"shareType":"SH","priorValue":795008,"priorShares":29910},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":841597,"shares":1494,"shareType":"SH","priorValue":894811,"priorShares":1564},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":790572,"shares":2093,"shareType":"SH","priorValue":629234,"priorShares":2033},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V815","value":783209,"shares":20191,"shareType":"SH","priorValue":662747,"priorShares":18914},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL SMCP VLU","cusip":"025072802","value":767310,"shares":7446,"shareType":"SH","priorValue":743558,"priorShares":7446},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":742578,"shares":6900,"shareType":"SH","priorValue":732435,"priorShares":6900},{"issuer":"ISHARES TR","titleOfClass":"CORE 80 20 ETF","cusip":"464289859","value":703989,"shares":7213,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US HIGH PROF ETF","cusip":"25434V831","value":700062,"shares":16776,"shareType":"SH","priorValue":425534,"priorShares":11576},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":699171,"shares":17204,"shareType":"SH","priorValue":596091,"priorShares":17253},{"issuer":"ISHARES TR","titleOfClass":"CMBS ETF","cusip":"46429B366","value":688506,"shares":14152,"shareType":"SH","priorValue":689638,"priorShares":14152},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":638803,"shares":11211,"shareType":"SH","priorValue":627656,"priorShares":12875},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":636141,"shares":15852,"shareType":"SH","priorValue":625203,"priorShares":15852},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":635879,"shares":530,"shareType":"SH","priorValue":435051,"priorShares":473},{"issuer":"WESTERN DIGITAL CORP","titleOfClass":"COM","cusip":"958102105","value":597842,"shares":936,"shareType":"SH","priorValue":212064,"priorShares":784},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 ETF","cusip":"464287622","value":574938,"shares":1404,"shareType":"SH","priorValue":519864,"priorShares":1458},{"issuer":"LAM RESEARCH CORP","titleOfClass":"COM NEW","cusip":"512807306","value":574596,"shares":1326,"shareType":"SH","priorValue":272417,"priorShares":1275},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":551284,"shares":949,"shareType":"SH"},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":549575,"shares":2164,"shareType":"SH","priorValue":516975,"priorShares":2115},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":543321,"shares":12248,"shareType":"SH","priorValue":1247173,"priorShares":32094},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":493095,"shares":5724,"shareType":"SH","priorValue":373892,"priorShares":856},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":471396,"shares":652,"shareType":"SH","priorValue":215328,"priorShares":630},{"issuer":"CITIGROUP INC","titleOfClass":"COM NEW","cusip":"172967424","value":451511,"shares":3226,"shareType":"SH","priorValue":354746,"priorShares":3128},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":446251,"shares":11098,"shareType":"SH","priorValue":313882,"priorShares":9270},{"issuer":"SEAGATE TECHNOLOGY HLDNGS PL","titleOfClass":"ORD SHS","cusip":"G7997R103","value":442935,"shares":459,"shareType":"SH"},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVAN US SMAL ETF","cusip":"025072323","value":440407,"shares":6005,"shareType":"SH","priorValue":374112,"priorShares":6005},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":439657,"shares":3882,"shareType":"SH","priorValue":509797,"priorShares":4102},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":437339,"shares":7327,"shareType":"SH","priorValue":337164,"priorShares":6238},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":434015,"shares":3695,"shareType":"SH","priorValue":270634,"priorShares":3488},{"issuer":"KLA CORP","titleOfClass":"COM NEW","cusip":"482480100","value":432049,"shares":1432,"shareType":"SH","priorValue":207610,"priorShares":141},{"issuer":"ISHARES TR","titleOfClass":"CORE UNIVRSL USD","cusip":"46434V613","value":422134,"shares":9147,"shareType":"SH","priorValue":434925,"priorShares":9416},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":396978,"shares":1062,"shareType":"SH","priorValue":258856,"priorShares":912},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":389149,"shares":2787,"shareType":"SH"},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":384506,"shares":1528,"shareType":"SH","priorValue":354074,"priorShares":1628},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":380169,"shares":357,"shareType":"SH","priorValue":245836,"priorShares":347},{"issuer":"WELLS FARGO & CO","titleOfClass":"COM","cusip":"949746101","value":371715,"shares":4498,"shareType":"SH","priorValue":376555,"priorShares":4730},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":361128,"shares":976,"shareType":"SH","priorValue":214622,"priorShares":669},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"SHOR DUR FIX ETF","cusip":"25434V864","value":360513,"shares":7550,"shareType":"SH","priorValue":361494,"priorShares":7550},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":353222,"shares":473,"shareType":"SH","priorValue":307611,"priorShares":473},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":341704,"shares":1801,"shareType":"SH","priorValue":344905,"priorShares":1788},{"issuer":"MARRIOTT INTL INC NEW","titleOfClass":"CL A","cusip":"571903202","value":327602,"shares":884,"shareType":"SH","priorValue":288149,"priorShares":881},{"issuer":"NETFLIX INC.","titleOfClass":"COM","cusip":"64110L106","value":327012,"shares":4580,"shareType":"SH","priorValue":469789,"priorShares":4886},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":325544,"shares":348,"shareType":"SH","priorValue":362701,"priorShares":364},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":318387,"shares":271,"shareType":"SH"},{"issuer":"GOLDMAN SACHS GROUP INC","titleOfClass":"COM","cusip":"38141G104","value":307456,"shares":304,"shareType":"SH","priorValue":256335,"priorShares":303},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"VANGUARD ULTRA","cusip":"92203C303","value":303807,"shares":6103,"shareType":"SH","priorValue":303838,"priorShares":6103},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":299812,"shares":2333,"shareType":"SH","priorValue":271876,"priorShares":2260},{"issuer":"MORGAN STANLEY","titleOfClass":"COM NEW","cusip":"617446448","value":297046,"shares":1421,"shareType":"SH","priorValue":228588,"priorShares":1389},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":289407,"shares":606,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":287711,"shares":5326,"shareType":"SH","priorValue":281106,"priorShares":5326},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST PORT MARK ETF","cusip":"78463X509","value":285360,"shares":5511,"shareType":"SH","priorValue":258521,"priorShares":5511},{"issuer":"CORNING INC","titleOfClass":"COM","cusip":"219350105","value":284038,"shares":1112,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":281807,"shares":930,"shareType":"SH"},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"INTERMED TERM","cusip":"921937819","value":268450,"shares":3500,"shareType":"SH","priorValue":270130,"priorShares":3500},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":256288,"shares":747,"shareType":"SH"},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US LARGE CAP VLU","cusip":"025072349","value":254293,"shares":2788,"shareType":"SH","priorValue":224741,"priorShares":2788},{"issuer":"HEWLETT PACKARD ENTERPRISE C","titleOfClass":"COM","cusip":"42824C109","value":240211,"shares":5325,"shareType":"SH"},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":237764,"shares":674,"shareType":"SH","priorValue":210490,"priorShares":640},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"SHT TM US TRES","cusip":"808524862","value":234182,"shares":9701,"shareType":"SH","priorValue":235443,"priorShares":9701},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":232753,"shares":560,"shareType":"SH"},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":229526,"shares":4555,"shareType":"SH","priorValue":207936,"priorShares":4555},{"issuer":"JABIL INC","titleOfClass":"COM","cusip":"466313103","value":222920,"shares":578,"shareType":"SH"},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":221290,"shares":1335,"shareType":"SH","priorValue":283246,"priorShares":1369},{"issuer":"EBAY INC.","titleOfClass":"COM","cusip":"278642103","value":220259,"shares":1971,"shareType":"SH"},{"issuer":"AMERICAN EXPRESS CO","titleOfClass":"COM","cusip":"025816109","value":219524,"shares":649,"shareType":"SH"},{"issuer":"AMPHENOL CORP","titleOfClass":"CL A","cusip":"032095101","value":217932,"shares":1236,"shareType":"SH"},{"issuer":"PULTE GROUP INC","titleOfClass":"COM","cusip":"745867101","value":216929,"shares":1581,"shareType":"SH"},{"issuer":"MASTERCARD INCORPORATED","titleOfClass":"CL A","cusip":"57636Q104","value":216326,"shares":421,"shareType":"SH","priorValue":214354,"priorShares":429},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":202682,"shares":6392,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":201218,"shares":4878,"shareType":"SH"},{"issuer":"BLACKROCK INC","titleOfClass":"COM","cusip":"09290D101","value":200004,"shares":208,"shareType":"SH","priorValue":203883,"priorShares":212},{"issuer":"VALLEY NATL BANCORP","titleOfClass":"COM","cusip":"919794107","value":183462,"shares":12523,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}