{"url":"https://nivawealth.com/firms/cirrus-capital-288297","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/288297","regulatoryAum":170396650,"crd":"288297","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4989701","suffix":null,"lastName":"BERKEL","firstName":"CHRIS","middleName":"SHAWN"},{"crd":"6077242","suffix":null,"lastName":"DZIEPAK","firstName":"PAUL","middleName":"C"},{"crd":"5709420","suffix":null,"lastName":"HUBBARD","firstName":"WILLIAM","middleName":"N"},{"crd":"6617575","suffix":"IV","lastName":"LeClercq","firstName":"John","middleName":"Schuman"},{"crd":"5853327","suffix":null,"lastName":"ORAY","firstName":"GREGORY","middleName":"H."}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-05-01","regulatoryAum":124261256,"clients":269,"employees":7,"offices":2},{"filedOn":"2026-08-17","regulatoryAum":170396650,"clients":333,"employees":6,"offices":3}],"secFileNumber":"801-132907","legalName":"Cirrus Capital LLC","displayName":"Cirrus Capital","slug":"cirrus-capital-288297","website":"https://axisfinancialgp.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/cirrus-capital-llc/","founded":null,"organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"33 Bloomfield Hills Parkway, Suite 255","city":"Bloomfield Hills","state":"MI","stateName":"Michigan","country":"United States","postalCode":"48304"},"tradeNames":["Dba Axis Financial"],"registration":{"secApproved":"2 June 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":497403.77575757576,"staff":{"employees":6,"advisory":5,"brokerDealerReps":0,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":170396650,"discretionary":170396650,"discretionaryAccounts":893,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":13},"clientTypes":[{"label":"Individuals (other than HNW)","clients":294,"regulatoryAum":87041583},{"label":"High-net-worth individuals","clients":36,"regulatoryAum":77101663},{"label":"Pension and profit-sharing plans","clients":3,"fewerThan5":true,"regulatoryAum":6253404}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055062","versionId":1055062,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-08-17","documentName":"FIRM BROCHURE - ADV PART 2A","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Estate Planning","summary":"Estate planning is a flat fee not to exceed $1,700, which may be reduced to a negotiated rate.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055062","versionId":1055062,"submittedOn":"2026-08-17","documentName":"FIRM BROCHURE - ADV PART 2A"},{"role":"other","program":"Investment Research","summary":"Research services are billed at a negotiable hourly rate of $150, invoiced after the service is complete.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055062","versionId":1055062,"submittedOn":"2026-08-17","documentName":"FIRM BROCHURE - ADV PART 2A"},{"role":"other","program":"Participant Account Management","summary":"Participant account management carries an annual management fee of 2.00% of account assets, which may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055062","versionId":1055062,"submittedOn":"2026-08-17","documentName":"FIRM BROCHURE - ADV PART 2A"},{"role":"other","program":"Retirement Plan Consulting","summary":"Retirement plan consulting carries an annual management fee of 0.50% of plan assets, which is negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055062","versionId":1055062,"submittedOn":"2026-08-17","documentName":"FIRM BROCHURE - ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:45:38.808921+00:00","documents":[{"name":"FIRM BROCHURE - ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055062","versionId":1055062,"submittedOn":"2026-08-17"}]},"custodians":[{"name":"Interactive Brokers LLC","shortName":"Interactive Brokers","location":"Greenwich, CT","smaAssets":7811373},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":149968051}],"custodyNote":"Cirrus Capital has custody of $28.5M in client assets for 122 clients.","otherCustodians":[],"leadership":[{"name":"William Hubbard","title":"Managing Member/CCO","crd":"5709420"}],"ownership":[{"label":"William Hubbard","detail":"Managing member/cco in the 75% or more ownership band and a control person, since April 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"33 Bloomfield Hills Parkway, Suite 255","city":"Bloomfield Hills","headquarters":true}]},{"state":"Oklahoma","offices":2,"addresses":[{"street":"2309 S. Kelly Ave","city":"Edmond"},{"street":"10701 S. Western Ave.","city":"Oklahoma City"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"248-290-6222","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":34},{"label":"U.S. government/agency bonds","percent":3},{"label":"Investment grade corporate bonds","percent":3},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":54},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"17 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/288297/PDF/288297.pdf","brochureDate":"17 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055062","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Cirrus Capital have?","answer":"Cirrus Capital has 333 clients and manages $170 million for them, as of August 2026. They include 294 individual clients, 36 high-net-worth individuals, and 3 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cirrus Capital offer?","answer":"Cirrus Capital provides portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Cirrus Capital charge?","answer":"Cirrus Capital charges up to 2.00% a year for its Portfolio Management Services. The fee is billed in arrears and is negotiable.","source":"FIRM BROCHURE - ADV PART 2A, filed 17 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Cirrus Capital use?","answer":"Cirrus Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $150M and Interactive Brokers LLC (Greenwich, CT), with $7.81M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cirrus Capital have?","answer":"Cirrus Capital has 5 investment adviser representatives registered with state securities authorities, out of 6 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cirrus Capital invest in?","answer":"At the end of its last fiscal year, Cirrus Capital’s separately managed accounts held 54% registered funds (mutual funds, ETFs, BDCs), 34% exchange-traded equities, 5% cash and equivalents, 3% U.S. government and agency bonds, 3% investment grade corporate bonds and 1% derivatives.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cirrus Capital?","answer":"Cirrus Capital’s direct owner is William Hubbard (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cirrus Capital get paid?","answer":"Cirrus Capital is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cirrus Capital?","answer":"Cirrus Capital’s main office is at 33 Bloomfield Hills Parkway, Suite 255, Bloomfield Hills, MI 48304. Its phone number is 248-290-6222. Its website is axisfinancialgp.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}