{"url":"https://nivawealth.com/firms/charleston-financial-advisors-137536","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/137536","regulatoryAum":262433656,"crd":"137536","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2246611","suffix":null,"lastName":"BLACKWELDER","firstName":"DIANE","middleName":"HALL"},{"crd":"5637391","suffix":null,"lastName":"BRANDT","firstName":"MYLES","middleName":"BURDELL"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-04","regulatoryAum":188059149,"clients":200,"employees":4,"offices":1},{"filedOn":"2022-06-09","regulatoryAum":216566774,"clients":200,"employees":5,"offices":1},{"filedOn":"2023-06-15","regulatoryAum":185917805,"clients":202,"employees":4,"offices":1},{"filedOn":"2024-02-21","regulatoryAum":210709306,"clients":195,"employees":5,"offices":1},{"filedOn":"2025-03-18","regulatoryAum":233522040,"clients":202,"employees":5,"offices":1},{"filedOn":"2026-03-16","regulatoryAum":262433656,"clients":203,"employees":5,"offices":1}],"secFileNumber":"801-107090","legalName":"Charleston Financial Advisors, LLC","displayName":"Charleston Financial Advisors","slug":"charleston-financial-advisors-137536","website":"https://charlestonfinancial.net/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/137536/c8b5028b087e5c9f-r1.webp","tone":"light","width":691,"height":200,"sourceUrl":"https://www.charlestonfinancial.net/","sourceLabel":"Charleston Financial Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/charleston-financial-advisors-llc/","founded":"1986","organization":"South Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4 North Atlantic Wharf, Suite 200","city":"Charleston","state":"SC","stateName":"South Carolina","country":"United States","postalCode":"29401-2168"},"tradeNames":[],"registration":{"secApproved":"4 January 2016","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1295954.030612245,"staff":{"employees":5,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":262433656,"discretionary":250747465,"discretionaryAccounts":626,"nonDiscretionary":11686191,"nonDiscretionaryAccounts":17,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":15},"clientTypes":[{"label":"Individuals (other than HNW)","clients":108,"regulatoryAum":43202456},{"label":"High-net-worth individuals","clients":88,"regulatoryAum":210804534},{"label":"Pension and profit-sharing plans","clients":5,"regulatoryAum":6393125},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":172913},{"label":"Corporations and other businesses","clients":1,"fewerThan5":true,"regulatoryAum":1860628}],"feePrograms":[{"role":"other","program":"Financial planning and consulting","summary":"Hourly financial planning and consulting fees range from $100 to $400 per hour, and fixed or project-based planning fees are set by engagement letter.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019538","versionId":1019538,"submittedOn":"2026-03-16","documentName":"ADV PART 2A DISCLOSURE DOCUMENT"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T13:21:24.866259+00:00","documents":[{"name":"ADV PART 2A DISCLOSURE DOCUMENT","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019538","versionId":1019538,"submittedOn":"2026-03-16"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=954134","versionId":954134,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"West Lake, TX","smaAssets":262433656}],"custodyNote":"Charleston Financial Advisors has custody of $188M in client assets for 158 clients.","leadership":[{"name":"Diane Blackwelder","title":"Principal, Chief Compliance Officer","crd":"2246611"},{"name":"Myles Brandt","title":"Principal","crd":"5637391"}],"ownership":[{"label":"Myles Brandt","detail":"Principal in the 50% to 75% ownership band and a control person, since January 2018."},{"label":"Diane Blackwelder","detail":"Principal, chief compliance officer in the 50% to 75% ownership band and a control person, since January 2018."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"South Carolina","offices":1,"addresses":[{"street":"4 North Atlantic Wharf, Suite 200","city":"Charleston","headquarters":true}]}],"brochureServices":["education planning","estate planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"843-722-3331","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":17},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":76},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"16 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/137536/PDF/137536.pdf","brochureDate":"16 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019538","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Charleston Financial Advisors have?","answer":"Charleston Financial Advisors has 203 clients and manages $262 million for them, as of March 2026. They include 108 individual clients, 88 high-net-worth individuals, and 5 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Charleston Financial Advisors offer?","answer":"Charleston Financial Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, and estate planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Charleston Financial Advisors use?","answer":"Charleston Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (West Lake, TX), with $262M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Charleston Financial Advisors have?","answer":"Charleston Financial Advisors has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Charleston Financial Advisors invest in?","answer":"At the end of its last fiscal year, Charleston Financial Advisors’ separately managed accounts held 76% registered funds (mutual funds, ETFs, BDCs), 17% exchange-traded equities, 5% cash and equivalents, 1% non-exchange-traded equities and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Charleston Financial Advisors?","answer":"Charleston Financial Advisors’ direct owners are Myles Brandt (50% to 75%) and Diane Blackwelder (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Charleston Financial Advisors get paid?","answer":"Charleston Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Charleston Financial Advisors registered with the SEC?","answer":"Yes, Charleston Financial Advisors has been registered with the SEC as an investment adviser since 4 January 2016. Its CRD number is 137536 and its SEC file number is 801-107090.","source":"Form ADV Part 1A, Item 1, filed 16 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Charleston Financial Advisors?","answer":"Charleston Financial Advisors’ main office is at 4 North Atlantic Wharf, Suite 200, Charleston, SC 29401-2168. Its phone number is 843-722-3331. Its website is charlestonfinancial.net.","source":"Form ADV Part 1A, Item 1.F, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}