{"url":"https://nivawealth.com/firms/chandler-asset-management-107287","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/107287","regulatoryAum":45311900938,"crd":"107287","secFileNumber":"801-44378","legalName":"Chandler Asset Management Inc","displayName":"Chandler Asset Management","website":"http://www.chandlerasset.com","linkedinUrl":"https://www.linkedin.com/company/911143/","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"9255 Towne Centre Drive, Suite 600","city":"San Diego","state":"CA","stateName":"California","country":"United States","postalCode":"92121"},"tradeNames":[],"registration":{"secApproved":"22 July 1993","noticeFilings":null,"latestNoticeFiling":null},"staff":{"employees":54,"advisory":20,"brokerDealerReps":9,"insuranceAgents":0,"promoters":0},"aum":{"discretionary":38240362742,"discretionaryAccounts":420,"nonDiscretionary":7071538196,"nonDiscretionaryAccounts":89,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":4},"clientTypes":[{"label":"Pooled investment vehicles","clients":2,"regulatoryAum":2279408431},{"label":"Pension and profit-sharing plans","clients":1,"regulatoryAum":14711565},{"label":"Charitable organizations","clients":5,"regulatoryAum":80344103},{"label":"State or municipal government entities","clients":236,"regulatoryAum":37748288241},{"label":"Corporations and other businesses","clients":6,"regulatoryAum":163070873},{"label":"Other","clients":9,"regulatoryAum":5026077725}],"fees":[],"feeNotes":[],"custodians":[{"name":"The Bank of New York Mellon Corporation","shortName":"The Bank of New York Mellon","location":"Jacksonville, FL","smaAssets":7547549550},{"name":"U.S. Bank, NA","shortName":"U.S. Bank, NA","location":"Cincinnati, OH","smaAssets":20841753323},{"name":"Principal Financial Group","shortName":"Principal Financial Group","location":"Waco, TX","smaAssets":7142592067}],"custodyNote":"Chandler Asset Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Nicole Dragoo","title":"Chief Executive Officer","crd":"4263078"},{"name":"Ryan Tauber","title":"Chief Operating Officer","crd":"4007762"},{"name":"Michael Rasmussen","title":"Chief Compliance Officer","crd":"6874332"},{"name":"Martin Cassell","title":"CFO and Corporate Advisor","crd":"4330905"},{"name":"William Dennehy","title":"Co-Chief Investment Officer","crd":"2397527"},{"name":"Scott Prickett","title":"Co-Chief Investment Officer","crd":"1901448"},{"name":"Jayson Schmitt","title":"Co-Chief Investment Officer","crd":"4892847"}],"ownership":[{"label":"Chandler Investor Services, Inc.","detail":"Shareholder in the 75% or more ownership band and a control person, since January 2024."},{"label":"Prudent Fiduciary Services","detail":"Indirect owner: trustee of Chandler Asset Management, Inc. Employee Stock Ownership Plan & Trust, since October 2021.","parent":"Chandler Asset Management, Inc. Employee Stock Ownership Plan & Trust"},{"label":"Chandler Asset Management, Inc. Employee Stock Ownership Plan & Trust","detail":"Indirect owner: a shareholder of Chandler Investor Services, Inc. in the 50% to 75% band and a control person, since January 2024.","parent":"Chandler Investor Services, Inc."},{"label":"Martin Cassell","detail":"Indirect owner: a shareholder/cfo of Chandler Investor Services, Inc. in the 25% to 50% band and a control person, since January 2024.","parent":"Chandler Investor Services, Inc."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":6,"privateResidences":0},"listedOfficeAddresses":7,"officesByState":[{"state":"California","offices":4,"addresses":[{"street":"9255 Towne Centre Drive, Suite 600","city":"San Diego","headquarters":true},{"street":"3445 Telegraph Road","city":"Ventura"},{"street":"1901 Harrison Street","city":"Oakland"},{"street":"7250 Redwood Boulevard","city":"Novato"}]},{"state":"Colorado","offices":1,"addresses":[{"street":"1875 Lawrence Street","city":"Denver"}]},{"state":"Florida","offices":1,"addresses":[{"street":"5225 Tech Data Drive","city":"Clearwater"}]},{"state":"Washington","offices":1,"addresses":[{"street":"701 5th Avenue","city":"Seattle"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"858-546-3737","stateRegisteredReps":18,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients","Other"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":7},{"label":"U.S. government/agency bonds","percent":54},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":22},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":3},{"label":"Other","percent":12,"detail":"Mortgage-Backed Securities (MBS), Asset-Backed Securities (abs), Collateralized Mortgage Obligations (cmos) Supranationals, and Repos"}],"privateFunds":0},"sources":{"adv1FilingDate":"25 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/107287/PDF/107287.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Chandler Asset Management have?","answer":"Chandler Asset Management has 259 clients and manages $45.3 billion for them, as of March 2026. They include 236 state or municipal government entities, 9 other clients and 6 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Chandler Asset Management offer?","answer":"Chandler Asset Management provides portfolio management for pooled vehicles, portfolio management for institutions and other activities.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Chandler Asset Management use?","answer":"Chandler Asset Management’s separately managed account assets are held at U.S. Bank, NA (Cincinnati, OH), with $20,841,753,323, The Bank of New York Mellon Corporation (Jacksonville, FL), with $7,547,549,550 and Principal Financial Group (Waco, TX), with $7,142,592,067. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Chandler Asset Management have?","answer":"Chandler Asset Management has 18 investment adviser representatives registered with state securities authorities, out of 54 employees, and 20 perform investment advisory functions. 9 are registered representatives of a broker-dealer and 0 are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Chandler Asset Management invest in?","answer":"At the end of its last fiscal year, Chandler Asset Management’s separately managed accounts held 54% U.S. government and agency bonds, 22% investment grade corporate bonds, 12% mortgage-backed securities (mbs), asset-backed securities (abs), collateralized mortgage obligations (cmos) supranationals, and repos, 7% exchange-traded equities, 3% cash and equivalents, 1% state and local bonds and 1% pooled vehicles (private funds and similar). It advises no private funds of its own.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Chandler Asset Management?","answer":"Chandler Asset Management is owned through a holding company by Martin Cassell. Its direct owner is Chandler Investor Services, Inc. (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Chandler Asset Management get paid?","answer":"Chandler Asset Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}}],"holdings":{"url":"https://nivawealth.com/firms/chandler-asset-management-107287/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-07","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1665018/000166501826000005/0001665018-26-000005-index.html","totalValue":709718343,"positionCount":21,"top10Share":0.8844011870213139,"top10":[{"issuer":"ISHARES:CORE S&P 500","titleOfClass":"ISHARES CORE S&P 500 ETF","cusip":"464287200","value":130472043,"shares":174221,"shareType":"SH","priorValue":123287228,"priorShares":188741},{"issuer":"VANGUARD TOT BD ETF","titleOfClass":"VANGUARD TOTAL BOND MARKET","cusip":"921937835","value":128278979,"shares":1747432,"shareType":"SH","priorValue":117231710,"priorShares":1591957},{"issuer":"ISHARES:CORE S&P MD-CP","titleOfClass":"ISHARES CORE S&P MIDCAP ETF","cusip":"464287507","value":68965072,"shares":894373,"shareType":"SH","priorValue":61510214,"priorShares":910858},{"issuer":"VANGUARD DEV MKT ETF","titleOfClass":"VANGUARD FTSE DEVELOPED ETF","cusip":"921943858","value":58832758,"shares":825723,"shareType":"SH","priorValue":54882464,"priorShares":856468},{"issuer":"VANGUARD S-C ID ETF","titleOfClass":"VANGUARD SMALL-CAP ETF","cusip":"922908751","value":56750117,"shares":187220,"shareType":"SH","priorValue":50105288,"priorShares":191300},{"issuer":"VANGUARD EM ST I ETF","titleOfClass":"VANGUARD FTSE EMERGING MARKE","cusip":"922042858","value":53285665,"shares":892707,"shareType":"SH","priorValue":50164980,"priorShares":928122},{"issuer":"VANGUARD TSM IDX ETF","titleOfClass":"VANGUARD TOTAL STOCK MKT ETF","cusip":"922908769","value":36615458,"shares":98950,"shareType":"SH","priorValue":33308098,"priorShares":103825},{"issuer":"VANGUARD RE IDX ETF","titleOfClass":"VANGUARD REAL ESTATE ETF","cusip":"922908553","value":33945071,"shares":352018,"shareType":"SH","priorValue":31777462,"priorShares":358258},{"issuer":"ISHARES:BRD USD HY CP BD","titleOfClass":"ISHARES BROAD USD HIGH YIELD","cusip":"46435U853","value":31347796,"shares":846780,"shareType":"SH","priorValue":29027157,"priorShares":787925},{"issuer":"FlexShares Trust","titleOfClass":"FLEXSHARES IBOXX 5-YEAR TARG","cusip":"33939L605","value":29182786,"shares":1227715,"shareType":"SH","priorValue":26319682,"priorShares":1091650}],"positionsListed":21,"positions":[{"issuer":"ISHARES:CORE S&P 500","titleOfClass":"ISHARES CORE S&P 500 ETF","cusip":"464287200","value":130472043,"shares":174221,"shareType":"SH","priorValue":123287228,"priorShares":188741},{"issuer":"VANGUARD TOT BD ETF","titleOfClass":"VANGUARD TOTAL BOND MARKET","cusip":"921937835","value":128278979,"shares":1747432,"shareType":"SH","priorValue":117231710,"priorShares":1591957},{"issuer":"ISHARES:CORE S&P MD-CP","titleOfClass":"ISHARES CORE S&P MIDCAP ETF","cusip":"464287507","value":68965072,"shares":894373,"shareType":"SH","priorValue":61510214,"priorShares":910858},{"issuer":"VANGUARD DEV MKT ETF","titleOfClass":"VANGUARD FTSE DEVELOPED ETF","cusip":"921943858","value":58832758,"shares":825723,"shareType":"SH","priorValue":54882464,"priorShares":856468},{"issuer":"VANGUARD S-C ID ETF","titleOfClass":"VANGUARD SMALL-CAP ETF","cusip":"922908751","value":56750117,"shares":187220,"shareType":"SH","priorValue":50105288,"priorShares":191300},{"issuer":"VANGUARD EM ST I ETF","titleOfClass":"VANGUARD FTSE EMERGING MARKE","cusip":"922042858","value":53285665,"shares":892707,"shareType":"SH","priorValue":50164980,"priorShares":928122},{"issuer":"VANGUARD TSM IDX ETF","titleOfClass":"VANGUARD TOTAL STOCK MKT ETF","cusip":"922908769","value":36615458,"shares":98950,"shareType":"SH","priorValue":33308098,"priorShares":103825},{"issuer":"VANGUARD RE IDX ETF","titleOfClass":"VANGUARD REAL ESTATE ETF","cusip":"922908553","value":33945071,"shares":352018,"shareType":"SH","priorValue":31777462,"priorShares":358258},{"issuer":"ISHARES:BRD USD HY CP BD","titleOfClass":"ISHARES BROAD USD HIGH YIELD","cusip":"46435U853","value":31347796,"shares":846780,"shareType":"SH","priorValue":29027157,"priorShares":787925},{"issuer":"FlexShares Trust","titleOfClass":"FLEXSHARES IBOXX 5-YEAR TARG","cusip":"33939L605","value":29182786,"shares":1227715,"shareType":"SH","priorValue":26319682,"priorShares":1091650},{"issuer":"VANGUARD TOT ITL BI ETF","titleOfClass":"VANGUARD TOTAL INTL BOND ETF","cusip":"92203J407","value":20935563,"shares":432285,"shareType":"SH","priorValue":19348053,"priorShares":402665},{"issuer":"VANGUARD GXUS RE ETF","titleOfClass":"VANGUARD GLBL EX-US REAL EST","cusip":"922042676","value":20025749,"shares":446505,"shareType":"SH","priorValue":18893695,"priorShares":425055},{"issuer":"ISHARES:GOLD TRUST","titleOfClass":"ISHARES GOLD TRUST","cusip":"464285204","value":9255638,"shares":122575,"shareType":"SH","priorValue":9627072,"priorShares":109200},{"issuer":"ABRDN:BBG AC STR K1 FREE","titleOfClass":"ABRDN BLOOMBERG ALL COMMODIT","cusip":"003261104","value":9252670,"shares":414175,"shareType":"SH","priorValue":9164131,"priorShares":377280},{"issuer":"VANGUARD MTG-BK IDX ETF","titleOfClass":"VANGUARD MORTGAGE-BACKED SEC","cusip":"92206C771","value":5873485,"shares":125475,"shareType":"SH","priorValue":5891051,"priorShares":125475},{"issuer":"VANGUARD ST CORP BD ETF","titleOfClass":"VANGUARD S/T CORP BOND ETF","cusip":"92206C409","value":4239169,"shares":53640,"shareType":"SH","priorValue":4180303,"priorShares":52735},{"issuer":"ISHARES:CORE US AGG BD","titleOfClass":"ISHARES CORE U.S. AGGREGATE","cusip":"464287226","value":3413028,"shares":34482,"shareType":"SH","priorValue":3423028,"priorShares":34482},{"issuer":"VANGUARD INT CRP BD ETF","titleOfClass":"VANGUARD INT-TERM CORPORATE","cusip":"92206C870","value":3079539,"shares":37260,"shareType":"SH","priorValue":3026581,"priorShares":36575},{"issuer":"VANGUARD ST TRS ETF","titleOfClass":"VANGUARD SHORT-TERM TREASURY","cusip":"92206C102","value":2226150,"shares":38250,"shareType":"SH","priorValue":2241789,"priorShares":38295},{"issuer":"VANGUARD INT TRS ETF","titleOfClass":"VANGUARD INTERMEDIATE-TERM T","cusip":"92206C706","value":1958431,"shares":33205,"shareType":"SH","priorValue":1962470,"priorShares":32955},{"issuer":"VANGUARD MD-CP I ETF","titleOfClass":"VANGUARD MID-CAP ETF","cusip":"922908629","value":1783176,"shares":22132,"shareType":"SH","priorValue":1588968,"priorShares":5533}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva Wealth is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}