{"url":"https://nivawealth.com/firms/certified-planners-105364","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/105364","regulatoryAum":196622285,"crd":"105364","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2876429","suffix":null,"lastName":"KANGAS","firstName":"ANGELICA","middleName":"KARMENE"},{"crd":"2540947","suffix":null,"lastName":"MILLER","firstName":"ANNA","middleName":"MARI"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-01","regulatoryAum":169849329,"clients":232,"employees":7,"offices":1},{"filedOn":"2022-05-31","regulatoryAum":185468350,"clients":221,"employees":7,"offices":1},{"filedOn":"2023-01-20","regulatoryAum":149133827,"clients":218,"employees":8,"offices":1},{"filedOn":"2024-01-22","regulatoryAum":161234202,"clients":208,"employees":7,"offices":1},{"filedOn":"2025-06-02","regulatoryAum":173519250,"clients":195,"employees":7,"offices":1},{"filedOn":"2026-01-14","regulatoryAum":196622285,"clients":188,"employees":2,"offices":1}],"secFileNumber":"801-34450","legalName":"Certified Planners, Inc.","displayName":"Certified Planners","slug":"certified-planners-105364","website":"https://certifiedplannersinc.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"2333 San Ramon Valley BLVD. Ste 185","city":"San  Ramon","state":"CA","stateName":"California","country":"United States","postalCode":"94583"},"tradeNames":[],"registration":{"secApproved":"18 May 1989","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1054313.8655913977,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":196622285,"discretionary":196622285,"discretionaryAccounts":536,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":126,"regulatoryAum":57262003},{"label":"High-net-worth individuals","clients":60,"regulatoryAum":138840376},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":519906}],"feePrograms":[{"role":"main","program":"Active Investment Management (AIM)","feeBasis":"whole_balance","fee_tiers":[{"to":null,"pct":1,"from":0}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1001827","versionId":1001827,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-01-14","documentName":"CPI ADV PART 2A & 2B","fee_rate_low":1,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":5000},{"role":"other","program":"Financial Plans and Consultations","summary":"Computed at $300 an hour on actual time, with a retainer due on signing and the balance on delivery; not collected more than six months in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1001827","versionId":1001827,"submittedOn":"2026-01-14","documentName":"CPI ADV PART 2A & 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T11:47:07.274864+00:00","documents":[{"name":"CPI ADV PART 2A & 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1001827","versionId":1001827,"submittedOn":"2026-01-14"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":190682721}],"custodyNote":"Certified Planners has custody of $56.4K for 2 clients.","otherCustodians":[],"leadership":[{"name":"Anna Miller","title":"President, Chief Compliance Officer","crd":"2540947"},{"name":"Angelica Kangas","title":"VP/Secretary","crd":"2876429"}],"ownership":[{"label":"Anna Mari Miller Revocable Trust","detail":"Shareholder in the 75% or more ownership band and a control person, since December 2009."},{"label":"2010 Kangas Family Revocable Trust","detail":"Shareholder in the 5% to 10% ownership band and a control person, since May 2010."},{"label":"Anna Miller","detail":"Indirect owner: a trustee of Anna Mari Miller Revocable Trust in the 75% or more band and a control person, since December 2009.","parent":"Anna Mari Miller Revocable Trust"},{"label":"Angelica Kangas","detail":"Indirect owner: a trustee of 2010 Kangas Family Revocable Trust in the 75% or more band and a control person, since May 2010.","parent":"2010 Kangas Family Revocable Trust"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"2333 San Ramon Valley BLVD. Ste 185","city":"San  Ramon","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"925-553-7200","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":37},{"label":"Non-investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":48},{"label":"Cash and cash equivalents","percent":11},{"label":"Other","percent":2,"detail":"Variable Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"14 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/105364/PDF/105364.pdf","brochureDate":"14 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1001827","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Certified Planners have?","answer":"Certified Planners has 188 clients and manages $197 million for them, as of January 2026. They include 126 individual clients, 60 high-net-worth individuals, and 2 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Certified Planners offer?","answer":"Certified Planners provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Certified Planners charge?","answer":"Certified Planners charges 1.00% a year for its Active Investment Management (AIM). The whole portfolio is charged at the rate of its band. The fee is billed in arrears, is negotiable and has a $5,000 annual minimum.","source":"CPI ADV PART 2A & 2B, filed 14 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Certified Planners use?","answer":"Certified Planners’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $191M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Certified Planners have?","answer":"Certified Planners has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Certified Planners invest in?","answer":"At the end of its last fiscal year, Certified Planners’ separately managed accounts held 48% registered funds (mutual funds, ETFs, BDCs), 37% exchange-traded equities, 11% cash and equivalents, 2% high-yield corporate bonds and 2% other. The 2% other category is described as: Variable Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Certified Planners?","answer":"Certified Planners is owned through trusts by Anna Miller and Angelica Kangas. Its direct owners are Anna Mari Miller Revocable Trust (75% or more) and 2010 Kangas Family Revocable Trust (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 14 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Certified Planners get paid?","answer":"Certified Planners is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Certified Planners?","answer":"Certified Planners’ main office is at 2333 San Ramon Valley BLVD. Ste 185, San  Ramon, CA 94583. Its phone number is 925-553-7200. Its website is certifiedplannersinc.com.","source":"Form ADV Part 1A, Item 1.F, filed 14 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}