{"url":"https://nivawealth.com/firms/charles-pratt-and-company-104864","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/104864","regulatoryAum":916092202,"crd":"104864","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1253495","suffix":null,"lastName":"LAZARUS","firstName":"ELLEN","middleName":"MARIE"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-31","regulatoryAum":805009359,"clients":331,"employees":10,"offices":1},{"filedOn":"2022-06-22","regulatoryAum":894922517,"clients":355,"employees":9,"offices":1},{"filedOn":"2023-04-30","regulatoryAum":687500543,"clients":351,"employees":9,"offices":1},{"filedOn":"2024-03-27","regulatoryAum":777774075,"clients":326,"employees":9,"offices":1},{"filedOn":"2025-05-01","regulatoryAum":876804049,"clients":332,"employees":9,"offices":1},{"filedOn":"2026-06-01","regulatoryAum":916092202,"clients":315,"employees":9,"offices":1}],"secFileNumber":"801-20651","legalName":"Charles Pratt & Company, L.L.C.","displayName":"Charles Pratt & Company","slug":"charles-pratt-and-company-104864","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"family_office","typeLabel":"Family office","feeDisclosure":"full"},"founded":null,"organization":"New York limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1270 Avenue of the Americas, Suite 940","city":"New York","state":"NY","stateName":"New York","country":"United States","postalCode":"10020-1703"},"tradeNames":[],"registration":{"secApproved":"14 February 1984","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2177351.899350649,"staff":{"employees":9,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":916092202,"discretionary":886721925,"discretionaryAccounts":402,"nonDiscretionary":29370277,"nonDiscretionaryAccounts":142,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":294,"regulatoryAum":604045240},{"label":"High-net-worth individuals","clients":14,"regulatoryAum":66579145},{"label":"Pooled investment vehicles","clients":7,"regulatoryAum":245467817}],"feePrograms":[{"role":"main","program":"Custody fees","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":0.5,"from":0},{"to":10000000,"pct":0.25,"from":2000000},{"to":20000000,"pct":0.15,"from":10000000},{"to":null,"pct":0.1,"from":20000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044323","versionId":1044323,"ratePeriod":"not_stated","fee_billing":"arrears","submittedOn":"2026-05-07","documentName":"CHARLES PRATT & COMPANY FIRM BROCHURE","fee_rate_low":0.1,"fee_rate_high":0.5,"fee_negotiable":null,"minimum_account":2000000,"feeMinimumPeriod":"annual","fee_minimum_annual":50},{"role":"other","program":"Financial planning","summary":"No additional fee is charged for financial planning services.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044323","versionId":1044323,"submittedOn":"2026-05-07","documentName":"CHARLES PRATT & COMPANY FIRM BROCHURE"},{"role":"other","program":"Tax preparation and accounting","summary":"Billed on the time spent on the tax return, special accounting, audit or related tax service.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044323","versionId":1044323,"submittedOn":"2026-05-07","documentName":"CHARLES PRATT & COMPANY FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T05:51:42.43449+00:00","documents":[{"name":"CHARLES PRATT & COMPANY FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044323","versionId":1044323,"submittedOn":"2026-05-07"}]},"custodians":[{"name":"FNZ Trust Company, LLC","shortName":"FNZ Trust","location":"Boston, MA","smaAssets":884238031},{"name":"State Street Bank","shortName":"State Street Bank","location":"Boston, MA","smaAssets":19591908},{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Jersey City, NJ","smaAssets":12262264}],"custodyNote":"Charles Pratt & Company has custody of $916M in client assets for 308 clients.","otherCustodians":[],"leadership":[{"name":"Richard Coster","title":"Officer - President and CEO","crd":"4393019"},{"name":"Margaret Cutter","title":"Officer - Vice President","crd":"7254046"},{"name":"Sofia Lee","title":"Officer, Vice President - Tax","crd":"7714250"},{"name":"Cynthia Lopez","title":"Officer - Vice President","crd":"6764808"},{"name":"Steven Yadegari","title":"Chief Compliance Officer","crd":"5124206"},{"name":"Deming Holleran","title":"Managing Member; Director","crd":"4393003"},{"name":"David Hunt","title":"Managing Member; Chairman","crd":"4392955"},{"name":"Harold Pratt","title":"Managing Member; Director","crd":"4356257"},{"name":"Mitchell Pratt","title":"Managing Member; Director","crd":"4396416"},{"name":"David Pratt","title":"Managing Member; Director","crd":"4780663"},{"name":"Nicholas Thompson","title":"Managing Member; Director","crd":"8235700"},{"name":"Anne Van Ingen","title":"Managing Member; Director","crd":"4392980"},{"name":"Mary Pratt","title":"Member","crd":"4648048"}],"ownership":[{"label":"Harold Pratt","detail":"Managing member; director in the 5% to 10% ownership band and a control person, since January 1995."},{"label":"Mary Pratt","detail":"Member in the 10% to 25% ownership band, since July 2002."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"1270 Avenue of the Americas, Suite 940","city":"New York","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"212-867-4444","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":66},{"label":"U.S. government/agency bonds","percent":8},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":10},{"label":"Cash and cash equivalents","percent":10},{"label":"Other","percent":5,"detail":"Inherited Non Marketable Assets & Real Estate in  Trusts"}],"privateFunds":1},"sources":{"adv1FilingDate":"1 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/104864/PDF/104864.pdf","brochureDate":"7 May 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1044323","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Charles Pratt & Company have?","answer":"Charles Pratt & Company has 315 clients and manages $916 million for them, as of June 2026. They include 294 individual clients, 14 high-net-worth individuals and 7 pooled investment vehicles.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Charles Pratt & Company offer?","answer":"Charles Pratt & Company provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Charles Pratt & Company charge?","answer":"Charles Pratt & Company charges 0.10%–0.50% for its Custody fees. The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in arrears, has a $50 annual minimum and requires an account of at least $2,000,000.","source":"CHARLES PRATT & COMPANY FIRM BROCHURE, filed 7 May 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Charles Pratt & Company use?","answer":"Charles Pratt & Company’s separately managed account assets are held at FNZ Trust Company, LLC (Boston, MA), with $884M, State Street Bank (Boston, MA), with $19.6M and National Financial Services LLC (Jersey City, NJ), with $12.3M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Charles Pratt & Company have?","answer":"Charles Pratt & Company has 0 investment adviser representatives registered with state securities authorities, out of 9 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Charles Pratt & Company invest in?","answer":"At the end of its last fiscal year, Charles Pratt & Company’s separately managed accounts held 66% exchange-traded equities, 10% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 8% U.S. government and agency bonds, 5% other and 1% investment grade corporate bonds. The 5% other category is described as: Inherited Non Marketable Assets & Real Estate in  Trusts. It advises 1 private fund.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Charles Pratt & Company have a minimum investment?","answer":"Yes, Charles Pratt & Company’s minimum account size for its Custody fees is $2M. It charges a $50 annual minimum fee.","source":"CHARLES PRATT & COMPANY FIRM BROCHURE, filed 7 May 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Charles Pratt & Company?","answer":"Charles Pratt & Company’s direct owners are Harold Pratt and Mary Pratt, each holding 25% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Charles Pratt & Company get paid?","answer":"Charles Pratt & Company is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Charles Pratt & Company?","answer":"Charles Pratt & Company’s main office is at 1270 Avenue of the Americas, Suite 940, New York, NY 10020-1703. Its phone number is 212-867-4444.","source":"Form ADV Part 1A, Item 1.F, filed 1 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}