{"url":"https://nivawealth.com/firms/carpenter-claydon-advisors-143516","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/143516","regulatoryAum":294900020,"crd":"143516","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2030444","suffix":null,"lastName":"CLAYDON","firstName":"DEBORAH","middleName":"MARIE"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-11","regulatoryAum":185287046,"clients":128,"employees":3,"offices":1},{"filedOn":"2022-03-29","regulatoryAum":203001126,"clients":114,"employees":3,"offices":1},{"filedOn":"2023-02-25","regulatoryAum":210000358,"clients":158,"employees":3,"offices":1},{"filedOn":"2024-03-07","regulatoryAum":275849316,"clients":129,"employees":3,"offices":1},{"filedOn":"2025-02-25","regulatoryAum":266629139,"clients":174,"employees":3,"offices":1},{"filedOn":"2026-03-04","regulatoryAum":294900020,"clients":249,"employees":3,"offices":1}],"secFileNumber":"801-67751","legalName":"Carpenter, Claydon Advisors, Inc.","displayName":"Carpenter, Claydon Advisors","slug":"carpenter-claydon-advisors-143516","website":"https://ccawealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/carpenter-claydon-advisors-inc-/","founded":"2007","organization":"Florida corporation","fiscalYearEnd":"December","headquarters":{"street":"557 N. Wymore Road, Suite 201","city":"Maitland","state":"FL","stateName":"Florida","country":"United States","postalCode":"32751"},"tradeNames":[],"registration":{"secApproved":"13 April 2007","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1091867.7531380753,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":294900020,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":294900020,"nonDiscretionaryAccounts":404,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":51,"regulatoryAum":20774676},{"label":"High-net-worth individuals","clients":188,"regulatoryAum":240181717},{"label":"Pension and profit-sharing plans","clients":10,"regulatoryAum":33943627}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014181","versionId":1014181,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-04","documentName":"CARPENTER, CLAYDON ADVISORS, INC. ADV BROCHURE","fee_rate_low":0.1,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting","summary":"Fixed fee typically between $1,000 and $10,000, or an hourly fee of $300; fees may be negotiated based on complexity and scope.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014181","versionId":1014181,"submittedOn":"2026-03-04","documentName":"CARPENTER, CLAYDON ADVISORS, INC. ADV BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:14:30.351876+00:00","documents":[{"name":"CARPENTER, CLAYDON ADVISORS, INC. ADV BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014181","versionId":1014181,"submittedOn":"2026-03-04"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"FT, Worth, TX","smaAssets":294900020}],"custodyNote":"Carpenter, Claydon Advisors has custody of $257M for 243 clients.","otherCustodians":[],"leadership":[{"name":"Deborah Claydon","title":"President/Secretarytreasurer/Chief Compliance Officer","crd":"2030444"}],"ownership":[{"label":"Deborah Claydon","detail":"President/secretarytreasurer/chief compliance officer in the 75% or more ownership band and a control person, since August 2013."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"557 N. Wymore Road, Suite 201","city":"Maitland","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"407-843-0316","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Other"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":70},{"label":"Cash and cash equivalents","percent":14},{"label":"Other","percent":11,"detail":"CDS"}],"privateFunds":0},"sources":{"adv1FilingDate":"4 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/143516/PDF/143516.pdf","brochureDate":"4 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014181","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Carpenter, Claydon Advisors have?","answer":"Carpenter, Claydon Advisors has 249 clients and manages $295 million for them, as of March 2026. They include 188 high-net-worth individuals, 51 individual clients, and 10 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Carpenter, Claydon Advisors offer?","answer":"Carpenter, Claydon Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Carpenter, Claydon Advisors charge?","answer":"Carpenter, Claydon Advisors charges 0.10%–1.00% a year for its Portfolio Management Services. The fee is billed in arrears and is negotiable.","source":"CARPENTER, CLAYDON ADVISORS, INC. ADV BROCHURE, filed 4 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Carpenter, Claydon Advisors use?","answer":"Carpenter, Claydon Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (FT, Worth, TX), with $295M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Carpenter, Claydon Advisors have?","answer":"Carpenter, Claydon Advisors has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Carpenter, Claydon Advisors invest in?","answer":"At the end of its last fiscal year, Carpenter, Claydon Advisors’ separately managed accounts held 70% registered funds (mutual funds, ETFs, BDCs), 14% cash and equivalents, 11% other and 5% exchange-traded equities. The 11% other category is described as: CDS.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Carpenter, Claydon Advisors?","answer":"Carpenter, Claydon Advisors’ direct owner is Deborah Claydon (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Carpenter, Claydon Advisors get paid?","answer":"Carpenter, Claydon Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Carpenter, Claydon Advisors?","answer":"Carpenter, Claydon Advisors’ main office is at 557 N. Wymore Road, Suite 201, Maitland, FL 32751. Its phone number is 407-843-0316. Its website is ccawealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}