{"url":"https://nivawealth.com/firms/clarus-group-310156","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/310156","regulatoryAum":157960513,"crd":"310156","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8264121","suffix":null,"lastName":"Edson","firstName":"Garrett","middleName":"Paul"},{"crd":"5096391","suffix":null,"lastName":"KOSLOW","firstName":"BRYAN","middleName":"JEFFREY"},{"crd":"5220594","suffix":null,"lastName":"Raimondi","firstName":"Michael","middleName":"Francis"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-29","regulatoryAum":73747258,"clients":231,"employees":3,"offices":3},{"filedOn":"2022-03-02","regulatoryAum":92037185,"clients":233,"employees":5,"offices":3},{"filedOn":"2023-03-24","regulatoryAum":85409957,"clients":250,"employees":3,"offices":3},{"filedOn":"2024-03-25","regulatoryAum":107830400,"clients":255,"employees":3,"offices":2},{"filedOn":"2025-03-17","regulatoryAum":126228745,"clients":201,"employees":2,"offices":2},{"filedOn":"2026-09-10","regulatoryAum":157960513,"clients":182,"employees":2,"offices":4}],"secFileNumber":"801-119319","legalName":"Clarus Group LLC","displayName":"Clarus Group","slug":"clarus-group-310156","website":"https://clarusfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/clarusgroup/","founded":null,"organization":"New Jersey limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1120 Avenue of Americas, 4th Floor","city":"New York","state":"NY","stateName":"New York","country":"United States","postalCode":"10036"},"tradeNames":[],"registration":{"secApproved":"19 August 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":803173.9945054945,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":157960513,"discretionary":154174267,"discretionaryAccounts":551,"nonDiscretionary":3786246,"nonDiscretionaryAccounts":10,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":10},"clientTypes":[{"label":"Individuals (other than HNW)","clients":171,"regulatoryAum":67340765},{"label":"High-net-worth individuals","clients":11,"regulatoryAum":78836902},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":3786246},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":7996600}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005093","versionId":1005093,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-01-30","documentName":"FORM ADV PART 2A - 2026","fee_rate_low":0.5,"fee_rate_high":2.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Project-based planning is billed at up to $300 per hour or as a fixed engagement fee; ongoing planning is billed monthly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005093","versionId":1005093,"submittedOn":"2026-01-30","documentName":"FORM ADV PART 2A - 2026"},{"role":"other","program":"Held-Away Asset Management","summary":"Management of held-away accounts, mainly 401(k) and HSA accounts, is billed quarterly on a blended tiered rate; a $2,000,000 account pays an effective 1%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005093","versionId":1005093,"submittedOn":"2026-01-30","documentName":"FORM ADV PART 2A - 2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:41:16.60171+00:00","documents":[{"name":"FORM ADV PART 2A - 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005093","versionId":1005093,"submittedOn":"2026-01-30"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":154174267}],"custodyNote":"Clarus Group has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Bryan Koslow","title":"Principal","crd":"5096391"},{"name":"Lisa LaFond","title":"CCO","crd":"4575679"}],"ownership":[{"label":"Bryan Koslow","detail":"Principal in the 75% or more ownership band and a control person, since July 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":1},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"2237 Monterey BLVD.","city":"Hermosa Beach"}]},{"state":"New Jersey","offices":1,"addresses":[{"street":"4400 Route 9 South","city":"Freehold"}]},{"state":"New York","offices":1,"addresses":[{"street":"1120 Avenue of Americas, 4th Floor","city":"New York","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"732-325-0456","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":63},{"label":"U.S. government/agency bonds","percent":4},{"label":"U.S. state and local bonds","percent":3},{"label":"Investment grade corporate bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":22},{"label":"Cash and cash equivalents","percent":2},{"label":"Other","percent":3,"detail":"Individual Bonds, Real Estate Private Placements"}],"privateFunds":0},"sources":{"adv1FilingDate":"10 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/310156/PDF/310156.pdf","brochureDate":"30 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005093","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Clarus Group have?","answer":"Clarus Group has 182 clients and manages $158 million for them, as of September 2026. They include 171 individual clients and 11 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Clarus Group offer?","answer":"Clarus Group provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Clarus Group charge?","answer":"Clarus Group charges 0.50%–2.25% a year for its Investment Management Services. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A - 2026, filed 30 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Clarus Group use?","answer":"Clarus Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $154M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Clarus Group have?","answer":"Clarus Group has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Clarus Group invest in?","answer":"At the end of its last fiscal year, Clarus Group’s separately managed accounts held 63% exchange-traded equities, 22% registered funds (mutual funds, ETFs, BDCs), 4% U.S. government and agency bonds, 3% state and local bonds, 3% investment grade corporate bonds, 3% other and 2% cash and equivalents. The 3% other category is described as: Individual Bonds, Real Estate Private Placements.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Clarus Group?","answer":"Clarus Group’s direct owner is Bryan Koslow (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Clarus Group get paid?","answer":"Clarus Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Clarus Group?","answer":"Clarus Group’s main office is at 1120 Avenue of Americas, 4th Floor, New York, NY 10036. Its phone number is 732-325-0456. Its website is clarusfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}