{"url":"https://nivawealth.com/firms/christian-investment-advisors-165811","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/165811","regulatoryAum":218723686,"crd":"165811","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2279678","suffix":null,"lastName":"BARBER","firstName":"ROBERT","middleName":"NEIL"},{"crd":"4786461","suffix":null,"lastName":"BARROVECCHIO","firstName":"MATTHEW","middleName":"EDWIN"},{"crd":"6692942","suffix":null,"lastName":"Joelson","firstName":"Teresa","middleName":"Rose"},{"crd":"5502853","suffix":null,"lastName":"PETERS","firstName":"SHAWN","middleName":"ROSS"},{"crd":"7633965","suffix":null,"lastName":"VandeVanter","firstName":"Donald","middleName":null}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-12","regulatoryAum":114727735,"clients":414,"employees":5,"offices":3},{"filedOn":"2022-06-30","regulatoryAum":149475097,"clients":318,"employees":7,"offices":2},{"filedOn":"2023-06-07","regulatoryAum":139510728,"clients":314,"employees":11,"offices":1},{"filedOn":"2024-03-28","regulatoryAum":171448665,"clients":338,"employees":9,"offices":1},{"filedOn":"2025-03-28","regulatoryAum":187693592,"clients":469,"employees":9,"offices":1},{"filedOn":"2026-03-16","regulatoryAum":218723686,"clients":479,"employees":9,"offices":2}],"secFileNumber":"801-120305","legalName":"Christian Investment Advisors, Inc.","displayName":"Christian Investment Advisors","slug":"christian-investment-advisors-165811","website":"https://christianfinancialadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Texas corporation","fiscalYearEnd":"December","headquarters":{"street":"130 River Chase Way, Suite B","city":"New Braunfels","state":"TX","stateName":"Texas","country":"United States","postalCode":"78132"},"tradeNames":[],"registration":{"secApproved":"10 February 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":456625.64926931105,"staff":{"employees":9,"advisory":5,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":218723686,"discretionary":218723686,"discretionaryAccounts":938,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":393,"regulatoryAum":115015351},{"label":"High-net-worth individuals","clients":86,"regulatoryAum":103708335}],"feePrograms":[{"role":"main","program":"Account Portfolio Management","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1,"from":0},{"to":2000000,"pct":0.75,"from":1000000},{"to":5000000,"pct":0.5,"from":2000000},{"to":null,"pct":0.3,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019550","versionId":1019550,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-16","documentName":"PART 2A BROCHURE","fee_rate_low":0.3,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"A la carte Financial Planning","summary":"Financial planning and consulting are billed by the hour at up to $350 per hour, with a one-hour minimum for follow-up meetings.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019550","versionId":1019550,"submittedOn":"2026-03-16","documentName":"PART 2A BROCHURE"},{"role":"other","program":"Retirement Plan Advisory Services","summary":"The plan sponsor fee is negotiated; the maximum advisory fee does not exceed 1.00% annually.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019550","versionId":1019550,"submittedOn":"2026-03-16","documentName":"PART 2A BROCHURE"},{"role":"other","program":"Subscription Financial Planning","summary":"A fixed monthly fee of up to $500, negotiable, billed in advance; the fee may be waived at the adviser discretion at $1,000,000 or more under management.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019550","versionId":1019550,"submittedOn":"2026-03-16","documentName":"PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:37:00.014248+00:00","documents":[{"name":"PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019550","versionId":1019550,"submittedOn":"2026-03-16"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":218723686}],"custodyNote":"Christian Investment Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Shawn Peters","title":"Chief Compliance Officer","crd":"5502853"},{"name":"Robert Barber","title":"Owner","crd":"2279678"}],"ownership":[{"label":"Robert Barber","detail":"Owner in the 75% or more ownership band and a control person, since April 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"16703 Early Riser Ave.","city":"Land O Lakes"}]},{"state":"Texas","offices":1,"addresses":[{"street":"130 River Chase Way, Suite B","city":"New Braunfels","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"830-609-6986","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":33},{"label":"Securities issued by registered investment companies or business development companies","percent":65},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"16 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/165811/PDF/165811.pdf","brochureDate":"16 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019550","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Christian Investment Advisors have?","answer":"Christian Investment Advisors has 479 clients and manages $219 million for them, as of March 2026. They include 393 individual clients and 86 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Christian Investment Advisors offer?","answer":"Christian Investment Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Christian Investment Advisors charge?","answer":"Christian Investment Advisors charges 0.30%–1.00% a year for its Account Portfolio Management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"PART 2A BROCHURE, filed 16 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Christian Investment Advisors use?","answer":"Christian Investment Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $219M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Christian Investment Advisors have?","answer":"Christian Investment Advisors has 5 investment adviser representatives registered with state securities authorities, out of 9 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Christian Investment Advisors invest in?","answer":"At the end of its last fiscal year, Christian Investment Advisors’ separately managed accounts held 65% registered funds (mutual funds, ETFs, BDCs), 33% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Christian Investment Advisors?","answer":"Christian Investment Advisors’ direct owner is Robert Barber (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Christian Investment Advisors get paid?","answer":"Christian Investment Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Christian Investment Advisors?","answer":"Christian Investment Advisors’ main office is at 130 River Chase Way, Suite B, New Braunfels, TX 78132. Its phone number is 830-609-6986. Its website is christianfinancialadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/christian-investment-advisors-165811/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-10","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2055071/000205507126000003/0002055071-26-000003-index.html","totalValue":169657232,"positionCount":14,"top10Share":0.9943761961175932,"top10":[{"issuer":"PIMCO ETF TR","titleOfClass":"ACTIVE BD ETF","cusip":"72201R775","value":34484806,"shares":373981,"shareType":"SH","priorValue":32378399,"priorShares":345997},{"issuer":"TIMOTHY PLAN","titleOfClass":"US LRGMD CP CORE","cusip":"887432359","value":27236248,"shares":540938,"shareType":"SH","priorValue":25008261,"priorShares":530510},{"issuer":"NORTHERN LTS FD TR IV","titleOfClass":"INSPIRE 500 ETF","cusip":"66537J796","value":26364037,"shares":92153,"shareType":"SH","priorValue":23711634,"priorShares":92946},{"issuer":"TIMOTHY PLAN","titleOfClass":"HIG DV STK ETF","cusip":"887432326","value":17415625,"shares":411912,"shareType":"SH","priorValue":17359637,"priorShares":427788},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":17056299,"shares":352185,"shareType":"SH","priorValue":16191441,"priorShares":333363},{"issuer":"NORTHERN LTS FD TR IV","titleOfClass":"INSPIRE SML/ MID","cusip":"66538H641","value":16822842,"shares":336477,"shareType":"SH","priorValue":14962945,"priorShares":361249},{"issuer":"TIMOTHY PLAN","titleOfClass":"U S SM CP CORE","cusip":"887432342","value":16238706,"shares":338432,"shareType":"SH","priorValue":14839482,"priorShares":339499},{"issuer":"WISDOMTREE TR","titleOfClass":"FLOATNG RAT TREA","cusip":"97717Y527","value":11888920,"shares":236126,"shareType":"SH","priorValue":11602900,"priorShares":230445},{"issuer":"TIMOTHY PLAN","titleOfClass":"INTL ETF","cusip":"887432334","value":848694,"shares":22747,"shareType":"SH","priorValue":827007,"priorShares":22708},{"issuer":"PIMCO ETF TR","titleOfClass":"ENHAN SHRT MA AC","cusip":"72201R833","value":346936,"shares":3441,"shareType":"SH","priorValue":428073,"priorShares":4251}],"positionsListed":14,"positions":[{"issuer":"PIMCO ETF TR","titleOfClass":"ACTIVE BD ETF","cusip":"72201R775","value":34484806,"shares":373981,"shareType":"SH","priorValue":32378399,"priorShares":345997},{"issuer":"TIMOTHY PLAN","titleOfClass":"US LRGMD CP CORE","cusip":"887432359","value":27236248,"shares":540938,"shareType":"SH","priorValue":25008261,"priorShares":530510},{"issuer":"NORTHERN LTS FD TR IV","titleOfClass":"INSPIRE 500 ETF","cusip":"66537J796","value":26364037,"shares":92153,"shareType":"SH","priorValue":23711634,"priorShares":92946},{"issuer":"TIMOTHY PLAN","titleOfClass":"HIG DV STK ETF","cusip":"887432326","value":17415625,"shares":411912,"shareType":"SH","priorValue":17359637,"priorShares":427788},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":17056299,"shares":352185,"shareType":"SH","priorValue":16191441,"priorShares":333363},{"issuer":"NORTHERN LTS FD TR IV","titleOfClass":"INSPIRE SML/ MID","cusip":"66538H641","value":16822842,"shares":336477,"shareType":"SH","priorValue":14962945,"priorShares":361249},{"issuer":"TIMOTHY PLAN","titleOfClass":"U S SM CP CORE","cusip":"887432342","value":16238706,"shares":338432,"shareType":"SH","priorValue":14839482,"priorShares":339499},{"issuer":"WISDOMTREE TR","titleOfClass":"FLOATNG RAT TREA","cusip":"97717Y527","value":11888920,"shares":236126,"shareType":"SH","priorValue":11602900,"priorShares":230445},{"issuer":"TIMOTHY PLAN","titleOfClass":"INTL ETF","cusip":"887432334","value":848694,"shares":22747,"shareType":"SH","priorValue":827007,"priorShares":22708},{"issuer":"PIMCO ETF TR","titleOfClass":"ENHAN SHRT MA AC","cusip":"72201R833","value":346936,"shares":3441,"shareType":"SH","priorValue":428073,"priorShares":4251},{"issuer":"SOUTHWEST AIRLS CO","titleOfClass":"COM","cusip":"844741108","value":309743,"shares":6024,"shareType":"SH"},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":230858,"shares":200,"shareType":"SH"},{"issuer":"NORTHERN LTS FD TR IV","titleOfClass":"INSPIRE CORP BD","cusip":"66538H633","value":206943,"shares":8706,"shareType":"SH","priorValue":497911,"priorShares":20617},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":206575,"shares":1608,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}