{"url":"https://nivawealth.com/firms/chartered-advisory-group-116517","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/116517","regulatoryAum":127713140,"crd":"116517","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4442993","suffix":null,"lastName":"BEAN","firstName":"ANGELA","middleName":"M"},{"crd":"1091702","suffix":"IV","lastName":"KANTNER","firstName":"WILLIAM","middleName":"HENRY"},{"crd":"4872454","suffix":null,"lastName":"PEDRICK","firstName":"ROBERT","middleName":"JOSEPH"},{"crd":"5534225","suffix":null,"lastName":"SMITH","firstName":"SEAN","middleName":"PATRICK"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-18","regulatoryAum":147555079,"clients":336,"employees":7,"offices":2},{"filedOn":"2022-03-09","regulatoryAum":155515860,"clients":328,"employees":6,"offices":2},{"filedOn":"2023-08-07","regulatoryAum":137267907,"clients":316,"employees":6,"offices":2},{"filedOn":"2024-03-15","regulatoryAum":119429575,"clients":296,"employees":6,"offices":2},{"filedOn":"2025-03-06","regulatoryAum":120771028,"clients":261,"employees":6,"offices":2},{"filedOn":"2026-03-23","regulatoryAum":127713140,"clients":283,"employees":6,"offices":2}],"secFileNumber":"801-72496","legalName":"Chartered Advisory Group, Inc.","displayName":"Chartered Advisory Group","slug":"chartered-advisory-group-116517","website":"https://charteredadvisorygroup.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/116517/24d2fcc37d2644b0-r1.webp","tone":"light","width":622,"height":200,"sourceUrl":"http://www.charteredadvisorygroup.com","sourceLabel":"Chartered Advisory Group, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Pennsylvania corporation","fiscalYearEnd":"December","headquarters":{"street":"130 Commons Court","city":"Chadds Ford","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"19317"},"tradeNames":[],"registration":{"secApproved":"22 June 2011","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":451283.1802120141,"staff":{"employees":6,"advisory":4,"brokerDealerReps":0,"insuranceAgents":4,"promoters":0},"aum":{"regulatory":127713140,"discretionary":49747500,"discretionaryAccounts":322,"nonDiscretionary":77965640,"nonDiscretionaryAccounts":439,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":263,"regulatoryAum":97875963},{"label":"High-net-worth individuals","clients":20,"regulatoryAum":29837177}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023204","versionId":1023204,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-03-23","documentName":"CAG ADV PART 2A","fee_rate_low":0.8,"fee_rate_high":0.8,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Advice & Planning Membership","summary":"Advice and planning membership for individuals is $3,000 upfront, then $400 a month for months 5 to 12 and $300 a month from month 13; couples pay $4,000 upfront and the same monthly fees.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023204","versionId":1023204,"submittedOn":"2026-03-23","documentName":"CAG ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:23:05.431266+00:00","documents":[{"name":"CAG ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023204","versionId":1023204,"submittedOn":"2026-03-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Austin, TX","smaAssets":49747500},{"name":"Allianz Life Insurance Company of North America","shortName":"Allianz Life Insurance Company of North America","location":"Minneapolis, MN","smaAssets":52292076}],"custodyNote":"Chartered Advisory Group does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"William Kantner","title":"President / Chief Compliance Officer","crd":"1091702"}],"ownership":[{"label":"William Kantner","detail":"President / chief compliance officer in the 75% or more ownership band and a control person, since January 2001."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":2,"addresses":[{"street":"130 Commons Court","city":"Chadds Ford","headquarters":true},{"street":"2215 Forest Hills Drive, Suite 36","city":"Harrisburg"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"610-459-8872","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops","Other"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":38},{"label":"Other","percent":61,"detail":"Fixed Indexed Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"23 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/116517/PDF/116517.pdf","brochureDate":"23 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023204","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Chartered Advisory Group have?","answer":"Chartered Advisory Group has 283 clients and manages $128 million for them, as of March 2026. They include 263 individual clients and 20 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Chartered Advisory Group offer?","answer":"Chartered Advisory Group provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Chartered Advisory Group charge?","answer":"Chartered Advisory Group charges 0.80% a year for its Asset Management. The fee is negotiable.","source":"CAG ADV PART 2A, filed 23 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Chartered Advisory Group use?","answer":"Chartered Advisory Group’s separately managed account assets are held at Allianz Life Insurance Company of North America (Minneapolis, MN), with $52.3M and Charles Schwab & Co., Inc. (Austin, TX), with $49.7M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Chartered Advisory Group have?","answer":"Chartered Advisory Group has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Chartered Advisory Group invest in?","answer":"At the end of its last fiscal year, Chartered Advisory Group’s separately managed accounts held 61% other, 38% registered funds (mutual funds, ETFs, BDCs) and 1% exchange-traded equities. The 61% other category is described as: Fixed Indexed Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Chartered Advisory Group?","answer":"Chartered Advisory Group’s direct owner is William Kantner (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Chartered Advisory Group get paid?","answer":"Chartered Advisory Group is paid through a percentage of assets under management, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Chartered Advisory Group?","answer":"Chartered Advisory Group’s main office is at 130 Commons Court, Chadds Ford, PA 19317. Its phone number is 610-459-8872. Its website is charteredadvisorygroup.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}