{"url":"https://nivawealth.com/firms/cjc-wealth-management-325288","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/325288","regulatoryAum":121906496,"crd":"325288","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4743465","suffix":null,"lastName":"BANGHART","firstName":"JOEY","middleName":"R"},{"crd":"4604217","suffix":null,"lastName":"CAMPBELL","firstName":"CHRISTOPHER","middleName":"JOHN"},{"crd":"7074049","suffix":null,"lastName":"Voight","firstName":"John","middleName":null}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136678","legalName":"CJC Wealth Management LLC","displayName":"CJC Wealth Management","slug":"cjc-wealth-management-325288","website":"https://cjcwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/cj-campbell-associates-cjc-wealth-management/","founded":null,"organization":"Maryland limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"9 July 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1505018.4691358025,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":121906496,"discretionary":121906496,"discretionaryAccounts":835,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":41,"regulatoryAum":24412254},{"label":"High-net-worth individuals","clients":40,"regulatoryAum":97494242}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051403","versionId":1051403,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-07-10","documentName":"FORM ADV PART 2A - CJC WEALTH MANAGEMENT LLC","fee_rate_low":0.75,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Fees","summary":"Annual planning fee generally $1,500 to $10,000 a year, plus a one-time initial planning fee of $1,500 to $10,000 in the first year; fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051403","versionId":1051403,"submittedOn":"2026-07-10","documentName":"FORM ADV PART 2A - CJC WEALTH MANAGEMENT LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:26:27.612706+00:00","documents":[{"name":"FORM ADV PART 2A - CJC WEALTH MANAGEMENT LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051403","versionId":1051403,"submittedOn":"2026-07-10"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":121906496}],"custodyNote":"CJC Wealth Management has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Christopher Campbell","title":"Chief Executive Officer, Chief Compliance Officer","crd":"4604217"}],"ownership":[{"label":"Ace 3 Holdings LLC","detail":"Owner in the 75% or more ownership band and a control person, since February 2023."},{"label":"CK79, LLC","detail":"Owner in the 10% to 25% ownership band and a control person, since February 2023."},{"label":"Mel CK Consulting Inc","detail":"Owner in the 10% to 25% ownership band and a control person, since February 2023."},{"label":"Christopher Campbell","detail":"Indirect owner: a managing member of Ace 3 Holdings LLC in the 75% or more band and a control person, since February 2023.","parent":"Ace 3 Holdings LLC"},{"label":"John King","detail":"Indirect owner: a managing member of CK79, LLC in the 75% or more band and a control person, since February 2023.","parent":"CK79, LLC"},{"label":"Melissa Caro","detail":"Indirect owner: a managing member of Mel CK Consulting Inc in the 75% or more band and a control person, since February 2023.","parent":"Mel CK Consulting Inc"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"676 Fairway Farms Court","city":"Jacksonville"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"301-761-3880","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"26-50","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":100}],"privateFunds":0},"sources":{"adv1FilingDate":"13 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/325288/PDF/325288.pdf","brochureDate":"10 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051403","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does CJC Wealth Management have?","answer":"CJC Wealth Management has 81 clients and manages $122 million for them, as of August 2026. They include 41 individual clients and 40 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does CJC Wealth Management offer?","answer":"CJC Wealth Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does CJC Wealth Management charge?","answer":"CJC Wealth Management charges 0.75%–1.00% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable.","source":"FORM ADV PART 2A - CJC WEALTH MANAGEMENT LLC, filed 10 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does CJC Wealth Management use?","answer":"CJC Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $122M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does CJC Wealth Management have?","answer":"CJC Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does CJC Wealth Management invest in?","answer":"At the end of its last fiscal year, CJC Wealth Management’s separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns CJC Wealth Management?","answer":"CJC Wealth Management is owned through holding companies by Christopher Campbell, John King and Melissa Caro. Its direct owners are Ace 3 Holdings LLC (75% or more), CK79, LLC (10% to 25%) and Mel CK Consulting Inc (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does CJC Wealth Management get paid?","answer":"CJC Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact CJC Wealth Management?","answer":"Its phone number is 301-761-3880. Its website is cjcwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}