{"url":"https://nivawealth.com/firms/clarity-financial-advisors-323321","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/323321","regulatoryAum":149527424,"crd":"323321","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8304811","suffix":null,"lastName":"HOSTETLER","firstName":"JEDIDIAH","middleName":"PRESTON"},{"crd":"8232757","suffix":null,"lastName":"NISLY","firstName":"LUCAS","middleName":"JAY"},{"crd":"7380084","suffix":null,"lastName":"O'Neill","firstName":"David","middleName":"Michael"},{"crd":"7238649","suffix":null,"lastName":"ROOT","firstName":"DOUGLAS","middleName":"STEVEN"},{"crd":"6489016","suffix":null,"lastName":"ROOT","firstName":"WILLIAM","middleName":"ANTHONY"},{"crd":"6915449","suffix":null,"lastName":"Shultz","firstName":"Trevor","middleName":"K"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-02-17","regulatoryAum":51181138,"clients":669,"employees":8,"offices":2},{"filedOn":"2024-05-14","regulatoryAum":79897323,"clients":806,"employees":4,"offices":2},{"filedOn":"2025-03-03","regulatoryAum":99855184,"clients":862,"employees":2,"offices":2},{"filedOn":"2026-09-21","regulatoryAum":149527424,"clients":992,"employees":9,"offices":8}],"secFileNumber":"801-126778","legalName":"Clarity Financial Advisors LLC","displayName":"Clarity Financial Advisors","slug":"clarity-financial-advisors-323321","website":"https://theclarityfinancial.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/323321/b6e3b973ccb94721-r1.webp","tone":"light","width":1101,"height":200,"sourceUrl":"https://www.theclarityfinancial.com/","sourceLabel":"Clarity Financial Advisors LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"260 1st Ave S.","city":"St. Petersburg","state":"FL","stateName":"Florida","country":"United States","postalCode":"33710"},"tradeNames":[],"registration":{"secApproved":"25 October 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":145924.87106598984,"staff":{"employees":9,"advisory":6,"brokerDealerReps":0,"insuranceAgents":2,"promoters":1},"aum":{"regulatory":149527424,"discretionary":149527424,"discretionaryAccounts":2210,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":964,"regulatoryAum":112169183},{"label":"High-net-worth individuals","clients":21,"regulatoryAum":31566815},{"label":"Pension and profit-sharing plans","clients":6,"regulatoryAum":4748426},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":1043000}],"feePrograms":[{"role":"other","program":"Estate Planning through Wealth.com","summary":"Estate planning through Wealth.com is a fixed fee of $500 to $3,000, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040599","versionId":1040599,"submittedOn":"2026-04-07","documentName":"CLARITY DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENTS"},{"role":"other","program":"Financial Planning and Consulting","summary":"Financial planning and consulting is billed hourly at $300, or as a fixed engagement fee typically from $500 to $5,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040599","versionId":1040599,"submittedOn":"2026-04-07","documentName":"CLARITY DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENTS"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T17:19:55.214131+00:00","documents":[{"name":"CLARITY DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENTS","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040599","versionId":1040599,"submittedOn":"2026-04-07"}]},"custodians":[{"name":"Altruist Financial LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":137158280}],"custodyNote":"Clarity Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Trevor Shultz","title":"Managing Member / Principal / Chief Compliance Officer","crd":"6915449"},{"name":"William Root","title":"Managing Member / Principal","crd":"6489016"}],"ownership":[{"label":"Trevor Shultz","detail":"Managing member / principal / chief compliance officer in the 50% to 75% ownership band and a control person, since September 2022."},{"label":"William Root","detail":"Managing member / principal in the 50% to 75% ownership band and a control person, since September 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":7,"privateResidences":5},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":3,"addresses":[{"street":"260 1st Ave S.","city":"St. Petersburg","headquarters":true},{"street":"6901 Professional Pkwy E.","city":"Lakewood Ranch"},{"street":"6740 Crosswinds DR. N.","city":"St. Petersburg"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"816-786-5031","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":82},{"label":"Cash and cash equivalents","percent":9},{"label":"Other","percent":7,"detail":"Buffered Unit Investment Trusts"}],"privateFunds":0},"sources":{"adv1FilingDate":"21 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/323321/PDF/323321.pdf","brochureDate":"7 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040599","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Clarity Financial Advisors have?","answer":"Clarity Financial Advisors has 992 clients and manages $150 million for them, as of September 2026. They include 964 individual clients, 21 high-net-worth individuals, and 6 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 21 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Clarity Financial Advisors offer?","answer":"Clarity Financial Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Clarity Financial Advisors use?","answer":"Clarity Financial Advisors’ separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $137M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Clarity Financial Advisors have?","answer":"Clarity Financial Advisors has 6 investment adviser representatives registered with state securities authorities, out of 9 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Clarity Financial Advisors invest in?","answer":"At the end of its last fiscal year, Clarity Financial Advisors’ separately managed accounts held 82% registered funds (mutual funds, ETFs, BDCs), 9% cash and equivalents, 7% other and 2% exchange-traded equities. The 7% other category is described as: Buffered Unit Investment Trusts.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Clarity Financial Advisors?","answer":"Clarity Financial Advisors’ direct owners are Trevor Shultz (50% to 75%) and William Root (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 21 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Clarity Financial Advisors get paid?","answer":"Clarity Financial Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Clarity Financial Advisors?","answer":"Clarity Financial Advisors’ main office is at 260 1st Ave S., St. Petersburg, FL 33710. Its phone number is 816-786-5031. Its website is theclarityfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 21 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}